Insurance... not sure what to do..

Sparks! · Sir Tart-a-lot Joined: 30 Aug 2003 Karma :

Trying to insure my bike, I've got a quote for ?113 which is pretty cheap.. thing is, it doesn't include to ride other bikes...

I am soon to be buying another road bike, ideally I'd have wanted both bikes on the same policy but struggling to find a policy that allows use on other bikes + multi bike etc without insuring both at once.

Should I go for the super cheap ?110 insurance for the off roader and then just get a new policy for the road bike including riding other bikes etc? then run both policies along side.. and next year then insure both bikes on one policy?

Cheapest quote inc other bikes for off roader is ?250.. compared to ?113 it's a big difference! There's no guarantee on if and when I'll even get the road bike either, I do plan to but I'm also buying a house so if something comes up sooner than expected I might have to forget the road bike. So far though I'm all set to go for the road bike.
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Current Toys: 06 Yamaha WR250F | Nissan 350Z GT | Tech 4 Homes

boundy · Nearly there... Joined: 24 Jan 2009 Karma :

have you tryed devitts? they allow riding other bikes and were very cheap for me.

Also, can you PM your number mate, I'll come and get that ramp tomorrow if your about in the afternoon?

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

If you get quotes through 'The bike insurer', they have a column listing riding other bikes. Remember to use fake details as they spam you.

Sparks! · Sir Tart-a-lot Joined: 30 Aug 2003 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

I've had trouble with car comparison bikes not being accurate, but TBI's have been good for me so far.
Remember to look into exactly what the breakdown offers - some are pretty useless and more a way for them to make more money off you if you do have to use it.

johnsmith222 · World Chat Champion Joined: 26 Dec 2008 Karma :

if you own the other bike that won't have it's own insurance policy then it's very unlikely you will be abole to ride it under the "ride other bikes".

It needs to have it's own policy. This is to stop people buying a cg, insuring that and then riding their uninsured busa.

---- · World Chat Champion Joined: 29 Sep 2006 Karma :

Tonka · World Chat Champion Joined: 11 Jun 2008 Karma :

I've had a problem with this recently too. I have struggled to get a multi-bike policy, as the off-roaders are 'grey imports' and don't appear on the bike listings and so cannot be insured on these policies. I used Carole Nash for the roadbike last year and asked them to quote for the Serow - they told me it wouldn't be possible to insure it Fully Comp as apparently the only 'similar' bike was a WR250F - wanted hundreds of £ just for TPF&T!!

Went to Direct Choice in the end, as they were able to cope with the bike combination and were competitive on price.
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'The core of a man's spirit comes from new experiences'
Suzuki SV650S (Clean); Yamaha XT250 Serow (Dirty)

Sparks! · Sir Tart-a-lot Joined: 30 Aug 2003 Karma :

Imonster · World Chat Champion Joined: 18 Oct 2006 Karma :

SW Motech Shop UK · Scooby Slapper Joined: 22 Nov 2004 Karma :

Bennetts would not insure my Husvarna TE610 because i do not have a brick garage. I tried Bikesure @ Adrian Flux and it was no problem. They were very cheap too.
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https://www.motorcycle-road-and-race.co.uk and https://www.sw-motech-shop.co.uk/ and https://www.motorcycle-luggage.co.uk/

BanditJeff · Trackday Trickster Joined: 24 Jul 2009 Karma :

I've got a multibike policy with Devitt, it also allows me to ride other peoples bikes. Their prices were quite reasonable only being beaten by E Bike, but as i already had single bike insurance with Devitt i would have had a penalty to cancel my insurance with them.