Insurance price hiking up after a non fault accident.

[P.addy]

Hey,

Back in 2008 i was involved in my 7th non fault accident...
The previous ones are minor and resulted is <£2500 payouts.
This one escalated to the 6 figure area...and since then ive found alot of insurers wont touch me, and those that do, barring the current insurer are INSANE prices.

The accident was totally the other guys fault, not mine and was settled this way...took 2 1/2 years, but was fully paid out etc..

Now my 600 renewal came through... quote online for £97.50.. which is current company as i get a bonus for staying with them..

But ive got swinton wanting well into the £4000 area, dial bikes is £3900 and about 5 more around £3500 the others cannot quote?!

Why is my insurance so badly affected, could it be a current outstanding accident that happened xmas day 09?

[Kickstart]

Hi

Is that 8 non fault accidents in total (including the outstanding one from 2009)? If so then if doesn't surprise me that insurers don't want to touch you. They probably see lots of claims and struggle to accept that you couldn't have avoided that many incidents or that insuring someone in such a situation is a reasonable risk.

The outstanding claim(s) will also put them off.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[G]

Outstanding accidents they don't like definitely (worse than a claim against you usually!) - and added to a high number of claims all in, it's not looking great.

[jay12329]

Have you ever conceded bikes just aren't for you? Thats a lot of incidents for anyone let along just from a bike!
Ever considered some advanced lessons so you can try and avoid the people trying to hit you?
J

[yen_powell]

Change your bike jacket, it's attracting the accident providers!
https://farm4.static.flickr.com/3584/3472497797_8e6d70ac62_o.jpg
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Blackmail is a nasty word........but not as nasty as phlegm!
XT1200Z and a DR350 in bits

[P.addy]

[Doovy]

oh paddy paddy paddy....

*man hug*
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Yamaha RXS 100 > Honda CD 250 > Honda Hornet 600 > Honda CBR 600RR > Yamaha RXS 100 > Kawasaki ZX6R J2 > Yamaha FZ1

[P.addy]

[andyscooter]

mine has gone higher for my 125 and 100cc scoots then on my 400cc scoot and 100cc scoot

was paying 160 fully comp on one policy for both and now paying 200 for smaller bikes

1 fault accident
1 non fault accident
7 years no claims as i always protect
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[iooi]

[P.addy]

[Pete.]

You do get loaded for non-fault accidents, so I was told. My insurers said that even though I was not found at fault in the accident, the fact that I had been in the situation of having had one made me more of a liability.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[calyx]