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Insurance question - CBT

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bikertomm
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Joined: 03 Jul 2010
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PostPosted: 13:07 - 06 Jun 2011    Post subject: Insurance question - CBT Reply with quote

Hi, just wondered - My CBT runs out next year in May.

So assuming I get a bike next week and insure it for a year, it would run over the period where I would have no CBT.

Does this mean it could still be insured and I could just leave it locked up for a month to get my one years no claims (Touch wood) or would it like cancell itself? Confused

Cheers

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Teflon-Mike
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Joined: 01 Jun 2010
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PostPosted: 13:23 - 06 Jun 2011    Post subject: Reply with quote

Bike would remain insured, only you would not be insured to ride it, as without current CBT, you don't have a licence, so would be 'riding other than in accordance with your licence ENTITLEMENT'....

Dint of logic ans splitting gnats hairs at a sub attomic level, that one word, avoids the conundrum of how you might be riding other than in accordance with a licence if you don't technically have one.... because its the 'entitlement' that a licence gives you, not the licence itself...

Trying to cancell it would in all probability cause more hassle, by way og cancelation fees, and the niggle they dont like bikes being uninsured, even if they are off the road, & new SORN rules.... like the old, simpler ones were even enforceable... but still.... just there to grap pennies & make life harder for folk that try and follow the rules...

ANYWAY... FFS, between now and next may is a bludy long time, JUST get your stuffing tests done and have full licence so its not an issue!

If you ent planning on getting tests, then as so many posts... get off the roads!

L-Plates are there to practice for test, not pranny about NOT doing them, and if you ent got the confidence to do tests in the life of a CBT cert, you ent ever going to have it... if you are simply dallying, get your act together and unlock that door to the greater biking world, stop holding yourself back, and making life hard for yourself!

There's enough idiots out there happy enough to give you a headache as it is, like DVLA and the Insurance Co's.
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bikertomm
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Joined: 03 Jul 2010
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PostPosted: 13:37 - 06 Jun 2011    Post subject: Reply with quote

Cheers Mike, awsome information.

I am planning to complete tests by then but I shall see how funds allow and how I get on with a 125 Razz

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