OMGWTFBBQ

[L-Jam]

Following on from the insurance thread, a case of OMGWTFBBQ has arrived. SOME CRAZY SHIT IS GOING DOWN BCF!!!!


Doing some random quotes late at night for the banter, this is what happened. I am miffed and excited to the max.


Bike I originally wanted to insure

ZX636R Ninja £900

To renew my insurance with current bike

CBR600F £700, up £200 from last year

Bikes that were obviously going to be lower

Monster 620 S IE 618cc £327
Triumph Street Triple £282


And now this is where I said out loud "What the shit stain".

KTM Superduke 990cc £322!
GSXR 600cc k6 £947

Now this is where it really got ridiculous

GSXR 750cc k6 £307!
GSXR 750cc K5 £2000?

What the hell? Basically the insurance companies have decided not to insure people my age (19) with three years no claims on 600cc supersports, but WILL happily insure me on a 750? or a 990? For a third of the price?

WTF?

Also LOL! I am now on a new bike hunt, this has literally blown my mind, fuck a 636 if I can get a 750 gixxer! But not a K5? Lol WTF seriously...
____________________
Journalist, student, egotist.
Click here if you're a young biker, wondering what to do after a moped/125!
Skp 50 --> GS 500 --> CBR600F with custom HRC paint jobby --> GSX-R 750 K7, beautiful!

[TUG]

[L-Jam]

I've got to be honest I didn't think insurance prices were quite so sporadic... I hope the quotes don't disappear and suddenly jump though, This has got me buzzing!
____________________
Journalist, student, egotist.
Click here if you're a young biker, wondering what to do after a moped/125!
Skp 50 --> GS 500 --> CBR600F with custom HRC paint jobby --> GSX-R 750 K7, beautiful!

[TUG]

[kal9001]

Ive recently "lost" my CBR600RR after an accident. My fault sadly, but
I figure plastics are too much to repair so they wrote it off. I got more back from it then i could have sold it for which I guess is okay...ish. The thing ate fuel anyway!

But to the point...I tried getting quotes for the exact same bike (this was before I had been told it was a write off) with the accident declared as a fault claim, RTA involving another vehicle I put down a claim value of £20000 as a ...figure as I have no idea about this kind of thing.

So fully comp valued at £5000 on the same 600 that I just smashed up with the accident reported and I put ZERO no claims as I didnt know I only lost 2 off what I have so I just put none.
Quoted with the same company for £480, The quote before the accident was £290...fair enough I was quite pleased that the accident didnt seem to have killed my quotes completely.

Looking at get a CBF125 as a commuter as its supposed to have nice MPG value 2500, 2 years NCB, previous accident exactly same as before....fully comp....

You can see where this is going.....

£499......................

WTF!?!?!

So a bike with less than 1/4 the engine capacity, about 1/8th the power output, half the value, plus two extra years NCB costs £19 MORE to insure..........

Dont even get me started on a CBR125...1 horse more, value 900 more....quotes are in the 8-900 range!?!?!?!?!!!!!!!!!!!!
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Anyone stupid enough to think we will drag a load of wooden horses full of soldiers into our city is certanley stupid enough to drag all of ours into theirs!

[m0l0t0v]

When you put OMGWTFBBQ I assumed it was about the BBQ happening in July

Like one I held last year.

Dissapointed.
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'99 Hornet 600 , VFR 400 NC30 '92 , Kasawamasaki GT 550 , '98 Hornet 600
**\Tarmacsurfer/** said: It's that immaculately manly coiffure of yours isn't it. One glimpse of your virile locks and the punters can't wait to buy whatever it is you suggest, as it might let them be just a little bit like the Adonis that is our very own Molly Doovydoo said: Its not my fault I can't get it up properly, I just wasn't blessed

[heehaw]

[Ingah]

[RichieZX6R]

when i changed from my CBR 600F to the dragstar (temp run around while i got the ninja sorted) bennetts wanted £50 extra to inusre it.. silly if you asked me as the CBR was valued at £2500-3000 ish and the dragstar insured for about £800 (i got it given from a friend).
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Current: Kawazaki ZX6R 51
Past: Kawazaki ZX6R 96 - Honda CBR 600F4 05 - Dragstar 125 02 - Honda CB 400 SF 94 - Honda NSR 125 51 - Gilera Runner XV125 04

[Chalky.]

It'll be because so many people jump straight on a 600 when they are legally able too, and they contantly get binned. Puts the likelyhood of the bike being crashed up, so cost more to insure. Funny old job, insurance.

[Aikman666]

I was pretty suprised at getting quoted £158 to insure my Hornet600 this year - Being 21 with only 1 years NCB. I would assume the insurance companies class my bike as a commuter - If they acctually saw it they would realise its far from it
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Will work for petrol
My Design Blog

[rac3r]

[G]

Maybe all the kids are smashing up sports 600s, but those buying 750 or expensive naked KTMs tend to take a bit more care?

[Dr. DaveJPS]

plus a superduke has a lot less unobainuim plastic and thus even if you do bin it you'll do less (cost price) damage
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"intelligent inattention is preferable to unintelligent tinkering"
www.davejps.com

[jimbothe]

[P.addy]

[L-Jam]

Right guys, new thread time
____________________
Journalist, student, egotist.
Click here if you're a young biker, wondering what to do after a moped/125!
Skp 50 --> GS 500 --> CBR600F with custom HRC paint jobby --> GSX-R 750 K7, beautiful!