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Multi bike policy insurance

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Graprilia
Brolly Dolly



Joined: 02 May 2007
Karma :
PostPosted: 14:15 - 21 Feb 2010    Post subject: Multi bike policy insurance Reply with quote
I had two bikes when i had renew my insurance and now i have sold one , do i need to tell the insurance company or can i just leave it?
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Piaggo liberty 125 SOLD - CBR 125 - SOLD Aprilia RS 125 - SOLD CBR 400 NC29 - SOLD ZX6R currently own https://bikepics.com/members/Graprilia/
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MarJay
But it's British!



Joined: 15 Sep 2003
Karma :
PostPosted: 14:19 - 21 Feb 2010    Post subject: Re: Multi bike policy insurance Reply with quote
Graprilia wrote:
I had two bikes when i had renew my insurance and now i have sold one , do i need to tell the insurance company or can i just leave it?


I would. It means the bloke who bought it can ride it uninsured and not be flagged up on ANPR. I've left mine for a few weeks before, usually at insurance renewal time, but I usually do tell them.
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Graprilia
Brolly Dolly



Joined: 02 May 2007
Karma :
PostPosted: 14:20 - 21 Feb 2010    Post subject: Reply with quote
But wont that increase my premium?
____________________
Piaggo liberty 125 SOLD - CBR 125 - SOLD Aprilia RS 125 - SOLD CBR 400 NC29 - SOLD ZX6R currently own https://bikepics.com/members/Graprilia/
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MarJay
But it's British!



Joined: 15 Sep 2003
Karma :
PostPosted: 14:22 - 21 Feb 2010    Post subject: Reply with quote
Graprilia wrote:
But wont that increase my premium?


No... it might mean an 'admin fee'. It'll only be about £30 max. If anything it is more likely to reduce your premium!
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.
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Graprilia
Brolly Dolly



Joined: 02 May 2007
Karma :
PostPosted: 14:24 - 21 Feb 2010    Post subject: Reply with quote
I hope so because they are a right pain in the arse to deal with. They lost my proof of no claims and kept threatening to cancel my insurance and after 5 phones calls from me they eventually got it sorted.
____________________
Piaggo liberty 125 SOLD - CBR 125 - SOLD Aprilia RS 125 - SOLD CBR 400 NC29 - SOLD ZX6R currently own https://bikepics.com/members/Graprilia/
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
Karma :
PostPosted: 16:51 - 21 Feb 2010    Post subject: Reply with quote
Just ask them a hypothetical question, if you were to remove the second bike, presumably there would be no cost, if they tell you it will cost you hundreds then just scoff and hang up.
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69.9mph
Crazy Courier



Joined: 20 May 2006
Karma :
PostPosted: 17:56 - 21 Feb 2010    Post subject: Reply with quote
With my policy it doesn't cost anything to have a bike removed but they normally charge about £25 admin fee to add one on.
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Ingah
World Chat Champion



Joined: 10 Apr 2009
Karma :
PostPosted: 22:25 - 21 Feb 2010    Post subject: Reply with quote
Phoenix wrote:
Just ask them a hypothetical question, if you were to remove the second bike, presumably there would be no cost, if they tell you it will cost you hundreds then just scoff and hang up.


+1 (with highlighted point in bold).
Many insurers are arseholes so don't let them do you over. But yes, you are supposed to tell them (it's no wonder why people don't though when they pull stupid money-grabbing stunts).
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Old Thread Alert!

The last post was made 15 years, 351 days ago. Instead of replying here, would creating a new thread be more useful?
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