Short term insurance.

[Alexio]

So, I've finally convinced my older brother to start riding, so he immediately went online and bought a 125 in Norwich

It's not that far away but he hasn't even done his CBT yet (is very soon) so he wants me to head up by train and ride it back for him. So I was thinking the easiest way is to simply get insurance for a day, or for a week, what ever the shortest possible amount is. It was also recommended to me that I could switch over my current insurance to this bike and then switch it back again once my brother has his CBT?

So I was looking for suggestions of companies it would be good to get a quote from, or any other suggestions that might make this easier logistically. I'm going up there to get it on Saturday. Many thanks
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will never give up his CG. I look at my fuel gauge more as a progress bar than a fuel gauge.
G: With my GSXR I do often effectively use it as a scooter with a clutch in town.
ms51ves3: why does it need 500 miles? Are you teaching it how to be a piston?

[Charlie]

https://www.dayinsure.com/flexirider/

Never used them but the only company that I know that does insurance by the day...

Or you could take out a full policy, and then cancel it within 14days... I think it was talked about in a thread recently
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Past: Honda x8rs, Honda City fly, Honda Hornet 250, Honda VFR750, Yamaha xt600e.
Current: Honda CBR929RR & Yamaha XT660Z Tenere

[Alexio]

[t121anf]

buy insurance, cancel within 14days, pay for all that you used.

take policy price, say ?365

buy policy, go on train, collect bike, ride home, cancel policy

pay ?1 as you only used 1 day.

something like that

[thewildblue]

Make your brother hire a van ?
Make him take a a policy on the bike, then check on your current insurance if your insured to ride another bike 3rd party (as long as it has current insurance on it).

[Kickstart]

Hi

Ring your insurance company any see if they will add it as a 2nd bike.

However I suspect the admin fee will be the largest part of the bill.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Alexio]

[G]

I'd go with t121anf's suggestion. Did similar on a GSXR and as there was a lag in them processing the start of the policy a day's insurance cost me 1p!

(I was actually going to keep the insurance/bike, but didn't buy it in the end.)

[Alexio]

[Ste]

Has he paid for the bike and is needing you to pick it up? If at all avoidable, then don't to Norwich to pick up some 125 that your brother bought online get him to buy a bike that's in your area cos it's not like there's a shortage of 125s.

[sebastianw]

Could try this

eBike Insurance Pay As You Go Monthly Policy allows you to purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required.

www.ebikeinsurance.co.uk

[G]

Be careful of places that offer monthly payments ? generally this is in the form of a loan, though saying that you should have your 14 days to cancel that, but not sure how that works and suspect it?s more complicated
You could try doing it through ebike insurance, but wouldn?t be surprised if they make it more difficult for you.

Ste makes a good point too.

[Alexio]

[Ste]

Do you know what cruiser thing it is, also is it's second hand rather than new??

Unless it's a very good deal (which I doubt it is) he'd be better getting his money refunded (under Distance Selling Regulations, buyers have a fourteen day cooling off period).

[G]

Ebike monthly isn?t always great ? for instance they wanted ?95 per month for aforementioned GSXR that was ?105 for a whole year when getting a quote through the bike insurer (remember to use fake details so they don?t spam you etc.)


Anyway, from your description, there?s an easier solution to the problem. Buy a return ticket. Collect bike. Set fire to bike.
?Sorry bro, some homophobes knoced me off the bike and chased me, lucky to get away; had to get the train back too, can you reimburse me please?? (might be best to hide the fact you got a return ticket at this point.)

[Alexio]

Well Ebike want ?30 ~ from me, which isn't so bad, especially if I get to use the bike for a couple of weeks.

Upon talking to my brother it appears he's gone and bought a Chinese bike it has about 1k miles on it and still "looks new" and apparently is fairly "good looking"

G, my feelings are that I want to embrace your suggestion whole heartedly but sadly I enjoy being friends with my brother. I also know that nothing I will say is going to manage to dissuade him. It's probably for the best though. ?500 is reasonable for a learner to get started on something which, knowing him, is bound to be smashed to buggery by the time he's learnt to ride properly. And who can complain at keeping crap bikes off of the road in the long run?

Anyway, thanks everyone for the help
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will never give up his CG. I look at my fuel gauge more as a progress bar than a fuel gauge.
G: With my GSXR I do often effectively use it as a scooter with a clutch in town.
ms51ves3: why does it need 500 miles? Are you teaching it how to be a piston?

[Alex A]

A friend wanted to ride my blade recently and didn't have any cover from his car insurance to ride bikes third party.

We looked at the dayrider but it came to ?28 or so for one day with a big excess even on third party claims.

Looked on ebike instead and TPO was just ?34 on their monthly PAYG policy. There was no third party excess and he could ride the bike multiple times for a month.

On that basis, a bit of a no brainer to go with ebike. You could of course buy and cancel a policy, but be careful of admin fees associated with it.
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Current: Ducati Panigale R / Ducati Streetfighter S / Suzuki GSX-R1000 L5

[G]

[Alex A]

[Alexio]

[Alex A]

Alexio, your statement is unclear.

What I was asking was whether transaction fees (such as Credit Charge surcharges) are refundable if you take out a policy and cancel it within 14 days?
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Current: Ducati Panigale R / Ducati Streetfighter S / Suzuki GSX-R1000 L5

[Ste]

[Alexio]

Right, and my opinion is that transaction fees are not refundable within the 14 day period because I don't think they are seen as admin fees. Sorry, reading back that post I realise I am rather unclear.

Anyway, I don't have a credit card and any transaction fees I can ever remember paying were pretty negligible.

[Kwaks]

[bacon]

admin fees are usually ?20 a pop...