Bike's been nicked.... again....

dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

So my GPZ has disappeared from outside the girlfriend's house tonight, was there at half 7, went out at 8 and it was gone.

Got the police out looking just now, apparently, but not holding out much hope.

Only paid £300 for the thing, and it was in a shite state anyway, so i'm not too pissed off.. more pissed about having to take the bus home.

Now, aside from the bike, is the insurance.

It's insured TPFT, but can i claim if it's been nicked from the girlfriend's house rather than mine?

It had a disk lock on it, which they've taken aswell...

I'd rather claim for the cash than the bike, even though i've done all that work to it, i'd still rather have something better Laughing

Cheers

Dunc

TanacoiusD · Spanner Monkey Joined: 19 Dec 2010 Karma :

Should be insured ... Thumbs Up

pinkyfloyd · Super Spammer Joined: 20 Jul 2010 Karma :

Dont see why you cant claim from outside the GFs place. At the end of the day the bike was stolen. If you had it nicked while in town shopping it would be the same thing.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
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Teflon-Mike:I think I agree with just about all Pinky has said.

MinhDinh · World Chat Champion Joined: 01 Jan 2005 Karma :

At least it wasn't worth that much, but yes you should bge able to claim for it.

I don't think there is anywhere that says you can't claim if the bike is stolen anywhere else other than at home and work.
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N cee thirty · Banned Joined: 31 Jan 2010 Karma :

arr thats a piss take :/
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imanupstart · Traffic Copper Joined: 16 Jul 2009 Karma :

Sorry to hear that mate Neutral

dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

Awesome guys, cheers Thumbs Up

When i took the insurance i said it was worth £1000, so i'll go with that Laughing

Was the same with my CG, that was an absolute shitter, and they said it was worth double what i paid for it Thumbs Up

Bit pissed though because i just bought a load of parts for it Sad

Anyone want a brand new 130/70-17 BT45?

Dunc

pinkyfloyd · Super Spammer Joined: 20 Jul 2010 Karma :

Here you go. With the insurance settlement you can have another £300 gpz Laughing

https://cgi.ebay.co.uk/1988-Kawasaki-GPz550-New-MoT-but-running-rich-/160525726118?pt=UK_Motorcycles&hash=item25601431a6#ht_500wt_1156
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

MinhDinh · World Chat Champion Joined: 01 Jan 2005 Karma :

What is your excess?

You probably won't get the full amount and they will try and make everything hard for you.
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dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

Flip · Super Spammer Joined: 28 Feb 2004 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Digitalize · Nearly there... Joined: 09 Aug 2009 Karma :

I'd not bother claiming tbh, depending on how many years NCB you have, You'll go back to 0, and have a claim, will probably cost you more in the long run.
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Irn-Bru · World Chat Champion Joined: 13 Aug 2009 Karma :

Unfortunate Thumbs Down

Just watched your YouTube videos as well Shocked

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dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

cb1rocket · World Chat Champion Joined: 30 Jan 2010 Karma :

Sorry to hear of your loss.

Insurance should pay out well, agree with the others that its may go up, but from a friend's experiance it shouldn't go up too much.

Wouldn't it be nice if we could just blow the fuckers when they nick our bikes by mobile rigged to c4.....

evoboy · World Chat Champion Joined: 20 Aug 2009 Karma :

Unlucky.
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kawashima · World Chat Champion Joined: 03 May 2005 Karma :

Unlucky

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stinkwheel · Bovine Proctologist Joined: 12 Jul 2004 Karma :

Insurance usually stipulates that if it's not parked where you said it was being kept and was within 6 miles of that location when stolen, the excess doubles.

So say I said mine was being kept in a shed and it was stolen from the street within 6 miles of that shed, my excess would double.

Terms vary from company to company.

Have you checked down Craigmillar direction yet? Bit of a step-up for the wee scrotes to nick a 500 but I wouldn't put it past them, in which case it'll probably be dumped when it runs out of fuel or they crash so hard they hurt themselves.

The police won't go in there looking for it.
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dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

Well it's about 20 miles from where it's usually parked...

Police are heading to Niddrie, round the jack kaine centre... not holding out much hope for it though to be honest...

If it doesn't turn up by saturday i'll claim...

Should i report it to the insurance now? or wait?

dunc

MinhDinh · World Chat Champion Joined: 01 Jan 2005 Karma :

Martay · World Chat Champion Joined: 20 May 2009 Karma :

You seem to have all the bad luck mate Thumbs Down

I hope you get it back / get a decent wedge from the insurers.

Personally, id say ring them now, or they'll want to know why you waited so long.
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dextersaurus · World Chat Champion Joined: 25 Mar 2009 Karma :

I'll phone them tomorrow morning, since it's gonna be my birthday, and i don't have the insurance documents handy just now - as i'm at the girlfriend's house.

Hopefully it doesn't turn up.... I don't want to be tempted into the whole 'ooh, i can fix that!' thing and end up with no money at all.

Dunc

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Check to see if your insurance is cancelled upon a claim.

The cost of getting re-insured for the remaining term can easily be more than the money you're getting back,

Paivi · World Chat Champion Joined: 30 Sep 2005 Karma :

I doubt it's worth your while claiming, as even if you insured it for a grand, if similar bikes are available for £300 and nothing for a grand, that's all you'd get.

Also, your excess is probably £150-200 and you'll easily pay that again in the next insurance. Oh, and as G said, they'll probably cancel your insurance...
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