Student Loans Company Bastards

[Bubbs]

I'm currently earning minimum wage in Canada and student loans company sent me a letter to UK address stating that if I didn't complete an "overseas income assessment form" then they would charge me 150.00 quid.

So filled it in and sent it off, now they came back to me saying I owe them 41.00 quid every month until i return to the UK.

Can they do this? I thought they could only charge repayment when I get above a certain threshold which I know I'm not above.

Any advice on how to go about sorting this out would be greatly appreciated. What can I tell them on the phone to stop them doing this?

They are going to seriously fuck things up for me as I have no cash left in my bank, and if i go over my overdraft limit i get shafted by the bank, and to transfer money from Canadian Bank to British one costs me 30 quid per transaction.

HELP!


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Life begins at the end of your comfort zone.

[SoND]

Tell them you aren't earning above the threshold.
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Go back to bed - You have no rights - "Streetfighters ~ Mainstream motorcycling's crackwhore sister."

[Bubbs]

[WildGoose]

Doesn't surprise me, since the idea behind a student loan should be to enable you to better yourself, and then contribute in a positive way to the UK economy.

Which you aren't doing by being in Canada.

I'm not saying I buy the bullshit line, but I bet they have some sort of daft clause that allows them to approach from that angle.

What does the small print of the loan say? Do you have the paperwork for the original loan?
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So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976

[Bubbs]

[yuri2085]

I thought you didn't have to pay when out of the country anyway or something like that?

[Rogerborg]

They can say you owe them anything they like, but it's no different to any other creditor demanding money (with the possible exception that bankruptcy might not discharge student loans).

Make sure they don't have a valid direct debit on your bank account, and tell them to do one - you'll pay it off as and when you feel like it. What are they going to do?

I've heard of less scrupulous students taking out a shedload of unsecured loans, paying off their student loan, then declaring bankruptcy and skipping the country for a few years while the restrictions lapse. I'm not recommending that you do that, but it is an option.
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[Frost]

How are you calculating the threshold? Are you just taking the UK threshold and exchanging the currency?
How it works is that they have a different threshold per country based on the cost of living for that country. e.g In somewhere really poor like Malawi cost of living would be say £2000 per year, then you would be expected to repay your student load if you're earning over £2200.

[oldpink]

I'm just glad my daughter is at Uni in Scotland, where education is still free
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Theory & hazard 24-may 2016, CBT 8th June 2016, MOD 1 2nd Aug 2016 Mod 2 2nd-Nov 2016 - Current bike CBR 600 RR

[Dr. Quack]

[pits]

[oldpink]

[colin1]

[Frost]

uuuuuum......... No.

[oldpink]

[Visitor Q]

Loan has been well forgotten about, and will continue to be so until I am paying tax in the UK again.

Fuck em.
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[cornish]

i've had to deal with these fucktards myself. Don't bother with the phone they are useless on it. Letters go 'missing' or get answered by someone who is normally only allowed to use crayons.

Use email as you then have proof of date and proof of content.

Get in touch with The Financial Ombudsman as they deal with the Student Loans Company (quite a lot i think!)

Good Luck with it
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[trevoriv]

Student Loans Company have taken £6,240 out of my salary in the last 12 months, which is about double what they should have =/
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