IC Breakdown no longer covering vehicles over 16 years old

[27cows]

I thought it was too good to be true...and so it's now proved. They are offering Copper policy only from now on if the vehicle is more than 16 years old. Copper has a £40 excess charge and local recovery only. ie fucking useless.

Anyone know of another breakdown company that will cover ancient relics but not be as expensive as RAC or AA? IC were only £29 a year - much cheaper than anywhere else I could find.
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The RXS100: vehicle of choice for Chuck Norris

[P.addy]

I find it cheaper owning a newer bike

Does your insurance policy not offer breakdown crap? I ended up paying £8 a year for breakdown cover on the RS125, used 4 times in a month

[27cows]

My insurance offers me precisely bugger all except basic third party only cover I will pay whatever the AA or RAC want (within reason) if I have to. But it was nice to get cover for less money, even if it was only for one year.

The chances of me actually needing to call out recovery is negligible. It's nearly 20 years since I was last dumped out and even then managed to get home without breakdown assistance. But I like to know it's there for an emergency.
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The RXS100: vehicle of choice for Chuck Norris

[DrDonnyBrago]

Try autoaid.

It's breakdown insurance, as far as I am aware there is no restriction on the age of your vehicle but obviously check first.


EDIT: a few more details. I have been with them for a while, used them once after a spill andnthey sent someone out quickly. Basically you pay the recovery/repair guy and they pay you back. Pay back took a few days but there were no problems.

They are the only "insurance" company that corresponds with customers in a polite manner too if that is anything to go by.

£38 a year covers you and your spouse in any vehicle but I think they do cheaper cover too.

[27cows]

[Livefast123]

GEM Motoring assist - https://www.motoringassist.com/breakdown

£86 for you and a partner on any vehicle owned by you / partner. Top level policy with UK recovery, homestart and onward travel etc. Old man has used them twice on his Alfa and they were there quickly and sent a text when they were onroute.

If you go through www.topcashback.com then you can get £15 back.
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Current ride - Yamaha MT-07

[Stowelly]

why not go for personal cover? covers you whatever you are in then!

[DrDonnyBrago]

[Livefast123]

I've been with them for 2 years and always find them polite, easy to deal with etc although I've never had to call them out personally.....damn home servicing (touches wood quickly).

TCB is the bolloc*s and i've nevr had an issue.£71 for a top end policy for 2 is a bargain.
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Current ride - Yamaha MT-07

[27cows]

Gave IC a bell - the Copper level is totally fucking nonsense. £19 for a year. Sounds good. Except you then have to give them £40 if you call them out. And you can only be recovered if you're less than £15 miles from home. What the monkey's arse use is that to anyone?

For a tenner more (£69) I can be covered on/in any vehicle and can be recovered, no quibble, from any part of the UK. So be it.

Many thanks for the suggestions. I'll check out those mentioned and have a search round myself before coming to the inevitable conclusion that you're as well sticking with either the RAC or AA
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The RXS100: vehicle of choice for Chuck Norris

[G]

[27cows]

Green Flag want £113 a year
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The RXS100: vehicle of choice for Chuck Norris

[G]

Ouch. I presume you're registering with an old bike, rather than having a newer one with 'any vehicle' cover.

[Bendy]

[27cows]

Can get personal cover with AA and RAC for £74. Like I say, you always end up back with one of the big two. I had personal cover with the RAC for years. I was down to about £55 when I left to move to IC. Should have stayed where I was - it'll end up being false economy moving, for sure.
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The RXS100: vehicle of choice for Chuck Norris

[Rogerborg]

[27cows]

My problem is I like (and tend to own on a regular basis) old bikes. I can't see why they have exclusions based on age if you're not forever calling them out. Surely, as with insurance, it should be at least partly based on the number of claims made.
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The RXS100: vehicle of choice for Chuck Norris

[c-m]

[G]

I believe ADAC personal cover includes motorbikes (you'll have to check.)
It's something like £79 euros for europe wide cover.
However they are a German company, which means it's a bit more hassle. And they use the AA in the UK.

[Ingah]

+1 to AutoAid. They do pay out, in a timely fashion (i believe they quote 10 days). They also cover pretty much everything, including accidents (unlike AA).

I pay for recovery by credit card, and then pop the claim in and the money's back well before i have to pay the following month.

Means that i'm not stuck to relying on just one company to fullfil it's part of the bargain, whilst i'm stuck at the side of the road.
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-- Ingah

[Fairies attack]

The only break down cover i've used is AA.
Once was when my front sprocket lock nut decided to undo itself leaving me with no drive, and still having to get towed 13mile home by my mate the next day.

And then when we were driving aa over loaded van and blew a back tyre. The AA man told us it would be cheaper for us to take the lift mech we had on the back of the van and do it ourself, otherwise he would have to call out a big wrecker rig to lift the van up.

They are a waste of time IMO.

[damz]

some banks offer recovery with their accounts, i get free recovery within 20 miles of my home address in any vehicle im using so covers all my bikes and my car which is handy. although it is a tad bit expensive as i get charged around £12 a month for my account (get loads of other stuff chucked in too) but might be worth checking what your bank might offer.
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Current Bikes RVF400 - 94
Cars: RX7 FD, Eunos Roadster
Former Bikes: FZR 250R 89, ZX7R 98

[DrDonnyBrago]

[c-m]

[banditjohn]