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fbmbmx
Scooby Slapper



Joined: 17 Sep 2010
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PostPosted: 18:44 - 18 Mar 2011    Post subject: Insurance help Reply with quote
I have just paid my last payment to my insurance company (done it over the first 3 months) and the day after my last payment i got a letter asking for me to send in my licence. I phoned up and said " i have recivied this letter the day after my last payment and i think you are crooks waiting for me to pay the last payment and then asking me for this info). The man said well we need it in 14 days. I'm on a restricted licence and and have my bike down to 33bhp. But they obs dont know that will they think i don't have a full licence and cancel it or Will i need to send in my certificate ? Thanks
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Suzuki gsxr 600-2003
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Paxovasa
World Chat Champion



Joined: 25 Apr 2010
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PostPosted: 19:16 - 18 Mar 2011    Post subject: Re: Insurance help Reply with quote
fbmbmx wrote:
I have just paid my last payment to my insurance company (done it over the first 3 months) and the day after my last payment i got a letter asking for me to send in my licence. I phoned up and said " i have recivied this letter the day after my last payment and i think you are crooks waiting for me to pay the last payment and then asking me for this info). The man said well we need it in 14 days. I'm on a restricted licence and and have my bike down to 33bhp. But they obs dont know that will they think i don't have a full licence and cancel it or Will i need to send in my certificate ? Thanks


Your licence will state A2 and the dates, some insurance want copies of your licence.

I think Ebike does, just send them photocopies or scan it and email them. Thumbs Up
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Kwaks
I'm not a fast rider



Joined: 28 Jan 2006
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PostPosted: 19:29 - 18 Mar 2011    Post subject: Reply with quote
Confused The insurance are crooks for confirming that the insured has the licence they state?


Or has the insured told a porky pie (meaning he is the crook)?
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Mount_Man
Nova Slayer



Joined: 04 Apr 2009
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PostPosted: 20:06 - 18 Mar 2011    Post subject: Re: Insurance help Reply with quote
Paxovasa wrote:
Your licence will state A2 and the dates, some insurance want copies of your licence.

I think Ebike does, just send them photocopies or scan it and email them. Thumbs Up


Just to be pedantic, it just has category A with =<25Kw in the codes section.

Also in the two years I was restricted, not once was the subject of restriction brought up for discussion by the insurance company
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 23:17 - 18 Mar 2011    Post subject: Re: Insurance help Reply with quote
fbmbmx wrote:
I'm on a restricted licence and and have my bike down to 33bhp. But they obs dont know that will they think i don't have a full licence and cancel it or Will i need to send in my certificate ? Thanks


Well, what type of license did you tell them you had? Some insurers don't even ask if you're on a 25kW restriction, they only distinguish between provisional / A1 / A. It's your policy, we can't tell you what's on it.

And what "certificate" are you on about? I mean, do the terms and conditions of your insurance actually say that you're required to show evidence that your bike is restricted, and if so, what kind of evidence?

If it's not a condition of your policy that you prove restriction, then it's not a condition of your policy. If they now ask you to prove that the bike is restricted, your line should be that it's available for them to test, at your convenience and their cost, including provision of a courtesy bike while they collect, test and return your bike.

Don't sweat it until you've actually established that there's going to be a problem.
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GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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iooi
Super Spammer



Joined: 14 Jan 2007
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PostPosted: 08:52 - 19 Mar 2011    Post subject: Reply with quote
Noticed that some ins co have a box asking if you permit them to contact DVLA to confirm you licence details.
Tickin thhis should ensure you don't have to send a copy..... Unless the details the dvla hold are diffrent to what you entered Thumbs Up
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fbmbmx
Scooby Slapper



Joined: 17 Sep 2010
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PostPosted: 15:32 - 19 Mar 2011    Post subject: Reply with quote
Thamks people tran I know that they cam check with the dvla but it costs 18 pounds which I just don't have, I have sent my licence and am waiting for a reply Wink
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lihp
World Chat Champion



Joined: 22 Sep 2010
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PostPosted: 03:44 - 20 Mar 2011    Post subject: Reply with quote
Sent your license, or a copy?

Hopefully the latter!
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fbmbmx
Scooby Slapper



Joined: 17 Sep 2010
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PostPosted: 21:08 - 20 Mar 2011    Post subject: Reply with quote
yeah i photo copy, sorry was using my phone to reply so cba to write it all out
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Old Thread Alert!

The last post was made 15 years, 56 days ago. Instead of replying here, would creating a new thread be more useful?
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