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Would you accept the offer?

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Dischord
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PostPosted: 17:06 - 07 Mar 2010    Post subject: Would you accept the offer? Reply with quote

No, this isn't sex related for all you perverts who are thinking of clicking on this Razz

I'm after advise from anyone who has been through a personal injury claim, preferably an RTA and how they went about settling it, did you accept an offer or did it go to court? And if it did go to court how much did you receive in comparisson to the offers being made.

Basically when is the right time to accept an offer from the Defendants Solicitors? They have now just made me a 2nd offer which is VERY tempting. But I've also waited 5 years for this so I'm thinking a little longer won't hurt...but then if it does go to court I could actually lose out.

It's such a crap situation, I feel like I'm playing deal or no deal Mr. Green
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hellkat
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PostPosted: 17:18 - 07 Mar 2010    Post subject: Re: Would you accept the offer? Reply with quote

Dischord wrote:
VERY tempting

Says it all really.

Why drag it out and give yourself indigestion?
They ain't gonna compensate you for the ulcer you give yourself worryin' about it.
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Dischord
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PostPosted: 17:24 - 07 Mar 2010    Post subject: Re: Would you accept the offer? Reply with quote

hellkat wrote:
Dischord wrote:
VERY tempting

Says it all really.

Why drag it out and give yourself indigestion?
They ain't gonna compensate you for the ulcer you give yourself worryin' about it.


I guess it's just having the knowledge - I could get more, and the fact this case has dragged on for 5 years. But then again there's the risk of it going to court and the judge awarding me less than the offer.
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Ste
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PostPosted: 17:28 - 07 Mar 2010    Post subject: Reply with quote

Statistically very few cases make it as far as court. Does your solicitor think that you should accept their offer?
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Dischord
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PostPosted: 17:32 - 07 Mar 2010    Post subject: Reply with quote

Ste wrote:
Statistically very few cases make it as far as court. Does your solicitor think that you should accept their offer?


I got the offer letter on friday and my solicitor is on annual leave all next week, hence a very anxious post Laughing to be fair I guess it really does need to be discussed with her just wondering if anyone else had been through similar.
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PsychoHippy
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PostPosted: 17:49 - 07 Mar 2010    Post subject: Reply with quote

Definitely worth waiting until you have spoken to your solicitor about it. When they came to me with my 2nd offer I asked my solicitor and he told me that it was very unlikely that a court would pay me that much and that I'd be crazy not to take it.
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GhostRider
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PostPosted: 18:03 - 07 Mar 2010    Post subject: Reply with quote

Greed has a nasty way of coming back to bite you in the arse, you say the offers very tempting, which means you would be pleased to accept it, so why not save yourself the bother and further waiting and just take the cash so you can go blow it on coke and whores.

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Imonster
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PostPosted: 18:48 - 07 Mar 2010    Post subject: Reply with quote

If you feel that the offer equates to adequate compensation then take it.

If you don't, then push for a higher settlement.

But don't get greedy Wink
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colin1
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PostPosted: 19:00 - 07 Mar 2010    Post subject: Reply with quote

I think there are some almost preset standard payouts for particular injuries.

I had a small payout a while ago, and I think it was my lawyers vs their lawyers, so my lawyers sent me to a doc who asked a few questions and they decided what was a reasonable amount from that.

If you dont have anyone acting on your behalf, you might be in danger of accepting tuppence when you are entitled to more.

Try to find out what a typical payout is for your injury. Maybe say what your injury is, and someone here will have had a recent payout and can say what you should expect, or maybe typical payouts can be found on the net.

Obviously the going rate for losing an eye will be more than for 2 weeks of discomfort.
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Redoko
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PostPosted: 19:00 - 07 Mar 2010    Post subject: Reply with quote

I can't believe I thought it was sex related.

Better yet, he knew I thought it was sex related...

Shocked

Quote:
No, this isn't sex related for all you perverts who are thinking of clicking on this

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Devils Advocate
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PostPosted: 19:14 - 07 Mar 2010    Post subject: Reply with quote

If the offer is an amount that you think is reasonable compensation for whatever pain and suffering you endured, take it.

If you want to roll the dice and milk the other person for every penny you can get that's your decision, and in my opinion- the wrong one. Thumbs Up
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Clanger
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PostPosted: 20:33 - 07 Mar 2010    Post subject: Reply with quote

I will share, but if you decide to go my route and it doesn't work for you...it isn't my fault okay?

I hung out for court. It took 6 years. I got more than double what they offered. Happy days. Thumbs Up
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colin1
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PostPosted: 20:44 - 07 Mar 2010    Post subject: Reply with quote

It does make sense that if they make you an offer, whatever it is will be less than what you will get in court.

After all, they arent going to offer more than you would get in court.
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Visitor Q
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PostPosted: 20:53 - 07 Mar 2010    Post subject: Reply with quote

Ok, for the perverts who came in here looking for sex. Heres one for you.

A girl I had an 'interesting' night with last week gave me a perk for if I bothered to come back. She wasn't a great lay, not a great body (damn baggy clothes and a stunning face), and has a few young sproglins (wouldn't be a problem if she wasn't a screamer Shocked) and generally was irritating filth of the highest degree...

...but if I come back again (bearing lube), I get box splits anal with her on top.

Thinking

Thinking

Box splits people

https://www.brama.com/news/press/2004/thumbs/040501dkurowyckyj_split400.jpg

Shocked
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J0Al1
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PostPosted: 21:19 - 07 Mar 2010    Post subject: Reply with quote

I hate this sort of thing.

A collegues girlf recently slipped over in Tesco and hurt her wrist. No, damage done, just a bit bruised.

The boyf is writing and complaing hoping for compensation because there was no caution sign up.

Negligence it might be on Tesco's part, but I'd have laughed it of and thought thank god I didn't break my wrist. . no letter, nout.

Greed!
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J0Al1
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PostPosted: 21:27 - 07 Mar 2010    Post subject: Reply with quote

Jeees Bonny, thats girl soulds desperate to have to sell herslef like that.

That or she wants to see how much of a mug you are Wink
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Dischord
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PostPosted: 22:04 - 07 Mar 2010    Post subject: Reply with quote

Rich, I'd take that offer, box splits FTW Razz

MissEdwood wrote:
I hate this sort of thing.

Greed!


This isn't a planned fall in a supermarket aisle hoping to claim a few grand, it was a RTA on a bike where the other party has accepted 100% liability.

I'm trying to make the most of a situation that will never present itself again and probably the largest amount of cash someone like me will ever receive. Greed? maybe, but I paid my sky high insurance so why not. You might hate this sort of thing but if the opportunity knocked on your door you wouldn't say no.

The main injury was a broken femur if anyone wanted to know.
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Imonster
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PostPosted: 22:11 - 07 Mar 2010    Post subject: Reply with quote

Dischord wrote:

The main injury was a broken femur if anyone wanted to know.


What have they offered? Have they already made an interim payment for the bike and clothing?
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tatters
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PostPosted: 22:12 - 07 Mar 2010    Post subject: Reply with quote

I,ve had two RTA,s were l was paid for my injurys, first offers were piss takes of a few hundered pounds but l think l settled on 3rd offers on both of them, the second one l lost out on 13k due to a fu*king cu*t of A&E nurse having the opinion that l was speeding which she wrote on my injury assessment notes. Mad
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J0Al1
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PostPosted: 22:29 - 07 Mar 2010    Post subject: Reply with quote

Dischord wrote:


MissEdwood wrote:
I hate this sort of thing.

Greed!


I'm trying to make the most of a situation that will never present itself again and probably the largest amount of cash someone like me will ever receive. Greed? maybe, but I paid my sky high insurance so why not. You might hate this sort of thing but if the opportunity knocked on your door you wouldn't say no.

The main injury was a broken femur if anyone wanted to know.



My example was of someone taking the pee out the system. Plenty do that.

Yours claim is legitimate, which is cool.

As for would I want the money? I'd like to think not, not for a broken leg. Anyone can make a mistake and the boot could easily be on the other foot.

It very much depends on the individual case. If you had just lost a new job because of it, then is would be fair to ask for reasonable cover. But if your company paying sick leave then, no it takes the piss, just ask for expenses (cab fairs/ loss of OT etc).

Im not sure what your losses are or what your expecting, so have no idea what to base my opinion on in your case.


Generally, I don't like this new age sewing stuff regime.
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J0Al1
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PostPosted: 22:32 - 07 Mar 2010    Post subject: Reply with quote

PS I have no idea what an RTA is.

Road Traffic Accident?
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Dischord
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PostPosted: 22:45 - 07 Mar 2010    Post subject: Reply with quote

Imonster wrote:
Dischord wrote:

The main injury was a broken femur if anyone wanted to know.


What have they offered? Have they already made an interim payment for the bike and clothing?


An interim has been made for the bike and cost of an operation to remove metal rod from my leg. But there's a whole host of other stuff that is being claimed for, loss of earnings, care claim, psychological injury, scarring etc

They have made a first offer of 30k and a second of 50k so a NET of about 45k after the interims have been deducted.
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Dischord
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PostPosted: 22:46 - 07 Mar 2010    Post subject: Reply with quote

MissEdwood wrote:
PS I have no idea what an RTA is.

Road Traffic Accident?


That's right, apparantly there's no such thing as RTA's though. They're called Road Traffic Collisions now because someone is always to blame Laughing according to Mr.Plod anyway...
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Devils Advocate
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PostPosted: 22:52 - 07 Mar 2010    Post subject: Reply with quote

If i were you i'd take the 50k and be happy.
Thats a fair settlement bearing in mind its only 1 broken leg.If you take it to court there's a good chance you'll come away with less, or possibly a tiny bit more, but see what your solicitor says.

The going rate for a broken leg, according to google, is around 20-25k. Thumbs Up


Quadriplegia: up to £235,000. The precise amount you get will depend on a number of factors, including the effect your injuries have on your senses and life expectancy. If you are brain damaged, you will recover more. Any award will also be affected by how much movement you have left, the extent of any residual pain, and the presence or absence of depression.

Paraplegia: up to £165,500.

Very severe brain damage: up to £235,000. The exact award will be affected by the degree of insight, life expectancy, and the extent of physical limitations.

Moderately severe brain damage: up to £165,500.

Moderate brain damage: up to £127,250. The degree of dependence will be lower in these cases.

Minor brain damage: up to £25,000. These cases are where a good recovery has been made and the injured individual is able to work.

Minor head injury: between £1,300 and £7,425. Brain damage will be minimal or non-existent. An award at the lowest end will be made if there is a full recovery within a few weeks.

Epilepsy: up to £87,500.

Severe psychiatric damage: up to £67,200

Moderately severe psychiatric damage: up to £32,000

Moderate psychiatric damage: up to £11,200

Minor psychiatric damage: between £840 and £3,450. The extent of interference with daily activities and sleep will be a factor.

Severe Post-Traumatic Stress Disorder: up to £58,500

Moderately severe PTSD: up to £13,500

Minor PTSD: between £2,300 and £4,825. These are cases where there has been a virtually full recovery within a couple of years.

Severe chronic pain syndrome: up to £37,150

Moderate chronic pain syndrome: up to £19,100

Total blindness and deafness: £235,000

Total blindness: £155,250

Loss of sight in one eye with reduced vision in the other: up to £104,500

Total loss of one eye: up to £38,175

Complete loss of sight in one eye: up to £32,000

Serious loss of vision in one eye: up to £22,650

Minor but permanent impairment of vision in one eye: up to £12,200

Minor eye injuries: £2,300 to £5,100

Transient eye injuries: £1,300 to £2,300

Total deafness and loss of speech: up to £81,500

Total deafness: up to £63,625

Total loss of hearing in one ear: up to £26,500

Partial hearing loss/ tinnitus: between £4,300 and £26,500, depending on severity

Total loss of taste and smell: £22,650

Total loss of smell and significant loss of taste: £19,100 to £22,650

Loss of smell: £14,500 to £19,100

Loss of taste: £11,200 to 14,500

Lung disease: up to £79,000

Mesothelioma: up to £74,300

Lung cancer: up to £58,500

Asthma: up to £38,175

Impotence: up to £86,500

Infertility: up to £98,500

Severe neck injury: £86,500

Moderate neck injury: £4,575 to £14,500, e.g. whiplash, depending on severity of symptoms and presence or absence of permanent symptoms

Minor neck injury: £750 to £4,575, e.g. minor soft tissue and whiplash injuries with a full recovery between a few weeks and a couple of years

Severe back injury: up to £98,500

Moderate back injury: up to £22,650

Minor back injury: up to £7,125

Frozen shoulder: £4,575 to £7,375

Fracture of clavicle: £3,000 to £7,125

Loss of both arms: up to £174,500

Loss of one arm: up to £79,000

Broken arm: £3,800 to £11,200, depending on recovery time and degree of disability

Broken elbow: up to £7,375

Broken wrist: up to £5,850

Loss of both hands: up to £117,000

Amputation of index and middle and/or ring fingers: up to £52,950

Serious hand injury: up to £36,125

Less serious hand injury: up to £16,800

Moderate hand injury: up to £7,625

Minor hand injury: up to £2,550

Severe fractures to fingers: up to £21,350

Total loss of index finger: £10,700

Partial loss of index finger: up to £10,700

Fracture of index finger: up to £7,125

Total loss of middle finger: £8,900

Amputation of the little finger: up to £7,125

Loss of part of the little finger: up to £3,450

Fracture of one finger: £1,775 to £2,800

Loss of thumb: up to £32,000

Trivial thumb injuries: £1,250

Vibration white finger: up to £22,400

Serious broken leg: up to £22,650

Fracture of leg where incomplete recovery: up to £16,300

Simple fracture of femur: £5,350 to £8,150

Moderate knee injuries: up to £8,150

Broken ankle: up to £8,150

Minor Achilles tendon injury: up to £5,850

Simple fractures to feet: up to £8,150

Moderate toe injuries: up to £5,600

Broken nose: up to £13,500 but starting at £1,000

Fractured cheekbone: £1400 to £9,150

Broken jaw: up to £26,500 but starting at £3,800

Damage or loss of teeth: between £630 and £6,600

Severe facial scarring: up to £56,500

Trivial facial scarring: up to £2,000

Bodily scarring: anything from £1,300 to £8,200

Damage to hair: from £2,300 for fairly serious cases up to around £6,350

The above figures are guidelines only and the amount of compensation you will get will all depend on the precise circumstances of your case, such as the severity of your injury and the nature of any ongoing symptoms. A solicitor will be able to advise you on what you are likely to recover, so please contact one in our directory.
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J0Al1
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PostPosted: 23:05 - 07 Mar 2010    Post subject: Reply with quote

Dischord wrote:
MissEdwood wrote:
PS I have no idea what an RTA is.

Road Traffic Accident?


That's right, apparently there's no such thing as RTA's though. They're called Road Traffic Collisions now because someone is always to blame Laughing according to Mr.Plod anyway...


No such things as a 50/50 then?


I got 75/25 on my last accident.

25 to me for driving unpredictably (I was planning a U'e in an off lay by) - my insurance company admitted part blame
75 to them for overtaking me whilst I was signaling right and turned right.

Anyway, hope you get it sorted soon.
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