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Tax and MOT

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dainesefreak
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Joined: 04 Apr 2003
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PostPosted: 12:35 - 29 Jul 2004    Post subject: Tax and MOT Reply with quote

My wifes little NSR has been sitting in the garage for a while now and I've finally decided to get my arse into gear and sell it.

The tax runs out at the end of the month and she's just been down to the Post Office to renew it ready to put it on sale. What we didn't realize or even think about, is that it now needs an MOT as it's three years old and obviously she can't tax it without one.

So what I want to know is this;

Can I legally ride it to the garage for the MOT and back home again afterwards without tax? I know I can without the MOT as long is it's straight to the garage.
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Big Pete
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Joined: 18 Jul 2004
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PostPosted: 12:36 - 29 Jul 2004    Post subject: Reply with quote

yes, but you do need insurance.
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badlydamaged
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PostPosted: 12:37 - 29 Jul 2004    Post subject: Reply with quote

Im pretty sure you can, as long as the MOT is pre booked and your insurance will cover it Thumbs Up .
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Last edited by badlydamaged on 12:38 - 29 Jul 2004; edited 2 times in total
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dainesefreak
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PostPosted: 12:37 - 29 Jul 2004    Post subject: Reply with quote

Ok cheers.

I'm covered to ride it on my insurance.
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dibbster
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Joined: 15 Apr 2004
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PostPosted: 14:27 - 29 Jul 2004    Post subject: Reply with quote

I think so, but make an appointment with the garage first.
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iCraig
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PostPosted: 14:30 - 29 Jul 2004    Post subject: Reply with quote

You can legally ride a bike without an MOT to a testing station, providing the Test is booked in advance (I.e before you go out on the bike!)

You do this so if you got pulled over you can prove to the police thats where its going! Smile

HTH

Craig
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89CBRChris
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Joined: 14 Jul 2004
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PostPosted: 14:59 - 29 Jul 2004    Post subject: Reply with quote

dainesefreak wrote:
Ok cheers.

I'm covered to ride it on my insurance.


It might be worth noting that if your insurance covers you for TPO on any other bike then that cover is usually only valid if the bikes real owner has it insured too. (and you have permision from them of course).
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dainesefreak
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PostPosted: 15:04 - 29 Jul 2004    Post subject: Reply with quote

Good point, I will find that out. Cheers.
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T.C
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PostPosted: 16:50 - 29 Jul 2004    Post subject: Reply with quote

Perfectly legal to ride to and from a pre booked MOT test without a valid certificate or tax, and as someone has said you need insurance (although it doesn't matter whether the owner has it covered, you are still covered on yourt policy you will simply drop a level of cover, so TPF & T becomes TPO), but you must use the most direct route to the MOT station, and if it fails the most direct route from the MOT station to its place of repair!
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Kickstart
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PostPosted: 18:17 - 29 Jul 2004    Post subject: Reply with quote

T.C wrote:
(although it doesn't matter whether the owner has it covered, you are still covered on yourt policy you will simply drop a level of cover, so TPF & T becomes TPO)


Although not so relevant in this case, I would suspect that should you leave your bike parked on the road while riding on your cover to ride other peoples bikes then your cover ceases to be relevant and it needs to be covered by the owners policy.

All the best

Keith
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T.C
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PostPosted: 18:36 - 29 Jul 2004    Post subject: Reply with quote

Kickstart wrote:


Although not so relevant in this case, I would suspect that should you leave your bike parked on the road while riding on your cover to ride other peoples bikes then your cover ceases to be relevant and it needs to be covered by the owners policy.

All the best

Keith


To be covered for theft, yes, then you are right!
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89CBRChris
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PostPosted: 18:42 - 29 Jul 2004    Post subject: Reply with quote

maybe its different depending which insurance company your with but I am with CIA and there documentation states that the bike you are riding has to be insured by the real owner for my TPO cover to apply on other bikes.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 18:45 - 29 Jul 2004    Post subject: Reply with quote

Most do have that clause in the policy, but some people have got policies which don't say the bike has to be insured by the owner/ someone, and they'd looked through all the small print etc, and nothing at all about it.

Just to note, you're insurance is not with CIA. CIA are the broker who sells the policies with insurance companies, but your actual cover is with another company, someone like AXA or one of the other ones. Thumbs Up
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