Insurance Question

[Anthony192]

Right just a quick question about insurance.

I've got to pick up this 50cc bike for my brother this week, I rung up my insurance company and they said I've got 3rd party cover on other bikes with the owners permission.

So can I just ride this home or does my brother need to have insurance on the bike for it to be valid?

Cheers
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CBT - 04/04/2009 Mod 1 - 26/07/10 Mod 2 - 02/11/10
Bikes - Yamaha Aerox 50 (Sold), Suzuki GSX 750F Katana

[Benson_JV]

There needs to be insurance in place on the bike in the first place before you can ride it legally.
You could ask the owner to keep his insurance running until you get home if you're buying it from someone privately.
____________________
Willson - "If you go out on that CBR600 in the winter, you're going to do more miles on your side than on your wheels."
Riding: CBR600FW Driving: Audi A6
Previous Bikes: '96 Bandit 600, '96 GPz305

[Anthony192]

Thanks, I had a feeling that'd be the case. It's from a dealer unfortunately. So I think I'll just get my brother to take out a policy and do it that way.
____________________
CBT - 04/04/2009 Mod 1 - 26/07/10 Mod 2 - 02/11/10
Bikes - Yamaha Aerox 50 (Sold), Suzuki GSX 750F Katana

[Kickstart]

Hi

Difficult to say. Your policy might not specify it. But if you stop riding it (such as getting off to fill with petrol) then it is then an uninsured vehicle on the public highway.

However under the road traffic act (section 144a) for the insurance to be valid for keeping a vehicle it either must specify the registration number or be for a vehicle you own.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[hellbound]

Another interesting question

If I wanted to insure a car that isn't in my name and then add the named driver who's car it actually is would this be allowed or will insurance say no?
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May you always see the road rising up to meet you and your enemies defeated in the mirror behind.

[Minty]

[Aka Matt]

[Minty]

[Aka Matt]

I'm using and building up my own no claims on the car which I can go on to use elsewhere. Any no claims discount earned by my dad on this policy cannot be used elsewhere though.
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Current bike(s): 2016 Tuono 1100 Factory, 1998 Hornet 600
Previous: 1998 YZF600R Thundercat, 2001 Bandit 600, 2002 GSX-R 600 K2, 2011 Tuono R, 2013 Z1000SX

[hellbound]

[quote="Aka Matt"]