A few insurance questions....

[EazyDuz]

Just a few i could do with being answered...

1. What happens when you break down? I notice a lot of people just have TPO and dont pay for break down cover, in this case what do you actually do if you are miles from home? Also is breakdown cover very expensive?

2. If you pay for TPO insurance on a cheap 125cc worth about £600, and it gets stolen, what do you do? If you tell the insurers youe premium will go right up because it got stolen, so how do you go about cancelling the insurance without them knowing it was stolen?

Thanks

[Paxovasa]

If you don't have breakdown cover, then you either push the bike, repair it at the side of the road or call someone with a van / bike trailer to come and collect you.

You can get basic breakdown recovery for about £25.00

If it is insured TPO then you will get nothing if it is stolen. You hope it gets found.

Just cancel the insurance you don't need to explain why (although they will charge an admin fee).
____________________
Suzuki GSF600 K3 (in the fastest colour, black).

[JP7]

Some breakdown companies will allow you to become a member when you ring for assistance, so you'd probably be able to get recovered straight away. Otherwise, you would need to call a local recovery agent.

Breakdown cover is an extra even on most fully comp policies, you usually have to pay more for it.

[Chriss]

[Rogerborg]

[Chalky.]

They do Roger but it costs a fortune.

[JP7]