Girlfriends father backed into my motorcycle -.- (Accident)

[Yazta]

So yeah, as above...

My girlfriends father backed into my motorcycle with his 4x4 toyota today. -.- In all fairness, he didn't see it. It was parked behind the truck and he forgot it was there, so he reversed out and hit it. -.-

Damage is:

- Bent Forks
- Bent Handlebars
- Bent Subframe
- Bent Frame
- Twisted Front Fairing... With a nice large scratch
- Bent Front Fairing Mount
- Chipped Screen
- Fubared Indicator
- Screwed Sidestand
- Incredibly scratched Silencer
- Snapped Speedo Cable... It worked before, didn't after, no idea how it broke though...

So yeah, he said he'd pay for the damage but i'm just thinking, wouldn't the insurance company just write it off? Wouldn't it just be easier to claim on the insurance and just get the £££ of the insurance company?

What do you guys think?

And no, it's not a case of "Grab a roll of gaffa tape and it'll be as good as new!"

Yazta.

[chris-red]

What bike is it? year condition etc. I'm guess 50/125 judging by the damage.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[EUMP]

Ok, well before claiming as this is your girlfriends father talk it through with him telling him estimates of the repairs etc and come out like "It was an accident and it would probably be easier for the insurance to pay rather than out your own pocket as that's why the insurance is there."

Don't go off claiming without talking it with him as if you were to get married etc you may have some awkward silence with you and him around a christmas tree in many years to come.

Bottom line, you don't want a grudge just your bike back up'
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C.B.T - Expired
MOD1 04/08/10
MOD2 10/08/10

[Yazta]

It's a 1997 Kawasaki GPZ500s D3 model.

Fun Fun Fun. I did tell him it would cost alot and I hadn't even looked at the bike yet. I walked out the house and heard someone tell my missus that I didn't look happy... She said "No shit, his bikes on the floor." hahaha.

[chris-red]

Shit! that is a hell of a lot of damage. The bike is probably worth what £800? It will cost far more than that to fix. I would talk it through with him if he wants to pay for it buy a similar bike then sell the old one on ebay and give him the cash from that.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[Yazta]

It's insured for £750.

So since the damage cost is going to be above 2/3 they just write it off I believe? If it's written off, do the insurance company just send you a check or something? (Never had a bike written off before, I'm a fan of bodge jobs and welding personally, but it's a bit too fubared.)

My thoughts were to go through the insurance, get the £££ if they decide not to fix it, and to then get a nicer bike with the cash... hahaha... oh, and to never let him forget about it, he's one of them blokes that you just can't resist reminding him about something.

When he ran it over he took me down the pub for a quick drink as an "Oh shit, sorry mate, here... have a pint to cheer you up."

[chris-red]

Reframing a bike is very expensive. I doubt there are any bikes that wouldn't be written off with a bent frame.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[Yazta]

It's going through the insurance...

He's absolutly gutted. Haha.

His boss apparently hasn't stopped taking the mickey since he got into work this morning. So yeah... He's not happy.

I'm just worried that I won't get much £££ for the bike, I reckon they're going to write it off.

[iooi]

[AngelGrinder]

If its insured for £750, and its only worth that, aren't you better off getting him to pay you directly? Even if it's only £600, you will still be saving money because of the insurance premiums you will receive!
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Currently Riding - 2002 Aprilia RSV1000 Mille

[Yazta]

Got no choice. It's through the insurers or nout

[Kwaks]

[jack_zxr400]

I reversed into my (now) ex girlfriends dads new FZ6 S2

repairs only cost about £300 and I hit it at about 5-10mph

so he musta been going abit faster than that to do that damage
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Previous Bike: ZXR 400
Current Bike: R6
Test Date: 8/8/2008-PASSED

[Ste]

[Yazta]

Into. Stopped just in time before he went over it.

[Luke_Retrofly]

Sounds like he floored it into reverese, then run over it a few times for good measure, has he ever commented on how much he hates your bike and how you can never ever take his Daughter out on it?

[Ste]

But errrr, how would the frame, subframe, forks and handlebars all get bent just from the bike being backed into and presumably knocked over?

[Robby]

The bike is scrap, bent frame does that.

If you go through the insurance you'll both get a loading in future - him from having a claim against him, you from having made a claim. Perverse as it is, having made a claim makes you a higher risk.

Try and get the £750 off him and buy a new bike. Strip the existing one for parts.

[Yazta]

He's an ex biker funnily enough. Haha.

And I don't know how he managed to destroy it so bad. But he did. It sucks... I'm stuck at home for now... But their sorting me out with a hire bike.

[pyx_e]

Got to be worth a sympathy BJ (from GF not Dad).
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Shiney!
Kawasaki: ER5, Versys, VN900.

[Luke_Retrofly]

[Kickstart]

Hi

Get someone to do a proper quote on it.

Bikes fall over all the time without bending just about every structural part so I would be very surprised if the frame / forks were bent (forks twisted in the yolks certainly, but easy to sort).

As it is with a value of about £750 I suspect any of bent forks, bent frame or wrecked exhaust on their own would write it off as far as an insurance company is concerned, let alone all together.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Luke_Retrofly]

Hmmm unless it was already fucked?

Lob it behind GF's,

"Oh noes what have you done, its a cube"

"I only knocked it over"

"Look its on fires, the yokes have sheered off, the wheels buckled and part of an old ladies leg stuck in it"

"But, but, I, I,....."

[Wilson123]

"In all fairness he didn't see it"

Lmao. He shouldn't have a licence if he can't see a huge fucking motorcycle when he's reversing, if he can't take the time to check for a motorbike then I feel sorry for the poor kid(s) he ends up killing.

On topic though, make him pay for it all and then some.
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Doug97 wrote: Fuck you, what they did was awesome. You just wish you had the balls to be like them, instead of being constantly afraid that there's a rule somewhere out there you might be breaking.

[Yazta]

The Almighty Keith has spoken... And this shall be the law. .

My insurers have a company called BLD on the case. (Bikers Legal Defence.) They're dealing with the repairs and hire bike and what not... So hopefully, fingers crossed, the hire bike should arrive tomorrow morning.