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vt6
Spanner Monkey



Joined: 14 Apr 2008
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PostPosted: 10:04 - 04 Oct 2009    Post subject: Falcon Bikes / MCE / Bikesure Reply with quote

Hi lads, a few queries on insurance if I may. My dilema is I took out an ebike policy and got 1 year ncb in 8 months via their policy. Since cancelled and thats that. Looking to get another road bike now, does that ncb transfer to other companies?

If so, the above three companies come up cheap as chips compared to the others. Has anyone used them or have experiences whether it be good or bad?

Thanks
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MarJay
But it's British!



Joined: 15 Sep 2003
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PostPosted: 10:39 - 04 Oct 2009    Post subject: Reply with quote

I've used MCE for years but last year they played me up a bit and I had bad service from them. They wanted to charge me a LOT of money to add my MZ to the policy. A bike that is worth £300 tops.
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Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Skudd
Super Spammer



Joined: 01 Oct 2006
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PostPosted: 10:51 - 04 Oct 2009    Post subject: Reply with quote

Used MCE and Bikesure in the past with no problems, just make sure your last insurer gives you the evidence of no claims.
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_Will_
World Chat Champion



Joined: 16 Jan 2006
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PostPosted: 11:02 - 04 Oct 2009    Post subject: Reply with quote

On my 3rd year with falcon, no problems thus far.
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Past -Honda qr50 | 2004 Peugeot Tkr s 50|
| 1996 Yamaha XJ600s Diversion|
| 2005|Kawasaki Z750s | | 2006 Yamaha FZ6 Fazer |
|| 1999 Cbr1100xx Blackbird ||
||| 2000 Kawasaki Zx12R ||| (|2009 Street Triple R |) // 2004 Honda Hornet Streetfighter \\|=| 2000 BMW R1100S |=| ------ My Bikepics page ------
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 11:09 - 04 Oct 2009    Post subject: Reply with quote

Don't go with MCE, they're cunts because they spam BCF. Thumbs Down
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Alex_H
Borekit Bruiser



Joined: 28 Jul 2009
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PostPosted: 11:29 - 04 Oct 2009    Post subject: Reply with quote

MCE are tossers, messed with me too. Sent me a certificate with completely the wrong bike, wrong value and other glaring errors. Phoned to sort it, and got hung up on twice by the miserable cow on the other end, so I wrote a letter telling them what I thought and to cancel the policy.

Not had proper dealings with falcon, but I rang for a quote, they said they'd ring me back, they didn't, so I rang them, then some woman told me the other one had gone home so no quote for me, no business for them.

motorcycle direct, choice quote and CIA have been the best ones for me so far over the past 9 odd years.
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_Will_
World Chat Champion



Joined: 16 Jan 2006
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PostPosted: 14:39 - 04 Oct 2009    Post subject: Reply with quote

I'd add MCE put up my renewal one year despite it being a smaller bike, me being a year older and having a years more ncb, so i switched to falcon.

Falcon were also good at undercutting other quotes and managed £800 fully comp 4 years ncb on a zx12r at 20 Thumbs Up
____________________
Past -Honda qr50 | 2004 Peugeot Tkr s 50|
| 1996 Yamaha XJ600s Diversion|
| 2005|Kawasaki Z750s | | 2006 Yamaha FZ6 Fazer |
|| 1999 Cbr1100xx Blackbird ||
||| 2000 Kawasaki Zx12R ||| (|2009 Street Triple R |) // 2004 Honda Hornet Streetfighter \\|=| 2000 BMW R1100S |=| ------ My Bikepics page ------
Suffering Bike Withdrawal.
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Bigbaggiesbik...
Nova Slayer



Joined: 30 Jan 2009
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PostPosted: 17:57 - 04 Oct 2009    Post subject: Reply with quote

I am with falcon bikes.

I know the guys there personally and they are only a 2 minutes drive from me so it made sense for me to go with them.

The guys there are all bikers themselves so it instilled even more faith in them for me.

The company is only about 2 years old and there are only 7 or 8 people working there which to me gives a more personal experience.

I dont think I would go elseware now tbh.

That said I thus far have never had to claim, whilst I am sure the service would be as normal (excellent) I cannot be certain.

I would suggest phoning Falcon and ask for Pinder the MD and see what he could do for you.
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Aka Matt
Trackday Trickster



Joined: 15 Feb 2008
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PostPosted: 18:01 - 04 Oct 2009    Post subject: Reply with quote

I hadn't heard of falcon bikes until this thread and my god they are cheap Shocked certainly going to go with them next time round as they are currently £400 cheaper than my current insurer who were about £100 cheaper than every other company I tried.
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iooi
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Joined: 14 Jan 2007
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PostPosted: 18:28 - 04 Oct 2009    Post subject: Reply with quote

vee wrote:
I'd add MCE put up my renewal one year despite it being a smaller bike, me being a year older and having a years


Every company puts up your renewal quote its standard practise to rip off the people who can't be bpthered to check prices.

To the OP how long is it since you cancelled the policy. As NCB is only valid for around 2 years if you don't have a running policy.
You may find that you need to get proof of Ebike that you have got 1 year NCB. If you contact them they will send you a letter to confirm it, that you can send to your new ins co. Thumbs Up
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vt6
Spanner Monkey



Joined: 14 Apr 2008
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PostPosted: 19:32 - 05 Oct 2009    Post subject: Reply with quote

Answer to your Q. It was start of this year so still valid, my only query was that it states 1 year ncb but it wasn't earned in a true 12 month year. Is this 'proper' ncb sort of thing? I've popped a request for NCB proof to send to insurers an see what their opinion is.
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