Insurance cooling off

Villers · World Chat Champion Joined: 13 Sep 2004 Karma :

Hello again!

Ive just sold my Hayabusa and Ive got my eye on an RSVR that a bloke is selling up the road. Weve come to an agreement on price etc but as Ive never tried a litre twin I will be needing to take it out for a blast before we shake on it.

The bloke hasnt got the bike insured at the moment, and since my policy expired a month ago neither do I. I dont want to risk taking it out for a thrash without insurance for many reasons, such as chucking it down the road, the fact it has offensively loud akros on it etc etc. So what can I do? Do I insure it first then take it out and if I dont like it I'll come home and cancel the insurance?

Any experiences here?
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RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

Wafer_Thin_Ham · Super Spammer Joined: 18 Nov 2005 Karma :

14 days for a full refund normally IIRC. They mention it when you sign up.
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Inkognito · Brolly Dolly Joined: 12 Jun 2004 Karma :

Or you could just get insured for the day so you can go on a test ride Razz

Villers · World Chat Champion Joined: 13 Sep 2004 Karma :

Thanks Ham, Im a bit concerned about the whole 'are you the registered keeper' bit, as obviously we wont have signed up until after the test ride!

Im probably going to love it anyway!
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RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

Villers · World Chat Champion Joined: 13 Sep 2004 Karma :

Inkognito · Brolly Dolly Joined: 12 Jun 2004 Karma :

Quotation
£36.14

For the VTR 1000 i'm picking up next week. 1 day insurance.
But that's just from 1 site. Will be looking at more to try and get it cheaper Smile

https://www.dayinsure.com/motorbikeinsurance.aspx

Villers · World Chat Champion Joined: 13 Sep 2004 Karma :

I just tried them but theyve bombed me off, cannot supply a quotation. Cowards!!
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RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

Ingah · World Chat Champion Joined: 10 Apr 2009 Karma :

Villers · World Chat Champion Joined: 13 Sep 2004 Karma :

Yeah thats the fear I have. Another one is that I need to have a good go on the bike to see what its like but it simply wont stop pissing down up here!

Ironically Im sat here complaining about the rain and the Mrs is at work taking calls from people who are pissed off about the hosepipe ban!
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RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

Acemastr · World Chat Champion Joined: 01 Oct 2008 Karma :

If you pay it outright I believe you can get a full refund, if you take it monthly then you get hit with a cost, i did this couple months ago, £62... stung a bit for a £400 policy
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iooi · Super Spammer Joined: 14 Jan 2007 Karma :

Why not take out a ebike month policy and make it legal.

14 days distance selling only applies before the policy comes into force, If you take it out to start today and cancel tomorow, then expect to pay not only for the days ins, but also any admin charges.
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