Best or worst day of my bike life?

[Bike Bunker]

So im coming home from college to visit the grandparents and walk their dog before going home to see the girlfriend....when i come onto a round about and i am fully established on the round about a 17 year female pulls out BANG! straight into the side of her bike is wrote off her car no long has a door and every panel on her right side neeeds replacing or touching up he window was down (now shattered inside door) as ive hit the car ive flung off the bike gone head first into her! rbounded off and landed on the grass island sootd up punched the sign in temper and flung helmet at the car when...i see her crying her eyes out in pure terror in her car....

17 had her licence 2 weeks mommy and daddy braught her brand new car fully comp!
she admitted liability best bit was the car behiend her was a ambulance and a car oposite us on the island was a fire man who owns a zx6r and straight forward said it was her fault she didnt look or anything!

Now i was going to put my bike on ebay tonight but since it now has not a single untouched cracked or destroyed panel and a exhaust hanging off no headlights wing mirrors indicators gear level bent forks and handle bars i dont think that'll be happening...put a claim in (im 3rd party shes fully comp) for my bike my helmet (ruined) my jacket(ripped) (my trousers (ripped) and mobile phone (crushed) and ruck sack (ripped)...

Ive fell off a push bike and done more damage...ive got a bruised thumb a tiny cut on my foot (less than a centimetre and a fair bit of pain in my left arm (muscle damage feels like ive being punched by kimbo slice)


MCE are getting in touch with me tommorow to go and collect a courtesy motorbike (fingers crossed not a moped) and have said they will deal with my claim if that fail's it will be one of the 'had a accident in llast three years that wasnt your fault, no win no fee' type of things


obviously at first i was gutted bike ruined and biking career over! however no i see it as i should be fully funded for all the damaged items and may even get more for injury's if i feel i have whip lash tommorow....

i was planning to sell the bike to get a zzr 600 or zx6r and do my mod 1/2 anybody think i will still be able to do this? going to upload pictures in 2 minuites and will draw a diagram of what happened....

[N cee thirty]

how fucking annoying,how these people pass there tests i never know

least your ok
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Jewlio Iglesias wrote: I actually did vote BNP once

[Shaft]

[Bike Bunker]

yeah to be honest, my neck is starting to hurt but at the scene i felt fine except i couldnt write my details in neat handwriting due to the shaking....

now my thumb is throbbing and so is my foot and neck is starting to hurt ever so little but ive already been to the doctors 20 mins after the crash and told her my neck and head was ok and it was just my hand and arm..if i go back now claiming more injuries surley it'll look like im trying to make abit more ££££

cant find my USB lead right now will upload pictures as soon as possible...

Really hope i dont get a 50cc as i have to travel a long distance on the bike to and from college and the girlfriends most days

And if the fire man is a member here
You helped loads would have been lost without you as neither of us knew what to do at the time....even her boyfriend who came like superman backed my case he was like OMFG as if your sooo lucky People who look at statistics and see more bikers die think we all die in our first crash kind of person

thanks though guys

[Shaft]

[Bike Bunker]

how much did you get? and how long did you have whiplash? before ive had it much worse than this,but after a week of pain killers it was practically gone....

[Shaft]

I'm going back to 1998, but I got £2500, it's probably worth more like double that now.
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Things get better with age; I'm close to being magnificent........
20 RE Interceptor, 83 Z1100A3, 83 GS650 Katana
WooHoo, I'm a Man Point Millionaire! https://www.bikechatforums.com/viewtopic.php?t=234035

[Bike Bunker]

ahhh hard to estimate a difference with yours being over 10 years ago....

my bike is insured for £2500

i paid £1000 for it and it didnt run too well and needed every fairing painted and repairing and new screen and new indicators/wingmirrors

so it cost around £1250 in the end ( i know a spray paint shop personally) and the going rate on ebay for second hand ones ranges from 1300-2500 depending on condition....

so including all my clothing, and my phone i would be over the moon with £3000 as this would pa for a new bike new gear new phone and my full test ...

i would be happy with £2500 but i think any less than that i will have to struggle to get what i had, by strugle i mean search for cheap bargins and what not which i wouldnt be happy with

[Shaft]

A personal injury claim is on top of any repairs/replacements the insurance pays for, but, as with all things in an insurance claim, you have to back it up with evidence.

So, back to the quack in the morning, get your X rays done, then put in your claim.

You'll get the bike/gear bit sorted in a few weeks, the PI will take longer, but it's worth it.
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Things get better with age; I'm close to being magnificent........
20 RE Interceptor, 83 Z1100A3, 83 GS650 Katana
WooHoo, I'm a Man Point Millionaire! https://www.bikechatforums.com/viewtopic.php?t=234035

[Bike Bunker]

so you think ill get the money for my bike and gear soon ? i thaught this as mce arnt going to want me on this bike im gettting tommorow for long are they?

And then i should do a personal injury claim, out side of mce so via a different company?

[CaNsA]

Dont forget to include "loss of leisure time" in your claim.

My mate done it when some bint backed out of her driveway without looking and took him out.

He got 2grand on top for loss of leisure time

Glad you aint deaded though mate.


edit:-

[Bike Bunker]

didnt get any pic's but she was well nice, couldnt resist to text her after to check she was ok...she replied 'yeh im okay thanks are you, im so glad you was nice about the whole thing i feel really bad hope your okayy xXxXx' shame i got a girlfriend

and i never ment came like that Chris you know how men try to be protective over there 'girls' but when he came he was more interested in me and getting into biking apparently 'my bike looked like it wud ave bin well rapid b4 da crash' and..' im a flippin ledgend hiz guna tell all iz mates 2night'

ad looking at the spill list now

point of the thread though was do you think i would have being better off nt crashing and selling the bike or crashing and claiming?
also when the insurance offer me what ever price they get im going to say yes, if i can keep my bike still/if they say know ill say what about buying it , heard they sell your scrap bike back for less than £300 in most case's and i would easily break my bike and make more than 600 yamaha dt engine ad lots of still ok parts

[CaNsA]

Its doubtful you would get a decent price for you bike on ebay.
Atleast now you can argue full value of the bike, including any mods on there.

Leathers, lid, gloves, phone etc etc must now be replaced like for like.

All brand new stuff, and thats gonna be pricey

You could do very well out of this if you play your cards right, stay cool and dont get all "caught up in the moment"

Stay level headed and make a list of everything that is damaged, the value of new replacements, loss of earnings and leisure time, injury, distress etc etc.

Keep cool, dont get over excited.




btw, that advice has cost you a tenner.
Ill pm you my paypal addy.

[Bike Bunker]

do i get legal cover if that advice fails me might make another claim.


Friend told me going to her house ( ih ave adress and planting small bags of cocaine and injecting her a few times could say she was drug driving

[Frost]

Injecting cocaine? She'd have heart failure!

Anyway, insured price of the bike matters for nothing as that's evaluated according to current market value by the insurance company. You have witnesses, but make sure all your shit is in order so they can't try and offload the blame to you, which they WILL try to do.

[Bike Bunker]

Theres no way it could be my fault even if they do try i the crash happened parrelel with the point see entered the island i entered the island about 12metres away from here so there is no way i moved that 12metres in the time she moved 2 foot

Plus the witness ect

woke up this morning whip lash has kicked in pretty bad going doctors latter tp report that in as well and the insurance have asked for pictures of cuts and bruise's which i dont have many off to be honest not any that will show up well in photo's

[Wafer_Thin_Ham]

Can't be arsed to read it. The lack of punctuation makes it chore.

Hope you GWS anyway.
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[Bike Bunker]

[Wafer_Thin_Ham]

[Kris]

Can somebody please translate the original post. Ta muchly.

Oh and GWS, whatever the hell happened etc etc.
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[Livefast123]

"i only drive a 125 but im pushing it to the limit all the time...80mph on normal roads, always running risk of being pulled and nearly being killed half the time...but i love sports bikes i love speed and i down right hate driving at 30-40....i think ill be dead as soon as i step onto somthing bigger"

Glad you've come out of the crash Ok but maybe your money would be better spend on further training after doing your Mod 1/2. A little tip is to always try and make eye contact with drivers at junctions or at least look at them to see if they are looking. If they are looking ahead then it's on the brake straight away.

Driving a 125 with a gung ho attitude is completely different to a bigger bike and as you say you'll end up 6 foot under.
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Current ride - Yamaha MT-07

[pinkyfloyd]

Glad your ok. Bikes are replacable. People arent. You got off relatavly unhurt, get your insurance claim sorted and move on.
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[Souleh]

Worst way to get the girls number ever

Hope youre ok mate! If you were gonna sell.. now you just got alot more money for it aslong as its not cost you too much in pain or time etc.

[Rogerborg]

Glad to hear that you're relatively unscathed.

Just the usual warning: regardless of what was said at the scene, by the time her insurers are done coaching her, she'll have been sitting motionless at the junction and you crossed the carriageway at 80mph and deliberately rammed her. While pulling a wheelie.

Have you written down everything that happened, and drawn a diagram? Did you get all the witness details? Have you given them to your insurer? And also, since you're 3rd party, you might be as well going via an independent outfit e.g. www.sorrymate.com.

Hope it works out OK for you.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[c clarke]

ash mate, hope your alright pal, and my mate got about 1500 for his injury claim and all he said is he got a bad leg, whip lash and small things like that. took about 6 months

i feel bad for you, all that work you put into that bike mate, fixing it all up and some idiot ruined it! unless you got rid of the gilera?
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cclarke