Better insurance quote?

[SamJL]

Hello!

Sorry for starting a thread that has been done 100's of times.

The company I'm with now for my bike insurance and my motor trade insurance have stopped doing bike insurance. They can get a trade policy with motorbike insurance on it, but then if anything happens I only get trade value for my bike, which I really don't want! I've looked Go-Compare, Confused, and The Bike Insurer, and up to now, the best quote I have is £855 Fully comp through the bike insurer. That was with KGM through Performance Direct.

My details are:

2009 CBR1000RR
25 Year old male
2 Years continuous riding
2 Years NCB
8 Years car NCB

So basically I just want to find a quote that is cheaper then £855 but don't know where to look

Thanks, Sam
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2009 CBR1000RR
2004 KTM 200SX
2004 KTM 65SX

[RussG]

I used quidco and swinton, i got a total of £57 off my quote, have a look

But make sure you go through quidco's link!
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Geek, father, biker

[Dazbo666]

A lot of people posted bad reviews about Bennets previously, but I had no problems with them in the past.
More recently I've switched to MCE insurance and had a noticeable drop in my premiums, even though I was swapping from a 1991 GPZ to a 2003 Bandit
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1st bike (Sept'06 - May'10) : 1991 GPZ500S / Current bike (since Nov 2009) : 2003 Suzuki Bandit 600N
Word of the day : DILLIGAF

[SamJL]

Bennetts want £1400 and MCE want £1760

Performance Direct are now £837, so working out by far the cheapest up to now!
____________________
2009 CBR1000RR
2004 KTM 200SX
2004 KTM 65SX

[iooi]

You have used all the compare sites so unless there are some direct co's that don't feature then you have found the cheapest.
Only way here is get a bike mag and start phoning the names in the back..
Guess in the end you may spend even more £ to save a few £

Would echo the quidco usage.

But when I did my last quote via a comparison site (used quidco there to get £1.50 ) I found that the cheapest was also on quidco. Bennets.
So off and did a direct quote..... Came back nearly double the compare quote....
So took the link via compare and saved a few bob
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Just because my bike was A DIVVY, does not mean i am......

[Howling TerrorOutOfOffice]

OT: kinda.
Well after getting 35(ish) quotes i have managed to shave £4 off.
Even adding a full thatcham..locked in a garage on an iceberg couldn't reduce it. £68 comp with £0 vol £150 compul.
That's on a CB250.
Quote for my next bike which is worth 4x the value of the CB and is 3x more powerful is £100.

Good luck with the hunting Sam.

Pat
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Diabolical homemade music Bandcamp and Soundcloud
Singer songwriter, Artist and allround good bloke Listen to Andrew Susan Johnston here
The Harry Turner Project

[.Bishbash.]

Have you tried Tesco Bike insurance? I have found them to be a great compare website for me. Got FC for 225 for my R1 and I am only 3 years older than you
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Current bike - GSX-R1000 k8

[SamJL]

I got bored of getting quotes and just went with Performance Direct!

Can't see me getting much cheaper anyway, £837 doesn't seem to bad. I was only paying £1000 last year though, at 24 years old, with onle 1 NCB, so I was expecting a serious drop in premium, but it seems its not such a serious drop! I can still get it on my trade policy but I really didn't want to only get trade value for the bike if it was stolen or written off!
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2009 CBR1000RR
2004 KTM 200SX
2004 KTM 65SX

[swiftb]

bike insurer tends to turn out the best quotes ive always found so your probably right in saying you wont get it much cheaper.
Its a lot but when you consider you only have 2yrs riding and the cost of replacing the bike is prob 7.5-8k plus it doesnt seem 'too' bad. I hate insurance and having to pay it and the fact its mainly a rip off, but from the brokers point of view - they would see a 25yr old with 2yrs riding, on a pretty much brand new/expensive powerful bike very risky. I suppose £800 odd quid to potentially replace a 7k plus bike aint so hard to take.
Probably another 2yrs riding and the cost would be half that so keep collecting those ncbs

[iooi]

[Bob007]

hi there
I am not sure I am on the good place but I need to try ......

My trouble I had a peddle bike and they stolen . I had insurance for my bike like 15-16 months .

I contact with my agent - its an only company - and they said they pay for me but just in credit . No first of all I checked my contract and also online there is not even a letter about this ! And I don't want , I want money just as I paid for my bike . Because that credit I can just use in the bikeshop .

PLease help if you have any idea or where should I try find solution for my problem .

Cheers

[Jayy]

I just had to re-new mine after Express Insurance cancelled on me after declaring my ban.

£300 TPF&T with 2 years NCB and the ban declared.

Bit gutting, was paying £300 FC before that and it went up to about £580 FC with the ban declared.

They did me a quote on an R1 at £600 TPF&T with the ban declared so I'm happy to stay with them if I sell the KTM in the following few months.

However, Express Insurance are now asking for £140 to settle my last policy, the utter, utter, cunts.

[SamJL]

Express Insurance want £1300 for the CBR

Performance Direct who I've gone with are still the cheapest. £837 FC, Commuting included, pillions, mod's declared, protected no claims!

The thing is, I will probably be PX'ing the bike within the next few months, so hopefully they will be cheap on other bikes as well!
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2009 CBR1000RR
2004 KTM 200SX
2004 KTM 65SX

[Kwaks]