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When did they change it to 4 years??

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Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 16:14 - 05 Aug 2009    Post subject: When did they change it to 4 years?? Reply with quote

Just been going over a 'discussion' I had last night with the missus.

She was saying points stay on your license for 4 years, I was insisting it's 3.

Anyhow, went to the direct.gov.uk motoring site and low and behold it is 4 years Sad

So she's right Crying or Very sad

I'm sure it was 3 years at some point, I'm willing to put real money Penny Coin on it.
Does anyone know when it changed? (tried google but got lost).

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The Shaggy D.A.
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PostPosted: 17:14 - 05 Aug 2009    Post subject: Reply with quote

They stay on four years, but still only count for three (depending on offence).
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J0Al1
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PostPosted: 18:20 - 05 Aug 2009    Post subject: Reply with quote

The Shaggy D.A. wrote:
They stay on four years, but still only count for three (depending on offence).



. . . and you have to declare them for 5 years Laughing
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fenton
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PostPosted: 00:29 - 06 Aug 2009    Post subject: Reply with quote

Thought they stayed on your licence for 5 but that you only had to legally declare them for 3, which is why some insurers ask you if you have had any in the last 5 years. So you cant avoid having your insurance hiked up.
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Flip
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PostPosted: 01:19 - 06 Aug 2009    Post subject: Reply with quote

I always thought it was 3 years but you had to declare them for 5 years.
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Fortuna
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PostPosted: 02:49 - 06 Aug 2009    Post subject: Reply with quote

I always thought you lot were confusing Smile
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OssY
Nearly there...



Joined: 12 Jan 2009
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PostPosted: 13:05 - 06 Aug 2009    Post subject: Reply with quote

I don't like the prizes at the end of this points scheme.
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Phoenix
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PostPosted: 16:26 - 06 Aug 2009    Post subject: Reply with quote

Points will stay on your counterpart for 4 years but you don't have to declare them after 3, so that means if anyone asks you after 3 years if you have a clean licence you can say yes, but if they ask you if you've had any points in the last 5 years then you have to tell them supposedly.

It's not really all that clear, the law says you're technically 'rehailitated' after 3 years so don't have to declare them yet apparently still do to insurance companies for however far back they wish to ask, waste of time.

Bans stay on your licence for 5 years but you can stop declaring them after 4, but again all insurance companies ask for 5 or 10 years history. The only real advantage is getting jobs as you can tell them it's clear. Drink/drug driving bans are exception, they're 10 years and stay on for 11.

Edit- Just been reading the DVLA website and it seems the rules have changed in the last few years since I got my speeding ban, it's just flat 4 years for points and bans now it seems (except DD), no stop declaring a year earlier stuff.
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Wafer_Thin_Ham
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PostPosted: 10:50 - 07 Aug 2009    Post subject: Reply with quote

I thought the points were active for 3 years under totting up, but they stay on your license for 4 years....
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chris-red
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PostPosted: 02:44 - 20 Aug 2009    Post subject: Reply with quote

If had 3 points for 4 years then you got them removed and the insurance company asked about points from the last 5 years and you said no how would they prove otherwise?
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Faldo
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PostPosted: 13:40 - 21 Aug 2009    Post subject: Reply with quote

Big_Ham wrote:
I thought the points were active for 3 years under totting up, but they stay on your license for 4 years....


I called the DVLA the other day about this as I've just copped for 6 month ban for totting up (12 points within a 3 year period). When my licence comes back, the previous offences that totalled 12 points will be replaced with a TT99 ban, so I'll have no points.
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Phoenix
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PostPosted: 16:30 - 21 Aug 2009    Post subject: Reply with quote

True, you won't have any points, but insurance wise a ban of any kind especially a totting up ban is worse than points. Some company insurance schemes won't cover people with totting up bans too, I found this out when I had to declare my speeding ban (which was an SP50 not a totting up), thankfully that wasn't a problem.


Chris-Red, presumably they can't from the DVLA but you will have been telling the motor insurance database or whatever it is that stored details for sharing for the last 4 years that you go points on a certain date, so they can see from there that they were less than 5 years ago. I'm not convinced they actually check it though until you go to claim, then they have your premium and no reason to pay out, they win.
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trevoriv
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PostPosted: 17:02 - 21 Aug 2009    Post subject: Reply with quote

It is confusing. From what I can remember convictions coes stay on for 4 years but anything that invlolves a monetary fine has to stay on for 5 years and since pretty much all of the standard motoring convictions come with a fine that makes most of them technically declarable for 5 years.
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MattEMulsion
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PostPosted: 15:59 - 23 Aug 2009    Post subject: Reply with quote

They have been valid for three years but remain on your licence for four years for as long as I have been driving (14 years) I'm fairly sure anyway. Why they need an extra year to 'remain' on your licence is some stupid persons thinking, if they aren't valid then what is the point?

My points expired a good while ago but I am not paying for the priviledge just to have them removed from my licence, they can remain on there until it gets renewed for some other reason.
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Silver
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PostPosted: 16:07 - 23 Aug 2009    Post subject: Reply with quote

As has been stated...

Points remain on the licence for 4 years, but only "count" for 3 years* - insurance companies want to know about 5 year's worth.

* I went to court for speeding, with three points on my licence that were older than 3 years (but younger than 4). The clerk of the court read out that my licence was clean.
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Gti
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PostPosted: 22:34 - 27 Aug 2009    Post subject: Reply with quote

Ok I've been looking into this and unless you've been done for drink driving/reckless driving and such then they come off (spent) after 4 years.

Insurers ask you to declare any convictions in the last 5 years but according to the 1974 Rehabilitation of Offenders Act (revised 2007) you don't have to declare any spent convictions motoring or otherwise if asked.
Someone mentioned fines, your not 'rehabilitated' for 5 years for most fines. But Insurers don't ask you to declare fines they ask about convictions which if spent you don't have to declare. I'm not sure where you'd stand if they asked about fines.
When i rang the dvla about my record from 4.5 years ago which i received a fine for they said that their was nothing showing on my license fines or otherwise.
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st3v3
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PostPosted: 00:29 - 29 Aug 2009    Post subject: Reply with quote

If they ask if you've had any within X amount of years then you decline to be truthful; if they ask if you've ever had or previously had, you have to declare it.

Only time you will be caught out is if you come to claim.... then they'll work out you technically lied and get royally screwed.
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Gti
Bendy Groupie



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PostPosted: 11:15 - 29 Aug 2009    Post subject: Reply with quote

st3v3 wrote:
If they ask if you've had any within X amount of years then you decline to be truthful; if they ask if you've ever had or previously had, you have to declare it.

Only time you will be caught out is if you come to claim.... then they'll work out you technically lied and get royally screwed.


https://www.nacro.org.uk/data/resources/nacro-2007021302.pdf
(NACRO is a crime reduction charity)

"Applying for insurance : If the proposal form asks whether the applicant has any previous convictions, the answer can be ‘no’ if the convictions are spent. This is the case even if the conviction is relevant to the risk which the insurers will underwrite.
For example
Spent motoring convictions are not required on a proposal form for motor insurance."
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Dom_
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PostPosted: 13:52 - 29 Aug 2009    Post subject: Reply with quote

People keep saying they "count" for only 3 years, i can't find anything that supports this on the direct.gov site.

One thing it looks like they've changed for my benefit though, AC10 and CD10 used to be 4 years from date of conviction i'm sure. Now it's from date of offence, only 1 more year to serve until they disappear!
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