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johnsmith222
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PostPosted: 14:21 - 31 Aug 2010    Post subject: Mate Buying Bike. Reply with quote

Hi.

A friend of mine is wanting to buy an RS125 in the next couple of weeks. He wants a bike fast and also before he has done his CBT. He wants it before his cbt because he wants to have a bike as soon as he has done it.

He was going to keep it at mine and I was going to ride the thing home for him. He was going to pay the insurance for me and then cancel it in the first week or so.

I am pretty against anyone buying vehicles before they have the correct licence or whatever that they can drive/ride on the road, but he's probably going to go for it anyway.

It would be registered in my name when kept at my address until he goes for his cbt. Tbh I really don't think he's making the right choice and is wanting to rush things too much.

What do you all think about what should happen? He says that he spends all his money on drink (which is true) and he needs to buy a bike otherwise he'll never end up getting one, and he's looking forward to getting a booze on my driveway and having his bike and my bike sitting in the garage to fettle with.

He is dead set on the RS125 because he loves the look of it. He only wants it for 5 or 6 months or something, but tbh I think he might be making a bad choice.

I'm not really sure tbh.
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odemode
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PostPosted: 14:31 - 31 Aug 2010    Post subject: Reply with quote

I bought mine before I'd passed my test and the temptation to ride it was killing me.

But as your probably aware, once you get into biking you want a bike yesterday.

Let him get on with it, but just guide him and don't let him do anything foolish.
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iooi
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PostPosted: 14:33 - 31 Aug 2010    Post subject: Reply with quote

Well for a start he he going to get stung on the Ins... Take it out and then cancel. Ouch. Admin fee's all round.

If you already have a bike, then see if you can add it to your policy and let him pay any extra, then remove it once he can ride and ins it himself. Thats if you are going to ride it. But why do you need to do Question

No reason why he can't get the bike registered in his name to start with and keep it at his house.
In fact that would be the best way. Then if he's tempted to ride it, you won't end up getting into trouble for allowing to ride, what is in effect your bike.... Keep yourself out of any of the legal stuff as much as you can. Or it will come back to bite you.
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johnsmith222
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PostPosted: 14:46 - 31 Aug 2010    Post subject: Reply with quote

iooi wrote:
Well for a start he he going to get stung on the Ins... Take it out and then cancel. Ouch. Admin fee's all round.

If you already have a bike, then see if you can add it to your policy and let him pay any extra, then remove it once he can ride and ins it himself. Thats if you are going to ride it. But why do you need to do Question

No reason why he can't get the bike registered in his name to start with and keep it at his house.
In fact that would be the best way. Then if he's tempted to ride it, you won't end up getting into trouble for allowing to ride, what is in effect your bike.... Keep yourself out of any of the legal stuff as much as you can. Or it will come back to bite you.


I was under the impression that with insurance you had like 7 days to cancel the policy and get pretty much all the money back?

As for him riding the bike when under my name, I hadn't thought about that one so good idea not to register it to my name. Thumbs Up

He has a slight issue with where to keep the bike because his parents don't really want him to get a bike, and he was wanting to do his CBT and then turn up on his bike the same day or something.

I think he wants me to ride the bike a bit and use my bike knowledge to fix things on it that might need fixing.
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iooi
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PostPosted: 15:01 - 31 Aug 2010    Post subject: Reply with quote

Your thinking of the distance selling regs and its 14 days.....

But if the policy has started they will charge you for the days used and also a admin fee.

If you only want short term, then look at E-bike and their monthly policy Thumbs Up

Check your policy and see if it gives you 3rd party cover on other bikes.
Your mate will have to insure the bike himself, but at least you won't get mixed up too much in money.....

Personally, I would steer clear of what your mate is asking you to do. Any problems and you will be the one to carry the can.
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Teflon-Mike
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PostPosted: 16:52 - 31 Aug 2010    Post subject: Reply with quote

OK, so parents dead set against,. and they are obviousely influential in this kids life..... putting a roof over his head?!

So he wants you to help him past his parents objections...

He wants YOU to 'sort' his bike for him

He wants YOU to register it in your name....

He wants to insure it in your name.......

But HE wants to ride it?!?!?

You know, theres being a 'mate' and helping some-one out, and theres being played for a right mug!

First of all, PARENTS.

NOT a good situation to get into the middle of a domestic!

Next RS125, AND parents.

Anti-parents will NOT be impressed him turning up on a hot-snot sprots-bike that looks like a 600, and be eiasily 'convinced' he's 'being sensible' and NOT going to be one of the 'idiots' that go out and kill themselves.

Next up, BOOZE and Bikes DO NOT MIX!

Even in a garage!

I think you are laying yourself open for grief from the kids parents.

I think you are laying yourself open for grief from the law

And I THINK that this is a recipe for DEASTER, when all the 'trouble' with this bike, from something going wrong in the ignition, to his parents kicking him out the house, to him crashing it while riding pissed, and without a licence, OIR insurance, or any permutation of possible eventualities comes back to bite YOU in the arse!

STARTING point here, very uncool suggestion, but if YOU are really a mate to him, is to tell him to go sort it with his wrinklies, and get thier blessing for the project.... even if its only a grudging one!

You MAY offer to help talk to them in that, and support HIS argument, with some straight facts, and it MIGHT be an idea to offer some concessions into the bargaining pot.

For example; explain the merits of a CG125 or YBR125.... boring, SENSIBLE commuter-learner bikes.

Tell his OAP's how great they are, how cheap, reliable, ecconomical, dependable, UN-SPORTY they are, and how they are a great bike for a nw rider to cut thier teeth on.....

Suggest to THEM that PERHAPS if your 'mate' was 'allowed' one of THEM, he could prove that he could be responsible on it.

Suggest to your MATE that as he only wants if for a few months, to get his test, it would be a good compromise, not an RS, but at least a bike, AND OAP's on side.....

Work it from THAT angle; BUT leave it with his crones, and DONT get too embroiled in all the chenanagins.

End of teh day, its HIS problem, NOT yours.

Done accept any problems or pottential peoblems YOU are uncomfortable with, or that will explode in YOUR face.
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psychofox
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PostPosted: 22:38 - 31 Aug 2010    Post subject: Reply with quote

Afraid I'll have to echo what others have already said, don't get involved. Sounds like your mate is trying to treat you like a doormat, exposing you to many potential legal, moral and financial burdens, all because he's being impetuous. If he ends up taking it out and killing himself, could you really live with yourself for getting the bike for him? And imagine what his parents and family would think of you.

By all means give him the benefits of your knowledge and expertise once he is fully legal, but don't go putting yourself at risk because he is impatient.
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G
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PostPosted: 22:47 - 31 Aug 2010    Post subject: Reply with quote

iooi wrote:

But if the policy has started they will charge you for the days used and also a admin fee.

Cost me 1p to insure a GSXR1000 from Saturday afternoon to Monday morning when I cancelled. Don't always get the admin fee.

Does sound like you're putting yourself up for some potential trouble.
If your place is safe, I would insist on it being registered in his name at his address, then that your insurance was cancelled.

However, if you don't want him to ride it unlicensed, it seems highly likely you're going to fall out over this.
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Ingah
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PostPosted: 22:59 - 31 Aug 2010    Post subject: Reply with quote

I think most of the good points have already been said.

AFAIK you don't need a valid license to have it registered to the person. So why not his policy, his bike (i.e. him as both owner and keeper), registered to his address, and you as a "named" rider if you want to have a go and can't ride it on the 3rd party element of your own insurance. This route would absolve you from legal responsibilities.
Note: I'm assuming TPO cover, because he isn't going to be covered for theft unless he lets the insurer know the bike is "frequently" kept at your address (in fact, he should do this anyway as it's the truth, and you should be checking his documents to save the potential for him having "forgot"). Unless he's hoping he can lean on you to committ insurance fraud for him if it is stolen whilst kept at yours (which i hope you have the sense to outright refuse to do from the outset).

NB: Despite distance selling regs, many insurers try it on with a cancellation charge. Can be ridiculous amounts depending on the company, so check the small print unless you're prepared to fight them for your right to cancel without penalty.

It is iffy ground all round though, and ultimately taking what you've said and knowing nothing about the reality, it sounds quite alarming, especially as far as his decisions go. Based purely on stereotypes (i appreciate the innaccuracy of them), i'd say he's the likely death statistic.
It's not just about legal responsibility i mentioned above, it's also about not helping him to ruin his life as a way of being a good mate. You know the actual situation though, so it's your call, but i say don't take any risks for this guy, and don't help him screw up his domestics/record.
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johnsmith222
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PostPosted: 23:13 - 31 Aug 2010    Post subject: Reply with quote

Ingah wrote:
I think most of the good points have already been said.

AFAIK you don't need a valid license to have it registered to the person. So why not his policy, his bike (i.e. him as both owner and keeper), registered to his address, and you as a "named" rider if you want to have a go and can't ride it on the 3rd party element of your own insurance. This route would absolve you from legal responsibilities.
Note: I'm assuming TPO cover, because he isn't going to be covered for theft unless he lets the insurer know the bike is "frequently" kept at your address (in fact, he should do this anyway as it's the truth, and you should be checking his documents to save the potential for him having "forgot"). Unless he's hoping he can lean on you to committ insurance fraud for him if it is stolen whilst kept at yours (which i hope you have the sense to outright refuse to do from the outset).

NB: Despite distance selling regs, many insurers try it on with a cancellation charge. Can be ridiculous amounts depending on the company, so check the small print unless you're prepared to fight them for your right to cancel without penalty.

It is iffy ground all round though, and ultimately taking what you've said and knowing nothing about the reality, it sounds quite alarming, especially as far as his decisions go. Based purely on stereotypes (i appreciate the innaccuracy of them), i'd say he's the likely death statistic.It's not just about legal responsibility i mentioned above, it's also about not helping him to ruin his life as a way of being a good mate. You know the actual situation though, so it's your call, but i say don't take any risks for this guy, and don't help him screw up his domestics/record.


I would say you are right about that. He said he would want to take out his rs125 and try riding it up and down my street before the CBT trying out gears etc, because he doesn't want to look stupid and stall the bike etc on the cbt.

He just doesn't get the concept that no one could care less whether he has a sports bike or a CG (he will NOT go down the commuter style bike even though he's wanting something temporary).

I said that it might be alright but I had had 6 cans at the time and I didn't really know what I was saying.

He is quite sensible when it comes to risky pasttimes. He's a diver and goes down at like 60m and experiences oxygen narcosis and shit and he's alright with that but he does it with his dad and he's supervised.

I'm just worried he's lining himself up for killing himself. He's not immature, but he's VERY image concious. I'll let him know it's going to be registered in his name and it will have to be kept at his house.

If he kills himself I will no doubt be the person his parents blame for taking him out on my bike. They blamed me for his underage drinking back when we were younger and completely misjudged me. It took getting the shit kicked out of me trying to protect him when he got jumped by a group of neds when everyone else in our group of friends just stood back and watched too scared to jump in. After that his parents were ok. (they actually tried to pin that one on me also when I didn't have anything to do with it. Laughing )

I need to be there to advise him when it comes to biking, getting safety gear and the right training etc, but I don't know if that will be enough. He's always encouraging me to go faster or do stupid shit like race cars, although I don't usually give in as it's usually stuff I consider to be dangerous.

If he eats it then I am going to feel very responsible because I have been the main reason why he has wanted a bike because of taking him on the back of my bike a lot.

I just think he's out to prove something.
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L-Jam
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PostPosted: 23:35 - 31 Aug 2010    Post subject: Reply with quote

Quote:
He's always encouraging me to go faster or do stupid shit like race cars, although I don't usually give in as it's usually stuff I consider to be dangerous.


Come on man, those two points are some of the funnest things on a bike Laughing and it doesn't take a lot of speed to destroy a car or go fast enough to scare a pillion.. try A wheelie with one on the back, that is fun Wink
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m0l0t0v
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PostPosted: 00:11 - 01 Sep 2010    Post subject: Reply with quote

L-Jam wrote:

Come on man, those two points are some of the funnest things on a bike Laughing and it doesn't take a lot of speed to destroy a car or go fast enough to scare a pillion.. try A wheelie with one on the back, that is fun Wink


Speaking of wheelies, got it up yet? Wink
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L-Jam
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PostPosted: 22:37 - 02 Sep 2010    Post subject: Reply with quote

Haha, yes I have! The clutch ones are coming along nicely, need to get A lot more height and maintain them but it's happening Wink I've finally found the sweet spot/speed to do it.. Will get video's up soon man.
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johnsmith222
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PostPosted: 00:51 - 03 Sep 2010    Post subject: Reply with quote

Thanks guys for all your input on how you felt about my mate getting a bike without doing a cbt etc.

I explained to him today that I am not willing to register his bike in my name and I would prefer if it was not in my garage. I did say I didn't have any issues with him keeping his bike overnight here and staying over or me taking his bike for a few days to do work on it. This guy has been a good mate so I'm happy to help him out.

I told him that he should do his CBT before he even considers getting a bike. This didn't go down too well, but I basically kept hyping up how he could be riding a bike on his own and how much fun it would be.

When we were riding about picking up a few things I needed from the shop, I took him to the bike shop to have a look around at the bikes. (I took him to trick him into talking to their training department about doing a CBT).

When he heard that he could be allowed on the road on a bike by Sunday his face pretty much lit up as he didn't realise how quick it could be. Unfortunately he's diving this weekend, but I'm pretty sure he's free during the week so I am going to call and make sure he books his CBT ASAP as that will solve a lot of problems for me.

He has mentioned to his mum and dad that he wanted to get a bike at some point and they seemed ok with it, but he didn't seem to realise that there is a huge difference between saying you're wanting something and them agreeing to try and not make a thing of it and actually being allowed. I believe his mum will be alright with it (well, allow him to have a bike) as I heard him talking it over with his mum on the phone. I did say I wanted him to talk it over with his dad though, because he's the one that's likely not going to allow it. He has a pretty short fuse and is quite a tough guy.

My friend, his mum and his dad who was driving were all in a car when a biker went onto their side of the road at 80mph. Their car was close to going over a cliff (my friends dad used all the road furnature to try and slow his car down and make as much room as possible for the biker.

Fortunately it was just the riders leg that hit the car, but it managed to rip the side of the car to bits and his leg was amputated. He was riding recklessly and it was his fault. He was riding in a group.

His father is possibly his only hurdle between biking. I think he may be setting himself up for trouble, but all I can do is give him the best advice I can in terms of safety gear and riding, and at least if things do go wrong then I'll know that I did everything I could have to steer him in the right direction.

As for racing cars and wheelies. I have been known to do both of these (wheelies weren't proper ones) with my mate on the back, but he usually wants me to do these things at the wrong times and in dangerous situations. There's a time and place, and I don't think he's good at picking them.
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hmmmnz
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PostPosted: 04:00 - 03 Sep 2010    Post subject: Reply with quote

i had owned my rgv250 for 2 months before i sat my licence on my 15th birthday (ace nz learner rules Wink )
i was chomping at the bit to ride it, but my parents wouldnt have a bar of it,
i think if he is willing to get the bike first, then he'll be far more motivated to do his cbt and pass his test the first time
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621andy
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PostPosted: 06:13 - 03 Sep 2010    Post subject: Reply with quote

Quote:
He is quite sensible when it comes to risky pasttimes. He's a diver and goes down at like 60m and experiences oxygen narcosis and shit and he's alright with that but he does it with his dad and he's supervised

This guy sounds an absolute nutter, and his father too!! The limit for sport diving is 30m, for the very reason of avoiding NITROGEN narcosis. So his father won't let him have a bike, but is willing to let him dive to twice the recommended depth Rolling Eyes

Anyway, stay well clear of doing anything in your name. As many have said before, it'll come back and bite you on the arse. If he wants a bike then he's got to take responsibility for it, not dump everything on you for you to sort out. When it goes wrong(and it will by the sound of it), it'll be your name all over the paperwork...and certainly don't put him on YOUR insurance; this will definitely end in tears!!

Sorry to say, your mate sounds a real liability on the road, and looks to be a prime candidate for adding to the statistics.
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johnsmith222
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PostPosted: 21:19 - 06 Sep 2010    Post subject: Reply with quote

621andy wrote:
Quote:
He is quite sensible when it comes to risky pasttimes. He's a diver and goes down at like 60m and experiences oxygen narcosis and shit and he's alright with that but he does it with his dad and he's supervised

This guy sounds an absolute nutter, and his father too!! The limit for sport diving is 30m, for the very reason of avoiding NITROGEN narcosis. So his father won't let him have a bike, but is willing to let him dive to twice the recommended depth Rolling Eyes

Anyway, stay well clear of doing anything in your name. As many have said before, it'll come back and bite you on the arse. If he wants a bike then he's got to take responsibility for it, not dump everything on you for you to sort out. When it goes wrong(and it will by the sound of it), it'll be your name all over the paperwork...and certainly don't put him on YOUR insurance; this will definitely end in tears!!

Sorry to say, your mate sounds a real liability on the road, and looks to be a prime candidate for adding to the statistics.


My mate got lost in a wreck yesterday and was running out of air. He got out as his dad started banging at the exit and he followed the noise.

Today they were diving to 30m and problems developed where the dad ran out of oxygen so shared my mates oxygen. As the weather was so bad they couldn't do decompression stops so had to go straight up. They lost their boyancy bag (can't remember what it's called). They both got the bends and taken to hospital.
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Ste
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PostPosted: 21:36 - 06 Sep 2010    Post subject: Reply with quote

Why does he want the bike to be registered in your name? Confused

david_m213 wrote:
He said he would want to take out his rs125 and try riding it up and down my street before the CBT trying out gears etc, because he doesn't want to look stupid and stall the bike etc on the cbt.

Stalling when doing the CBT isn't a big deal and it won't make him look stupid.

But if he takes his rs125 and tries riding it up and down your street before he does his CBT, if he manages to drops it on your street then he'll look really stupid. Laughing
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