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Has your insurance gone up?

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Harold_Shand
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PostPosted: 17:10 - 25 Sep 2009    Post subject: Has your insurance gone up? Reply with quote

Happily, it's insurance time again. Mine has gone up from £108 to £138 FC with Carole Nash. Just rung them, they said the very best they can do is £124. Bah.

Call me old fashioned but I remember when your insurance used to go down with the years.
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Harold_Shand
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PostPosted: 17:41 - 25 Sep 2009    Post subject: Reply with quote

Just took out the same policy through bikeinsurer.com for £114.

Not very happy, that £6 extra could have paid for 25g baccy.

So... isn't insurance a rip-off Very Happy

Being an old fucker and living in the land that time forgot has some good points.
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Nb
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PostPosted: 18:14 - 25 Sep 2009    Post subject: Reply with quote

Got my renewal through yesterday, went from 280 to 317. Shocked
Well fuck that, 2 mins later on confused.com and i got 131 squids. Very Happy They prey on the lazy! Evil or Very Mad
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iooi
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PostPosted: 19:10 - 25 Sep 2009    Post subject: Reply with quote

Nb wrote:
They prey on the lazy! Evil or Very Mad


Never ever take the renewal quote....

Amazing the number of people who do, thinking that they got the cheapest with them last year, so its gotta be the same this...
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Aka Matt
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PostPosted: 20:22 - 25 Sep 2009    Post subject: Reply with quote

As far as i'm aware, insurance prices have gone up 15% since last hence the increase in your premiums. When I got my renewal in august I was shocked to see my second years no claims made no difference what so ever to my premium.
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Steve-D
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PostPosted: 20:28 - 25 Sep 2009    Post subject: Reply with quote

No, checking quotes for my renewal in january, it goes down from £1100 tpo to £272 tpo, or £600 odd fully comp.
Smile
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Darth
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PostPosted: 20:35 - 25 Sep 2009    Post subject: Reply with quote

iooi wrote:

Amazing the number of people who do, thinking that they got the cheapest with them last year, so its gotta be the same this...


I pity the fools!

Actually i dont pity them at all as their laziness means better odds on me getting a nicer quote when i do a bit of shopping around each year! Cool
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ms51ves3
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PostPosted: 20:38 - 25 Sep 2009    Post subject: Reply with quote

I remember ringing up Bennetts to insure my TZR after they gave me a renewal of £400+, the best they could offer was £350, I said I could get it for £300 through someone else and the woman on the other end of the phone said she didn't believe me and something must have been wrong about the quote.

I got it for £230 in the end Laughing
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stinkwheel
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Joined: 12 Jul 2004
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PostPosted: 20:50 - 25 Sep 2009    Post subject: Reply with quote

I was very annoyed to find my van insurance went up from £180 to £240 despite having my first years NCB (which is usually about 10%).
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P.
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PostPosted: 21:20 - 25 Sep 2009    Post subject: Reply with quote

well my 125 insurance in january was £230, my 500 insurance at end of may is £103.

I redid a quote just now, came back at £109, so mines up £6
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Acemastr
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PostPosted: 21:55 - 25 Sep 2009    Post subject: Reply with quote

mine was £273 last year, apparently £240 this year, but websites are saying 170 so i complained and got 170 Smile
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evoboy
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PostPosted: 21:55 - 25 Sep 2009    Post subject: Reply with quote

£830 tpft last year, £470 this year, 3 years ncb
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theopj
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PostPosted: 23:03 - 25 Sep 2009    Post subject: Reply with quote

Mine was £340 last year for multibike with euro breakdown on the bandit, got down to to £230 this year just covering the Bandit with euro breakdown and cover for all my accesories (panniers, lower fairing, gel seat etc) which I didn't have last year. Not really using my 2nd bike so will Sorn it for now, but can get a seperate policy for £72 if I need to. 3 years NCB now.

Had to change companies though as my broker didn't offer the accesories cover even though the main policy is still with KGM.

Defo you need to speak to the companies to get the prices down and play them off against each other - I would fill in the details online on a comparison site then exit the quote and they would phone me pretty much straight after anyhow and the haggle would begin. Some of the excesses around are pretty crazy as well - 250/300 seems to be the minimum, 500+ was fairly normal.
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