Continuous Insurance Enforcement

[WildGoose]

Just got a letter from an insurer who I don't use anymore, as my policy expired.

Saying department of transport are now checking the Motor Insurance Database with DVLA records to identify potentially uninsured vehicles.

From 2011 if there is no record of your vehicle being on the insurance database, and you havent declared it as off road (SORN) you may face prosecution.

Your vehicle could be clamped, seized, and destroyed.

The bottom of the letter says "stay insured, you can't afford not to."

Sounds a bit off to me. Very much like a threat.

For example, bikes are cheap to tax, so you could tax something the day before your insurance expires, for a year. Given that it saves messing about declaring SORN.

For the next 12 months they will hassle you about having a taxed vehicle that isn't insured, even if it is parked on your drive or in the shed.
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So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976

[Fisty]

I had the same last week. I filed it with the tv license letter on the bonfire.
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Quietly and consistently taking the piss.
TL1000R | Hayabusa | ZXR400 | TL1000S | Bandit 400 V
Fatter and faster than Fret

[Kickstart]

Hi

Yep. Seems utterly pointless. Not going to do a thing about uninsured drivers.

Pity some poor sod with a high VED car. Can't sort the insurance in time and you land up having to hand the tax disk in and lose ~£40 worth of VED.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[stinkwheel]

Oh. It's even better than that.

If it's not on the MID and not registered SORN. The DVLA are going to send you an automatic "Fine" for £100 through the post like they currently do for unSORNed vehicles.

https://www.bikechatforums.com/viewtopic.php?t=209961
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.

[Rogerborg]

Shags us particularly hard, given that we tend to have multi-vehicle policies, take bikes on and off the road at the drop of a hat, plus the institutional incompetence of the DVLA. I guess we'll have to see how it shakes out in practice.

[waffles]

So what if you have a bike that is still taxed but not on the road (ie garaged and uninsured, say while its being rebuilt) would you have to SORN it, send of the tax disc for a refund and they reapply later?

I was going to pick up a new bike soon and leave it in the garage until my insurance is up for renewal in a few weeks so I can get a multibike policy. Good to know I guess, but I'll bet that catches a lot of unsuspecting people out.
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Theory test - 19/8/09, CBT - 11/10/09, MOD 1 - 16/8/10, MOD 2 - 27/10/10
Past rides Yamaha XT125X, Triumph TT600, Honda XR250
Current rides Suzuki GSXR 600, Honda MSX125

[stinkwheel]

[Kickstart]

[Pete.]

I read elsewhere that they will send out a letter and the fine would follow failing to act upon that.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[paulcdb]

I agree totally with the policy of taking un-taxed, insured, mot'd cars off the road if they are caught driving (providing common sense is used) but with everything on a database of some kind the need to register for SORN is ridiculous!

About time they scraped that rip off and hand out bigger fines for the ones driving illegally.
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Excersise is rubbish!
If your healthy you don't need it... if your sick you shouldn't do it.

[N cee thirty]

they should put a limit on what insurance companies charge,some quotes absolutely excrete the urine,if it was cheaper alot more people would get insured.should be added to the list of there well thought up ideas
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'00 Aprilia RS50 > '92 Honda CG > '99 Yamaha Fazer > '91 Yamaha RXS > '79 Suzuki X5 > 01' Honda Cg > 07' Honda Cg > 82' Kawasaki Z200 > suzuki gsxr 400 gk73a > honda vfr 400 NC30 Mod 2 Passed 09/06/2011

Jewlio Iglesias wrote: I actually did vote BNP once

[dragstaar]