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600 restricted to 33bhp?

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frenchy
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Joined: 12 Aug 2010
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PostPosted: 19:37 - 25 Sep 2010    Post subject: 600 restricted to 33bhp? Reply with quote

hey guys, am i right in thinking that at 19, i could do my full bike license and then ride a 600, restricted to 33bhp?

Ive been ringing around and all the insurance companies seem to says they wnt insure it.

i was thinking of a gsxr 600.

if this is possible, anyone have suggestions for insurance???

ta.
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Derivative
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PostPosted: 19:49 - 25 Sep 2010    Post subject: Reply with quote

Check gocompare, I can get insured on an SV650 for fairly cheap and I'm 19. Just put in the details as if you already had your license etc.

Not sure about a Gixxer but then I'm sure the forum will have their tales about what is suitable as a first big bike.
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Kickstart
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PostPosted: 20:26 - 25 Sep 2010    Post subject: Reply with quote

Hi

At 17 you can do your test and ride any bike of 25kW or less (about 33hp) with a power to weight ratio limit. After 2 years it turns into an unlimited license.

All the best

Keith
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Devans
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PostPosted: 20:37 - 25 Sep 2010    Post subject: Reply with quote

Get whatever bike you want and just restrict it. I'm 19 with a VFR 800 restricted to 33hp.. it weighs 220kg aswell and i still manage easy. So these tales about some bikes being unsuitable is toffee
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frenchy
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PostPosted: 20:51 - 25 Sep 2010    Post subject: Reply with quote

i see, so it is do-able, who are u insured with then? cos so far, EVERYONE i have tried says the gsxr is a high performance bike and wont insure me on a full bike license, at 19, with the bike restricted.

one company said they wouldnt do it as theyve found most ppl remove the restrictions after they have paperwork, too easy to do etc... :/
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Glenben92
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PostPosted: 20:58 - 25 Sep 2010    Post subject: Reply with quote

So you're saying that this particular insurance company refuse to insure anybody with an A2 license and a restricted bike? That's gonna lose them LAAATTTSSSSSA money. If they had any sense about them, surely they'd happily insure you, then when you have an accident they won't have to pay up because they'll check and if the bike isn't restricted, your insurance is void = they make pure profit. Doesn't add up to me :S
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c_dug
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PostPosted: 21:14 - 25 Sep 2010    Post subject: Reply with quote

VFR800 = Sports tourer
GSXR600 = Super Sport

There is a reason they will cover a VFR and not a GSXR.

Also the engines are completely different, the VFR isn't tuned to be ragged the tits off of, which is why it takes the restriction better than an out right sports bike does.
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frenchy
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PostPosted: 21:19 - 25 Sep 2010    Post subject: Reply with quote

Glenben92 wrote:
So you're saying that this particular insurance company refuse to insure anybody with an A2 license and a restricted bike? That's gonna lose them LAAATTTSSSSSA money. If they had any sense about them, surely they'd happily insure you, then when you have an accident they won't have to pay up because they'll check and if the bike isn't restricted, your insurance is void = they make pure profit. Doesn't add up to me :S


Thats what i thought, bt nope...they refused (and thats more than 1 company too )
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frenchy
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PostPosted: 21:21 - 25 Sep 2010    Post subject: Reply with quote

c_dug... i see what ure saying, i just prefer the looks of the gsxr or i would go for a tourer type.

bt ye, i had thought that the insurance wouldnt care, and accept my money knowing the insurance would most likely be invalidated, then refuse to pay out, bt no :/
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c_dug
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PostPosted: 21:24 - 25 Sep 2010    Post subject: Reply with quote

They do have to pay up though, just that they can then look to claim the costs back from you after.

The thing is, it is still a GSXR, I have 3 years no claims and my insurance isn't cheap on one Laughing
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L4Isoside
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PostPosted: 21:24 - 25 Sep 2010    Post subject: Reply with quote

Why dont you just use the bikeinsurer or some online screen scraper/insurance comparison website instead.
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pinkyfloyd
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PostPosted: 00:29 - 26 Sep 2010    Post subject: Reply with quote

frenchy wrote:
c_dug... i see what ure saying, i just prefer the looks of the gsxr or i would go for a tourer type.

bt ye, i had thought that the insurance wouldnt care, and accept my money knowing the insurance would most likely be invalidated, then refuse to pay out, bt no :/


Why not bomb around on a cheaper bike for 2 years until the 33Bhp restriction is lifted and then sell that and get the gixxer?

If you are having problems finding a company to insure a gixxer then I can only assume that if you do find a company to insure it you will be paying though the nose for it.

Also bear in mind the average ownership of bikes is just a few years before they are changed for different models/bigger engines/more comfortable rides.... Take your pick. (I've had my gsxr750 for a few months since passing my DAS test and already looking at upgrading to a 100cc)

The smaller bike may not be what you are after in the long run but as a stop gap it wont do any harm.

Just something to think about.
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bhinso
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PostPosted: 00:48 - 26 Sep 2010    Post subject: Reply with quote

Personally i think taking a gsxr600 and 33bhp'ing it just takes the heart out of the bike, you'd be much better going for a smaller/tourer bike when you're on the 33bhp limit.
If you prefer the race rep style and don't want a tourer, go for a VFR400 or RVF maybe
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Stowelly
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PostPosted: 02:17 - 26 Sep 2010    Post subject: Reply with quote

I wasnt aware that people actually bothered restriciting their bikes for the 2 years at all?
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tk338
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PostPosted: 03:14 - 26 Sep 2010    Post subject: Reply with quote

L4Isoside wrote:
Why dont you just use the bikeinsurer or some online screen scraper/insurance comparison website instead.


+1 for thebikeinsurer, it seems MCE give the cheapest quotes for me, I'm 19 just passed my A2 test (33bhp for 2 years), they want a touch over £1000 for a year for a 2000 cbr600f for me.
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Glenben92
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PostPosted: 11:58 - 26 Sep 2010    Post subject: Reply with quote

bhinso wrote:
Personally i think taking a gsxr600 and 33bhp'ing it just takes the heart out of the bike, you'd be much better going for a smaller/tourer bike when you're on the 33bhp limit.
If you prefer the race rep style and don't want a tourer, go for a VFR400 or RVF maybe


+1 Thumbs Up

I'd agree with getting a 400 as well. it'll not only be a lot easier and cheaper to insure, but at 33bhp, will be faster than a 600 would be because you're saving a tad in weight. Although don't get a VFR400... because then there'll be one less out there for ME to buy when i pass my mod 2 Wink
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Benson_JV
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PostPosted: 12:36 - 26 Sep 2010    Post subject: Reply with quote

tk338 wrote:
L4Isoside wrote:
Why dont you just use the bikeinsurer or some online screen scraper/insurance comparison website instead.


+1 for thebikeinsurer, it seems MCE give the cheapest quotes for me, I'm 19 just passed my A2 test (33bhp for 2 years), they want a touch over £1000 for a year for a 2000 cbr600f for me.


Same bike(albeit 2 years older mine is), same quote, but I'm 17. MCE/Chaucer seem to give me the best quote.
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Paxovasa
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PostPosted: 13:38 - 26 Sep 2010    Post subject: Reply with quote

bhinso wrote:
Personally i think taking a gsxr600 and 33bhp'ing it just takes the heart out of the bike, you'd be much better going for a smaller/tourer bike when you're on the 33bhp limit.
If you prefer the race rep style and don't want a tourer, go for a VFR400 or RVF maybe


I agree, no point getting a 600 super sport and restricting it.

You could also get a ninja 250 Thumbs Up
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nutter
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PostPosted: 14:54 - 26 Sep 2010    Post subject: Reply with quote

What about a GSXF 650, looks good (IMO), got sports style fairing (based on K5's) and is classed as an all rounder rather than a super sports so insurance is a lot cheaper (over £2,500 for one year with me), either way, compared with a 125 it'll go like stink
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