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What has been your cheapest EVER Insurance quote??????

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Bishbash
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PostPosted: 16:14 - 06 Nov 2009    Post subject: What has been your cheapest EVER Insurance quote?????? Reply with quote

As the title says,

I always wondered how cheap insurance companies go, I currently pay £61 TPf&T for the GS 500.

Does not matter what bike or age, what been your cheapest EVER?

The cheapest wins a prize! Wink



Current cheapest price - £45 - iooi
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Last edited by Bishbash on 10:18 - 09 Nov 2009; edited 1 time in total
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Skudd
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PostPosted: 16:17 - 06 Nov 2009    Post subject: Reply with quote

I got free insurance for my phone.
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Cigaro
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PostPosted: 16:18 - 06 Nov 2009    Post subject: Reply with quote

I think insurance for my old C90 was something stupid like £80, not bad at 19.

It's only £150 for the GN now. Not bad as I'm young and have a fault accident to my name in the last 5 years.
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Howling TerrorOutOfOffice
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PostPosted: 16:28 - 06 Nov 2009    Post subject: Reply with quote

Mines coming up for renewal. Did the comparison sites and got offered £72 which is £2 cheaper than last year. My current insurers have offered me £62 Fully Comp. Think i'll be staying with them again.

Pat
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Bishbash
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PostPosted: 16:29 - 06 Nov 2009    Post subject: Reply with quote

Skudd wrote:
I got free insurance for my phone.


Insurance for a bike, silly! Wink
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Ol
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PostPosted: 16:33 - 06 Nov 2009    Post subject: Reply with quote

Although i doubt i'll be winning any prizes for this - i was quoted £95 for TPO on the ZZR600, and thats with 1x accident in the last 5 years and 2x convictions (although the points were over 3 years ago) at 25 years old with 1 years no claims.

Cheers
Olly.
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Bendy
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PostPosted: 16:39 - 06 Nov 2009    Post subject: Reply with quote

£92 Fully Comp on the CBR6.
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Kickstart
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PostPosted: 16:39 - 06 Nov 2009    Post subject: Reply with quote

Hi

Just renewed this year for £89 for fully comp on a 1200 Bandit with a loads of mods declared. Although added £25 for legal protection cover.

All the best

Keith
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lonner
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PostPosted: 16:43 - 06 Nov 2009    Post subject: Reply with quote

£73.50 for a zx12r

not bad for something that will nudge 200mph Laughing Laughing
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Dr. DaveJPS
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PostPosted: 16:49 - 06 Nov 2009    Post subject: Reply with quote

it only cost a £5 extra to ensure my monkey bike, does that count?
Total quote was 135 for the year FC on 2 bikes combined value £7K.
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Irn-Bru
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PostPosted: 16:53 - 06 Nov 2009    Post subject: Reply with quote

£190 TPO for my bike Crying or Very sad I ended up adding breakdown cover and it bumped it up to £230 or something.
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Bishbash
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PostPosted: 16:53 - 06 Nov 2009    Post subject: Reply with quote

Kickstart wrote:
Hi

Just renewed this year for £89 for fully comp on a 1200 Bandit with a loads of mods declared. Although added £25 for legal protection cover.

All the best

Keith


Shocked For your Bandit 12, wow, that's cheap!
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mooserx
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Joined: 14 Jul 2007
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PostPosted: 17:03 - 06 Nov 2009    Post subject: Reply with quote

Bishbash wrote:
Kickstart wrote:
Hi

Just renewed this year for £89 for fully comp on a 1200 Bandit with a loads of mods declared. Although added £25 for legal protection cover.

All the best

Keith


Shocked For your Bandit 12, wow, that's cheap!


This is because all the insurance companies are aware of Keiths knowledge and therefore keep prices low as if they don't then their call centres will implode!!

All the best

Mooserx Thumbs Up
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27cows
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PostPosted: 17:10 - 06 Nov 2009    Post subject: Reply with quote

Ever...£34 for a year's TPF&T on a C90Cub in 1989. I can now get TPO on my RXS100 for £48 for a year with Bennett's.
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ms51ves3
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PostPosted: 17:11 - 06 Nov 2009    Post subject: Reply with quote

The cheapest quote I have had was £120 TPO for a Honda Hornet 250.
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Kickstart
The Oracle



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PostPosted: 17:17 - 06 Nov 2009    Post subject: Reply with quote

Hi

It is the ZX12R that surprises me.

27cows wrote:
Ever...£34 for a year's TPF&T on a C90Cub in 1989. I can now get TPO on my RXS100 for £48 for a year with Bennett's.


Think my H100 was £52 or £56 (can't remember which) in 1988. However pay has probably at least tripled since then for the same kind of jobs.

All the best

Keith
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Dibble
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PostPosted: 17:47 - 06 Nov 2009    Post subject: Reply with quote

TPFT on my CRM250

3years ago £58

2Years ago£67

Last year£84

nothing has changed except my ncb going up Confused Confused

This year £118.84 for the CRM and a MotoGuzzi V50 with no ncb

£126 if I use my ncb-same policy same company Confused

Seems whatever I do the premium goes up not down Confused Confused

p.s. does everybody else hate the hours getting internet quotes, followed by the phone calls offering to beat their own quote (1/2 an hour for Carole Nash to quote £186)-it drives me up the wall and looses any trust I have in insurers as they seem to guess premiums then beat their own "best quote"


Last edited by Dibble on 17:48 - 06 Nov 2009; edited 1 time in total
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27cows
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PostPosted: 17:48 - 06 Nov 2009    Post subject: Reply with quote

Thinking back, I think that £34 may have been for a rider policy - so I could have ridden any bike up to 100cc and been covered without having to let the insurance people know. I later had an up to 600 rider policy, TPO, which cost about £75. It wasn't till something like 1995 that I had to have specific bike cover - which works out more expensive, of course. It also means it's very easy for people to get done for not having insurance (such as if they buy a bike, then ride it home without first phoning up and arranging cover).
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27cows
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PostPosted: 17:52 - 06 Nov 2009    Post subject: Reply with quote

zzr lon wrote:
£73.50 for a zx12r

not bad for something that will nudge 200mph Laughing Laughing


Maybe the insurance company knows that people who own these bikes only do about 1000 miles a year on them - and never exceed 45mph Wink
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Clanger
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PostPosted: 18:05 - 06 Nov 2009    Post subject: Reply with quote

£95 Fully Comp on the sv with the Post Office, and they gave me £50 cash back, so I only paid £45 for the year. Absolute class.
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Kickstart
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PostPosted: 18:05 - 06 Nov 2009    Post subject: Reply with quote

27cows wrote:
Thinking back, I think that £34 may have been for a rider policy


Could be. Norwich Union had most of the market with rider policies.

Just grabbed an old copy of PB from 1989 to see the Bennetts advert. Their advertising claim was for £46 TPO for a 100cc rider policy for a 17 year old without any no claims. Dropping down to £21 for a 40~70 year old (irrespective of no claims).

My insurance at the times was with Pearl as they were just about the only people who would cover you on a bike in Northern Ireland (when I moved to the mainland my insurance dropped by 2/3)

All the best

Keith
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Clanger
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PostPosted: 18:09 - 06 Nov 2009    Post subject: Reply with quote

Kickstart wrote:
Think my H100 was £52 or £56 (can't remember which) in 1988.


In the '80's we didn't bother getting insurance.... Shocked
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ClaireBear
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PostPosted: 18:10 - 06 Nov 2009    Post subject: Reply with quote

£95, any bike, fully comp, £100 excess Thumbs Up
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lllN30lll
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PostPosted: 18:20 - 06 Nov 2009    Post subject: Reply with quote

£1400 for a gsxr 1000, and i'm 30 years old.

I take it I don't win?
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Dibble
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PostPosted: 18:37 - 06 Nov 2009    Post subject: Reply with quote

Quote:
£95, any bike, fully comp, £100 excess Thumbs Up


Surely not any bike? some classics are pushing £250,000 if you lost one of those underwriters wouldn't get their X-mas bonus Laughing
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