Riding when not on the mid database?

[prowler]

I'v taken insurance out, i'v got the certificate (duplicate), and it's due to start from midnight tonight but it could be 72 hours before i'm on the mid database, i'm not sure if i'll be fine to ride tommorow and if i get pulled the certi will be enough or should i wait till i'm on the mid just to be certain? ta.

[L-Jam]

You will be fine mate, the moment you pay you're covered if you start it immediately/12:00am. Just show the pigs your certificate, if you do get stopped which is highly unlikely.
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[L-Jam]

You will be fine mate, the moment you pay you're covered if you start it immediately/12:00am. Just show the pigs your certificate, if you do get stopped which is highly unlikely.
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Journalist, student, egotist.
Click here if you're a young biker, wondering what to do after a moped/125!
Skp 50 --> GS 500 --> CBR600F with custom HRC paint jobby --> GSX-R 750 K7, beautiful!

[iooi]

[Rhys]

If you do get stopped, if they gave you a producer you'd have a week (I think - well few days anyway) to go in and show your docs to them anyway, and by that time you'd have your stuff through wouldn't you
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[JP7]

The MID database isn't the be-all and end-all, it sometimes takes a while to update. If you're unlucky, you might get stopped in the first couple of days until the MID updates. But if you're covered, you're legal and you should have no worries!

[Paivi]

[prowler]

Yea this is what was worrying me as the last bike i had got seized by the police because even though i bought insurance i wasn't put on the database and i didn't have my certificate on me, and even if i did have they could have been awkward and said it's not genuine, so abit un-easy whether or not to ride tomorrow. Just today outside my very window the police seized a car off some women, could of been a sign maybe lol.

[Paivi]

It can take a couple of weeks for your insurance company to update the database; the key is to remember who you're insured with should you be asked for proof.
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[D O G]

I was pulled a couple of weeks ago due to this, as Paivi says they just call the insurance company up and check. I would recommend keeping the 'phone number of the company and your policy number on you - makes the whole thing easier.

The very pleasant policeman who educated me on the data protection act (like I care), when the customer service guy wanted to speak to me to confirm I was who they said I was, also told me that 'the burden is on you to prove you have insurance, not for us to prove you don't'. What a pleasant sentiment I thought, and a pretty sad reflection of where we've got to.

I didn't bother to argue, I was late as it was.


Part of me did wonder, however, what they would have done if my customer service department was shut, or like e-bike's which is total poo. How long would tehy have waited, or would they just impound the bike? The latter I suspect.

[prowler]

I'm on it now so nothing to worry about, will bring the certi with me anyway. Cheers peeps.

[G]

[sickpup]

[sickpup]

I'm actually going to explain my position on this further.

The MID as it's name suggests is merely a database. It was never expected to be 100% accurate and it was never expected to be used to confiscate peoples cars. It was meant to give a rough idea of what vehicles were insured and which were not.

Since it's introduction a few years back it's use has changed, this is known as creep. Many people including Police officers and insurance people are now under the impression that unless your vehicle is on the MID you cannot be insured which is frankly rubbish. As well as my Courier insurance where all MY Courier insured vehicles are listed I also hold a Motor Traders Policy which is mainly used for deliveries for my Ebay company. On my Traders Policy ALL my vehicles (regardless of use) are listed including my Courier insured vehicles so they are effectively insured twice which is perfectly legal. I only have to update the vehicles on my Traders Policy once a year, at renewal. If A vehicle is up for sale it doesn't have to added at all but I am still insured on it regardless of whether or not it is on the database.

Now back to creep. As the use of the MID has creeped from being merely a tool to assess if a driver of a vehicle is insured to being judge, jury and executioner in many peoples eyes people have started stating this as truth. The more people who state this as truth the truer it becomes over time until within a few years it is accepted as the truth which is why the OP has posted this question.

Please stop repeating Police policy as law, there is a big difference.

[Blau Zedong]

Paivi just got pwned.

The MID isn't the be all and end all (although thanks to folk like you it might just as well be). As pup describes there are types of policy's where vehicles are not individually listed on the MID. Does this mean they are uninsured? Enquiring minds need to know.
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[Paivi]

[sickpup]

[Chriss]

I got pulled 3 times in one day because the bike wasn't on the MID database. Just carry your certificate round with you.
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