3 years with no insurance?!?!

[alex2662]

Hello

I’m really struggling, I had an R6 in 2006-2008, my insurance ended on the 28-3-2008, I am now trying to insure a GSX-R 600 and I am being quoted crazy amounts as I haven’t had a bike for the last three years.

I have had my license for 6 years now, has anyone come across this before?? And what’s the cheapest way to get round it???

Hopefully someone has a good idea to beat the system??? i.e. any insurers that relax this 3 year rule?

Cheers

Alex

[dragstaar]

hmmm, nothing that i can think of tbh. The only thing that i can say is maybe see what the price is if you tell them that you've done an advanced riding course recently. And if it makes a big difference, then go an do said riding course, then get yourself insured.

[MarkJ]

As far as I know insurers only accept NCB that's less than 2 years old. I knew someone who was in the same situation and the only people who would honour his 3 years old NCB were his last insurer.

[DrDonnyBrago]

[alex2662]

Well……thanks for the quick replies!

The sickening thing is, my old insurance policy finished 3 years and two weeks ago!!!! Bennett’s would’ve taken the NCB if it was two weeks earlier, and the difference is my insurance was £350 and now its £1300!!!!

I understand the “born again biker” theory, completely get that, but a bit of common sense sometimes could be applied!!!

[waffles]

Bloody hell, £1300???? I just insured my new gixxer 600 with one year NCB for £400 and I thought that was bad enough!

Have you tried ringing round insurers and then playing one off against another?
____________________
Theory test - 19/8/09, CBT - 11/10/09, MOD 1 - 16/8/10, MOD 2 - 27/10/10
Past rides Yamaha XT125X, Triumph TT600, Honda XR250
Current rides Suzuki GSXR 600, Honda MSX125

[owl10]

Makes you wonder if selling a bike, if its worth insuring a 50cc ped (just pic a reg plate from one in a scrapper or something) to insure cheaply just to keep the no claims going
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DanceLikeAMonkey says: "An infinte amount of web pages available
Yet I still end up reading crap like that"

[Shaane]

www.thebikeinsurer.com

Have a look on there.... When i was 17 i used them and paid £400 on a 1999 ZX6R with 1 year NCB off a ped. You will struggle to insure a bike using your NCB as you haven't rode and insurers to tend to right off your NCB for this.
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EMRA Roadstock #92 - Paperwork Permitted.
Previous: 1992 DT125R
Current: ~ 2005 ZX6R C1H

[pepperami]

I had something similar a good few years back.
I had been using the same insurance company to insure both my car and my bikes for about 15 years.
Then I took a break from bikes for a couple of years, but still insured my car with them.
When I asked for a new quote for a similar bike to the one I last had insurance on, the quote was over eight times higher

I told them to "get stuffed" and cancelled all my insurances with them.
Poor treatment of loyal customers results in no trade and I hope they go bust .
It took a bit of shopping around, but in the end I got a sensible quote from Swintons believe it or not.
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I am the sum total of my own existence, what went before makes me who I am now!

[P.]

My boss hasnt ridden bikes for ~15+ years i think...
Quotes for CB1000R are really cheap Hes probably far more seasoned than yourself...but still

Waffles, you make me sick...

[DrDonnyBrago]

£1300!!!!!1111!1eleven!111!

WTF, paid £600 FC on an '01 CBR600 when I had just passed, that went down to £350 within a year (with 1yr NCB).

Clean licence? dodgy area?