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Welshd1k
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Joined: 03 Oct 2006
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PostPosted: 14:39 - 08 Mar 2010    Post subject: 'streetfigher inshurance' Reply with quote

callign around for inshurance on a gsxr750WP thats had the fairings taken off and a set of renthals fitted. would this be declareable as a streefighter.

one quote went from 650-1800 because i said it was 'streefighterd'

and grp 14 inshurance for a 20 yr old.

seems steap best quote so far £450 o.O
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Smooth
Could Be A Chat Bot



Joined: 21 Apr 2008
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PostPosted: 14:47 - 08 Mar 2010    Post subject: Reply with quote

Surely it is just a normal bike but with some bodywork -temporarily- removed?

"Streetfighter" suggests custom parts and fabrication. Whipping the bodywork off and fitting some CHEAPER bars to replace OEM is less involved and is not a 'streetfighter'.


It is hardly going to be faster or more expensive to repair
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Last edited by Smooth on 14:50 - 08 Mar 2010; edited 1 time in total
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nowhere.elysium
The Pork Lord



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PostPosted: 14:49 - 08 Mar 2010    Post subject: Reply with quote

This is what's known as telling them too much.
Tell the insurance company that the fairings have been removed, if you feel a desperate urge for honesty.
Saying it's a streetfighter instantly tells them that you're intending to ride like a tosser, not that you prefer the streetfighter look.

Also, group 14 at the age of 20 is always going to be pricey.
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Welshd1k
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PostPosted: 14:51 - 08 Mar 2010    Post subject: Reply with quote

so should i just declare it as a standard bike? it comes with all the original fairngs etc

and i got 4 years no claims
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Smooth
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PostPosted: 14:55 - 08 Mar 2010    Post subject: Reply with quote

It's up to you, but it does sound like a bike with some bits removed to me.

ps. Nice choice of bike. I'd have one.
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P.addy
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Joined: 14 Feb 2008
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PostPosted: 15:01 - 08 Mar 2010    Post subject: Reply with quote

just say its a standard bike.
when you smash it the fairings would be gone anyway Wink
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Clanger
Stirrer



Joined: 27 May 2004
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PostPosted: 16:24 - 08 Mar 2010    Post subject: Reply with quote

Speak to Adrian Flux, they don't care how many mods you've made to your bike.
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Welshd1k
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PostPosted: 16:49 - 08 Mar 2010    Post subject: Reply with quote

Clanger wrote:
Speak to Adrian Flux, they don't care how many mods you've made to your bike.


yep 462.62 a year , unlimited milage , 500 excess tho Sad oh and guy said it can be droped as it can be put on a classic policy Very Happy

this bike might be a gooo'er
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Smooth
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Joined: 21 Apr 2008
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PostPosted: 16:51 - 08 Mar 2010    Post subject: Reply with quote

ns125rk90 wrote:
this bike might be a gooo'er


Any pics?
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SonicTheHedge...
Nitrous Nuisance



Joined: 04 Mar 2007
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PostPosted: 14:11 - 09 Mar 2010    Post subject: Reply with quote

Ebike probably have a "Fairings removed" option in their mods dropdown, though their pricing can be a bit variable.
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