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Insurance Fraudster?

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Raffles
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PostPosted: 07:38 - 17 Mar 2011    Post subject: Insurance Fraudster? Reply with quote

A biker who was seriously injured and left disabled following an accident has been taken to court by an insurance company after he apparently regained the use of his limbs and learned to walk again. The insurance company, Direct Line, hoped to recover a large chunk of the money paid out to the biker as they believed him to be a fraudster.
I'm no fan of the insurance industry but I can see why they would have wished to pursue the matter. The Judge did not find in their favour:-
https://www.dailymail.co.uk/news/article-1366916/Insurance-giant-loses-battle-reclaim-3-3m-payout-crash-victim-branded-fake-learned-walk-again.html
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Hetzer
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PostPosted: 10:15 - 17 Mar 2011    Post subject: Reply with quote

Result! Straight up Direct Line's parasitic butt. Thumbs Up
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Kwaks
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PostPosted: 10:44 - 17 Mar 2011    Post subject: Reply with quote

Thinking

Surely a case of DL following the governments lead, in that DLA can be withdrawn and claimed back from recipients who have overstated their "disability".

Always a difficult one for the insurance company seeing as they were investigating a recipient who was not their insured, however the invasion of privacy in itself probably sealed their fate.

IF, the recipient of the claim had overstated their injuries in order to increase the claim amount then the insurance company has every right to question it, and to be honest win or lose the insurance companies in general benefit from people in future thinking twice before making a fraudulant claim.

Sadly it is heading down the same route as the US, and totally against the spirit of insurance, heading more into the realm of everyoneisagreedybastardlookingtoripoffeveryoneelse.
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Kwaks
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PostPosted: 10:47 - 17 Mar 2011    Post subject: Reply with quote

rob yarrr wrote:
surely there taking the piss,insurance wankers


Not really, they have a duty to shareholders & policyholders to ensure payouts are correct and proportionate. You can't complain about rising premiums whilst condenming due diligence to payouts.
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chris-red
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PostPosted: 11:10 - 17 Mar 2011    Post subject: Reply with quote

Surely it isn't the guy they should be suing but his doctors?

I can;t imagine they asked him what his injuries where and took it for granted they must have had countless doctors reports saying how bad his injuries where.

If you are going to take something like this to court you must have solid proof. They are scum for making him and his family go through this.
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Minty
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PostPosted: 11:52 - 17 Mar 2011    Post subject: Reply with quote

Hetzer wrote:
Result! Straight up Direct Line's parasitic butt. Thumbs Up



Have a guess which building I am sat in right now.
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Damon
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PostPosted: 12:04 - 17 Mar 2011    Post subject: Reply with quote

Minty wrote:


Have a guess which building I am sat in right now.


Knowing you Minty, Toys R Us
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Minty
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PostPosted: 13:27 - 17 Mar 2011    Post subject: Reply with quote

Sssssh you, I swear down I thought she was 16.
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The Artist
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PostPosted: 13:35 - 17 Mar 2011    Post subject: Reply with quote

If I was an insurance company I would do the exact same thing and so would anyone else so stop moaning.

It is your business to payout when people require it and if someone gets a payout then is fine after, that seems a bit odd.
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Livefast123
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PostPosted: 14:48 - 17 Mar 2011    Post subject: Reply with quote

Thats the whole reason why insurance premiums are going through the roof because of this countries USA esque claim bloody culture Evil or Very Mad

Sensible payouts for the genuinely injured and the fraudsters should be hunted down and put to the hounds.

It's probably not the guy they should be chasing but his lawyers and doctors who are always on the hunt to increase payouts........he's the unlucky mug who signed him name on the form.

Insurance companies don't really help themselves by being greedy bastards but you can condone fraud which effects every one of us.
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dragstaar
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PostPosted: 15:40 - 17 Mar 2011    Post subject: Reply with quote

He was paid out the money for Loss of Earnings and lasting damage, Not directly because of his injuries.

His injuries meant that he couldn't work, and he hasn't been able to do so fsince 2003, and probably wont be able to for many years to come.

Claims are paid out on the assumption that certain injuries will take a certain amount of time to heal. Some people recover from injuries quicker than others; thats not the doctors fault. I was quoted 6 months for a fucked ankle, and i recovered 4. My dad was quoted 12 months for his back, and was paid out accordingly, but he hasn't fully recovered 3 years down the line. It goes both ways.

He wasn't claiming disability benefit from the government or anything like that. Fraudsters who misuse this are the ones that ought to be chased.

What this story is saying is that if you are injured you need to stay injured in order to keep any compensation. Good on the udge who threw this case out.
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Old Thread Alert!

The last post was made 14 years, 345 days ago. Instead of replying here, would creating a new thread be more useful?
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