Been telling porkies?

[The Shaggy D.A.]

Following on from this thread, I was wondering how many people have been "economic with the truth" when applying for insurance; things like ignoring points that have run their course that would still fall within the insurance company's 5 year catchment criteria, or only claiming 2000 miles a year when you do more like 10000.
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Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[ms51ves3]

I'm very forgetful and often forget what my occupation is, if I will be commuting on the bike and the mileage I will be likely to do that year

[Frost]

I too can never remember what i do for a living, or how far away it is.

[wizzzard]

I've always been honest with the insurance companies I've dealt with because I belive they will do anything not to pay out and I have no wish to give them any more reasons not to do so than they can already create themselves.

I did once forget to mention an aftermarket exhaust when setting the policy up ( honest mistake, it was my first big bike and I rushed through the set up so I could ride it ) and then promptly got the bike backed over by a bus. Just that was enough to worry me so I haven't forgotten anything since.
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And did you exchange a walk on part in the war for a lead role in a cage?
Zeitgeist / Addendum / Moving forward

[ms51ves3]

I did a quote for my Chaly, £280 if I say I'm unemployed, £180 if I'm a self-employed mechanic. I employ myself in my garage as a mechanic, so it's not a lie What annoys me though is occupation makes sod all difference in the case of an accident.

Not really bothered about getting a payout as I only insure myself TPO. Maybe when I'm older, insurance is more reasonable and I'm fully comp, I'll be more honest.

[MarJay]

I'm as honest as I can be but some of it is down to semantics.

For example, I work 'strictly speaking' in the broadcast industry. However, my company makes computer software and I am a project engineer.

So I put my job down as Project Engineer and my company business as computer software. Its not lying, its just being aware that if I put anything like the words TV or Broadcast anywhere, they'll rub their oily hands together and ream me for every penny I've got, all on the basis that I might give a famous person a lift somewhere.

I've never met any 'famous' people in my job, although Peter Simon did once tread on my foot... twice. And I'm certainly not going to give him a lift anywhere!!!
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[metalangel]

I do wonder if 'Railway' causes me to get bummed for insurance, even though I sit at a desk all day and hardly ever go near the tracks

I do tell the truth, because otherwise it might come back and bite me hard when I least need it to.
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Previous: 2002 Honda CB500 (sold), 2007 Suzuki SV650SK6 (crashed), 2005 Yamaha FZ6 Fazer (sold). Currently bikeless
"A faired bike will get you 10x more clunge than a unfaired one." -Marlboro Matt

[The Shaggy D.A.]

[Ste]

It's all just down to statistics, unemployed people must crash more.

[ms51ves3]

[Dr. DaveJPS]

mileage and occupation. the latter due to the hang up insurance co's have over the word "student", so I'm not a "PhD student" I'm a "research scientist"
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"intelligent inattention is preferable to unintelligent tinkering"
www.davejps.com

[27cows]

I'm honest with my lot, on the basis that I have no reason not to be. They've never asked me how much mileage I do. They're not much bothered what I do for a living so long as it's not something that requires H&R insurance.
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The RXS100: vehicle of choice for Chuck Norris

[arry]

[The Shaggy D.A.]

Statistics should work both ways. Statistically, I've made one claim in 17 years, for a grand total of £752. I'd hate to think what I've paid in insurance in that time.
____________________
Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[arry]

[Kickstart]

[The Shaggy D.A.]

Sssshhhh!!!
____________________
Chances are quite high you are not in my Monkeysphere, and I don't care about you. Don't take it personally.
Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[wizzzard]

[arry]

[Damon]

I'm down as a Receptionist at a health club. I tried putting fitness instructor and the quote went up by about 200 pounds. Crazy

[Alexio]

I told my insurance company that I would be doing 5000 miles for the year I'll be insured with them.....

Hmmm, crap. My speedo says I've pretty much done that exactly already. Which is worrying because my odometer is missing a lot of miles from when it didn't work.
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will never give up his CG. I look at my fuel gauge more as a progress bar than a fuel gauge.
G: With my GSXR I do often effectively use it as a scooter with a clutch in town.
ms51ves3: why does it need 500 miles? Are you teaching it how to be a piston?

[arry]

[G]

[Ditto]

When i got the CG in october i said id do 1000 miles, because i didnt actually think id do much more than that. Done 3000 already though.

Whats the deal with the mileage though? Its not that easy to find out is it?
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CG 125 > Bandit 600 > CBR 600 FY > Street Triple R

[Syx]

I never knew that changing my job role would result in such a saving - found this the other week, try yours!

https://www.moneysavingexpert.com/insurance/car-insurance-job-picker/