Insurance problem :(

[That-Kid-O]

So off I went today to put a deposit on my new bike, and got home to check when my current insurance expires.

18th September 2009 and the problem is that I get my new bike on the 3rd September 2009.

I tried calling up my insurance company and was told "we cannot change over from your 125cc to a 600cc as your on the small bike scheme" so now I don't know what todo.

Only option I can think of is the bring the bike home on the 3rd and leave it in the garage for 15days until I get my 2nd year of no claims

Another gripe is that if I don't state in my insurance that I will be carrying passengers, and I have an accident with pillion will my insurance not have to pay up!?

[ricky_v]

[Kwaks]

[MattEMulsion]

[jack_zxr400]

[That_Hornet]

15 days of a bike being sat in my garage. I would have polished the paint off it.

[strag]

Leave it in the shop, if it gets nicked its insured. I know you are excited but dont let the heart rule head.
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carbon bling

[That-Kid-O]

[That_Hornet]

DONT TELL THEM.

[That-Kid-O]

[hornetmike]

What I did was insure make my with no NCB and swap it onto the policy when the old one ended think it cost me £25 extra admin fee, worth it for 2 weeks riding new bike
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87 Honda CG 125 - 97 ER5 - SR 50 -81 Z250- 96 CBR 600 F- 94 GPX600R 88- GPX 400R- 87 GS 125 - 2006 Honda CB600F- 2003 ER5 - Honda CBF 1000 2009 - Honda CBR 600 RR 2011
Current BMW R1200GS 2010

[That-Kid-O]

[short1uk]

I had exactly the same thing mate!

I had a new YBR 125 with cheaper insurance (like £100 special offer or summit) and I bought the Hornet 600.

Rang them - nothing they could do they couldnt swap it over for me. I had to take the insurance for the hornet with out the no claims. Then once the renewal came for the Hornet year after I had the year on the hornet then the year from the YBR so I had 2. Price dropped loads then!

[Gazdaman]

Don't they normally give you 28 days to send them proof of no claims?

Gaz

[G]

Some companies will accept that you won't be using the other bike and will take the no claims, providing, of course, you don't actually have a claim on it in that time .

[Paulington]

I insured my new bike on the 26th of August, officially my year's no claims from the RS50 doesn't come until the 6th of September but I used the 1 year NCB anyway.

I insured with the same company so surely they would have of spotted it.
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[G]

[That-Kid-O]

all sorted guys. The woman on the other side of the phone was very helpful. Got a good quote, told her the situation, she called AXA and asked them and they accepted to let me send them the proof of 2 years on the 18th and start covering me on the 3rd. RESULT!

[Blackwolf]

[Ol]

you could always look at the temporary insurance cover places where you can get insured for anything from 1to 28 days, Get insured on the new bike for a couple of weeks (with "0" no claims), then just insure the new bike when the old policy expires !

When i was looking round, for a zzr600 it was £22 a month fully comp with "0" no claims at 25 years old..

but then £22 to be able to ride your new bike for the first fortnight is prob worth paying - imo !

[That-Kid-O]

[Kwaks]

[quote="kwaker6r"]