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Buying a new car (possibly even a nearly new one)

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t121anf
World Chat Champion



Joined: 23 Feb 2007
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PostPosted: 21:37 - 17 Aug 2009    Post subject: Buying a new car (possibly even a nearly new one) Reply with quote
the time has come i think for my smart to go the journey, its been a fun 4yrs years but i need something more practical.

i often hear people talking about getting new cars for as little as £100 a month, how the feck do people do it?

all i can find online are offers for 0% on the ful amount, i.e. £15k /36months so thats £400+ a month (ok i didn't take a deposit off)

so how do i get a good deal?

or should i just lease one?
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The Shaggy D.A.
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Joined: 12 Sep 2008
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PostPosted: 11:45 - 18 Aug 2009    Post subject: Reply with quote
She's mad and her website offends the eyes, but have a look at Ling's Cars :-

https://www.lingscars.com/
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Bendy
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Joined: 10 Jun 2002
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PostPosted: 12:03 - 18 Aug 2009    Post subject: Re: Buying a new car (possibly even a nearly new one) Reply with quote
t121anf wrote:

i often hear people talking about getting new cars for as little as £100 a month, how the feck do people do it?


You don't finance the whole car, you only finance (say) three years of it. They have a Guaranteed Final Value for the car, so after the three years of a small payment you decide whether to buy (paying the remainder), hand it back (usually using it as a deposit on another new/nearly new from the same place) or you finance the remainder and keep paying it off.

Depending on the cost of car, amount of deposit, length of the agreement and gfv of the car, you could find yourself around the £100 mark easily enough.

I'd say most people doing the above never actually 'buy' the car, they just pay monthly, have a newish car for a few years then chop it in for another newish car. It's not quite leasing, but it's not quite ownership either.
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t121anf
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Joined: 23 Feb 2007
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PostPosted: 13:03 - 18 Aug 2009    Post subject: Reply with quote
yeah i thought it was something like that, i like the idea of a new car every 3 years, but also feel i should own something lol.

i just want a normal car lol.
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trevoriv
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Joined: 04 Jun 2005
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PostPosted: 20:03 - 18 Aug 2009    Post subject: Reply with quote
If you are getting a new car leasing is definately the way to go, depreciation at the moment is something else!

A client of mine has a car leasing franchise, I can get an Astra 1.4i SXi 16v for £170 + VAT pcm and I could at one point get a C1/Aygo for £99 + VAT pcm.
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