Insurance and repairing a written off bike q?

[neil.]

Stupid question but I can't seem to find any definitive info on this...

I am going to repair my Cat D written off YBR (written off by the other party's insurers, not mine) and want to carry on riding it. I have it at home now so I'm now wondering what I need to do or should be aware of when it comes to my insurers. Would they cancel my policy and start a new one or just ammend the details or what? I have paid my entire premium for the year and am only 3 months into it. Also, can't find any solid info on whether I need to get a new MOT for the bike or update the V5 etc. All the info I can find is stuff written for people who don't actually fix things themselves, which just talks about letting the insurance company keep the vehicle etc. Cheers!

[CaNsA]

fix it, get an mot, sorted

[neil.]

Wow that was quick, thanks! About the MOT - is that a legal requirement or just for my own peace of mind, as I am confident I can do most of those checks myself following the MOT manual. Current MOT expires next January BTW.

[CaNsA]

AFAIK its a legal req to prove its roadworthy after being a cat d write off.

[ms51ves3]

I never got an M.O.T on my Cat D write off scooter, as it was only a year old and didn't need an M.O.T for another two years.

[P.addy]

cat c needs MOT.. some bikes get cat d after an indicator snaps and a crack in the panel

Wouldnt MOT personally... but you can do for piece of mind

[NickD]

Cat D ain't a proper write off, it just means the price of parts nowadays is so daft that a cosmetic repair isn't worth their while, so they just pay out and put their prices up to claw it back.
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I was only doing what it said on my licence officer....
Tear along the dotted line!

[neil.]

Fuck it, since the mileage was pretty high and there were quite a few niggly problems I've put deposit down for a new bike, but will probably fix this one and sell it to put a bit of money back in the pot. Or keep it as a backup... can't decide at the moment! Cheers for the replies everyone.

[P.addy]

[N cee thirty]

what bike you getting ?
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'00 Aprilia RS50 > '92 Honda CG > '99 Yamaha Fazer > '91 Yamaha RXS > '79 Suzuki X5 > 01' Honda Cg > 07' Honda Cg > 82' Kawasaki Z200 > suzuki gsxr 400 gk73a > honda vfr 400 NC30 Mod 2 Passed 09/06/2011

Jewlio Iglesias wrote: I actually did vote BNP once

[neil.]

CBF125.

[J D]

If You break the Ybr i Could do with a few bits
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m0l0t0v wrote: Chris, just so you know, JD is a nutter

[neil.]

I've actually started tinkering with the YBR this afternoon, managed to swap the battered exhaust (Motad Stainless) back to the standard one and fixed the overflowing carb, engine runs like a dream again. Just needs a new rider foot peg rubber, indicator lens and clutch lever to get it back how it was before the crash. I will probably remove the scratched up aftermarket screen and not bother replacing that as they don't come with one as standard.

I have a bunch of parts waiting to be fitted as it would have been due its 40'000 mile service - new chain and sprockets, new rear wheel bearings, new plug and new air filter. As it's been through nearly 40'000 miles and 3 winters with me, it's tatty, cosmetically speaking but mechanicaly sound. Might do the service and sell it, anyone interested?

[ms51ves3]

Why don't you just fix it and keep it, rather than waste your money on a CBF125? I can't see you getting very much money for a Cat D 40,000 mile 125.

[neil.]

Good point. I feel that I just want to start afresh, especially with the miles I rack up, including through winter. I don't feel the YBR could hack too much more of that without soon needing some serious work or having something major go wrong. I just fancied treating myself and like not having to bother with MOT's for 3 years as well as having 2 years of UK breakdown cover thrown in as well - which I found difficult to get cheap on the YBR because of its mileage/age.

[J D]

Motad exhaust loud ? Sell me it and the screen ?
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m0l0t0v wrote: Chris, just so you know, JD is a nutter

[neil.]

Do you really want them? The silencer has a big dent and black scrapes along it and the bracket that mounts it to the bike is bent. The baffle is rattling around in there as well and it isn't really much louder than the stock can. The screen is very scratched along one side and isn't in great condition anyway.

[ms51ves3]

[J D]

If Its cheap enough , Ill sort the exhaust and i dont care What screen looks like Its only a runaround. Pm me a price
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m0l0t0v wrote: Chris, just so you know, JD is a nutter

[neil.]

[P.addy]

[c_dug]

In fairness I'd love the option to ride a 125 to work eevry day, I'm just so used to the 600 that I couldn't face the drop on power.

If I was you I'd stick with a 125
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I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[P.addy]

[neil.]

I think it's the 120mpg I'll be getting out of it that steals the show for me to be honest, as well as the stupidly cheap road tax. Not sure how much my insurance premiums would change on a bigger bike but they have been quite low for the YBR. Even did some quotes assuming the worst happens in my current insurance claim, with me losing my no claims and having a 50/50 accident behind me - only a 50 quid hike! I went for the full license to basically improve my own riding, more than anything else, as well as having do do CBT every 2 years feels like a cop-out.

[P.addy]