Wouldn't call this an epic tale but....

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

After almost a month of "having" my first bike, sitting in the body shop that is waiting for insurance (hopefully getting sorted soon) some prick in a silver corsa ran me off the road as i was bringing the bike home from the dealers on the 3rd of september.

Thought i'd take it home on the backroad from Elgin to Forres as i knew the road reasonably well and i'd be able to go at my own pace and get used to the bike before taking it on a main road later that day, regardless to say didn't go very well, my Lexmoto Street 125 only had 167 miles on the clock when it hit the floor (only 3 done by me) and i had it a grand total of 45 mins which i might add will now cost me £300 for my troubles with insurance (thank god for comprehensive cover)

anyways new bike should arrive later today, will post pics in the new bikes section and i'll post damage pics of the one i crashed on later when i get home from college

Benson_JV · World Chat Champion Joined: 04 May 2010 Karma :

Damn...that's a bummer.
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Willson - "If you go out on that CBR600 in the winter, you're going to do more miles on your side than on your wheels."
Riding: CBR600FW Driving: Audi A6
Previous Bikes: '96 Bandit 600, '96 GPz305

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

DrDonnyBrago · World Chat Champion Joined: 03 Jan 2010 Karma :

truslack · World Chat Champion Joined: 08 Apr 2007 Karma :

Don't claim on your insurance for a shite chinese 125, fix it yourself and flog it - I know all too well how much insurance claims effect your insurance (and mine was a non-fault!).
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Current: Suzuki RG 125 Gamma, Honda H100, Triumph Tiger 800XC, Suzuki SV650 (minitwin)

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

truslack · World Chat Champion Joined: 08 Apr 2007 Karma :

So fix it, sell it, pay back your mam and buy a £300 Honda CG.

Really wouldn't bother going through insurance.
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Current: Suzuki RG 125 Gamma, Honda H100, Triumph Tiger 800XC, Suzuki SV650 (minitwin)

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

DrDonnyBrago · World Chat Champion Joined: 03 Jan 2010 Karma :

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

just got off the phone with the insurance engineer and actual insurance ppl, bike is being written off, getting full value £1298 and i just have to pay my excess off but i'll get it back due to a part of my policy i took out as an extra, yet to find if it'll push my premium up or not i'll find out later as both calls were quickies before getting back to college

truslack · World Chat Champion Joined: 08 Apr 2007 Karma :

drzsta · World Chat Champion Joined: 20 Apr 2009 Karma :

have 2 claims, on mine - im 19, have 1 years no claims and riding for 2, but still pay £330 quid for TPO on a 08' honda cbr125 for which i use a a little commuter to get to work LOL Laughing

so yea claims do affect it.
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Current Bikes - BMW S1000RR ‘17 & KTM 690 SMC-R ‘12

Moo. · World Chat Champion Joined: 11 Jan 2009 Karma :

truslack · World Chat Champion Joined: 08 Apr 2007 Karma :

Ariel Badger · Super Spammer Joined: 02 Dec 2006 Karma :

Your bum once the insurance companies finish with you.
https://farm4.static.flickr.com/3533/3219063983_ef525bd287.jpg
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Bikers make great organ donors, get 115 on your licence today.

Benson_JV · World Chat Champion Joined: 04 May 2010 Karma :

Grim. But true.
____________________
Willson - "If you go out on that CBR600 in the winter, you're going to do more miles on your side than on your wheels."
Riding: CBR600FW Driving: Audi A6
Previous Bikes: '96 Bandit 600, '96 GPz305

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

The insurance isn't gonna cost me anything more until at least a year down the line come renewal, should be getting my £200 excess back through my insurance broker as i took a Platinum policy with them, new bike is ordered up and just need to phone insurance the day i pick it up to change the colour and reg plate by 1 letter lol

New Bike: https://www.bikechatforums.com/viewtopic.php?p=2636284#2636284

can't seem to get pics to work properly to show the damage to the original bike, probs upload them into a youtube vid n post the links to that instead :S

nowhere.elysium · The Pork Lord Joined: 02 Mar 2009 Karma :

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

which is why i'm gonna try n save like hell before the insurance is due to renew so i can afford it next year

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Shadow152 · Nova Slayer Joined: 26 Sep 2010 Karma :

SamJL · Nearly there... Joined: 14 Aug 2009 Karma :

No offence mate, but I would have gone the cheap CG125 route over that bike you have bought.

I will be cheaper, more reliable and it looks better.

All my opinion of course Wink

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2009 CBR1000RR
2004 KTM 200SX
2004 KTM 65SX Very Happy

itsallgood · Nitrous Nuisance Joined: 28 Aug 2010 Karma :

Alex A · World Chat Champion Joined: 05 Mar 2007 Karma :

Hold up a minute. Insurance aside...

You bought a new bike that you crashed within 3 miles of riding it, and you've used your payout to buy another of the same?

Has it crossed your mind that part of the reason for your misfortune may be that the bike you choose is shite?
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Current: Ducati Panigale R / Ducati Streetfighter S / Suzuki GSX-R1000 L5

DrDonnyBrago · World Chat Champion Joined: 03 Jan 2010 Karma :

Take the money and run away from the chinese tat mate, we aren't being arseholes or trying to take the piss we are genuinely trying to help.

You will regret buying a chinese bike, something will go wrong with it and when it does parts are near on impossible to find, dealer backup is terrible and the whole process will make you want to kill somebody - if you haven't already died in a crash caused by the bike's incompetency that is.