Ebike and restriction lol!

[tutton]

After reading numerous times on here about ebike not asking for proof of restriction, i recently took out a month policy with them, they asked for my license etc so sent them pictures of it, got a letter recorded delivery sent on 15th, i recieved that on the 16th, says basically due to my license they require proof of restriction as the bike im riding on my a2 license is too powerful, now if they'd of checked the license they'd of noticed i passed my test on the 17th july 2009, so by the time i get back to them on monday, ill be out of restriction..
They cant expect me to produce restriction docs when im now out of restriction can they?
Cheers
____________________
Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Redoko]

On my GSXR eBike gave me 2 weeks to supply restrcition proof. E-mail them monday.
____________________
"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51

[tutton]

Email them what, im not restricted, never have been...
and seeing as im unrestricted on monday do i call then and just say i dont need to? yeah..
____________________
Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Redoko]

[bEN_]

I remember sending them a fake one that was made up in a word document with false info all over it
____________________
2010 Ducati 848 Dark

Lamp Post Enthusiast

[tutton]

Yes i already have sent my license off to be renewed yesterday, havnt done it any earlier as that would be silly as itd still come back with the restriction on it!, i had to send the old license off else they were going to cancel the insurance nothing i could of done about that..
I dont see how they can demand restriction certs if i phone up on monday when im then unrestricted..
____________________
Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Redoko]

Ring them up or e-mail them (so you have proof of conversations) and tell them the situation.

But they'll probably argue that you needed the restriction when you under they're insurance, which you were, never mind how short of time it was.

Tell them it's now finished, and that you'll send them recorded delivery proof of the new license.
____________________
"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51

[johnsmith222]

[swampy]

I assume you told them it was restricted when you took out the policy, so they have quoted you for a bike that makes 33bhp.

Given the restriction has been lifted I would imagine that they will be keen to quote you higher, given your bike now puts out moar powah.


I don't think you can expect to have it both ways, and my guess is your insurance company feels the same...
____________________
"I hate to advocate drugs, alcohol, violence or insanity to anyone, but they've always worked for me." Hunter S Thompson
"Faster, faster, faster, until the thrill of speed overcomes the fear of death..." Hunter S Thompson

[Rogerborg]

[dextersaurus]

Here.

I accept no responsibility though, use it at your own risk.

Dunc

[Livefast123]

When you entered into the contract you were in your period of restriction. They are perfectly entitled to ask to see this documentation as this is the information that they complied your quote with and forms the basis of your contract.

You could try calling them and explaining the situation explaining that you are now a unrestricted licence holder and it may become cheaper for you.......or it may not.

You definatly don't want your insurance cancelled over something like this otherwise it will mess your premiums up for years.
____________________
Current ride - Yamaha MT-07

[Blob]

[thomp1983]

mate your an asshat and deserve to get what evers coming to you, if you've took the policy out as restricted then the bike should be restricted and there entitled to ask for proof and trying to find ways around this is insurance fraud and is largely a part in why the rest of us have to pay so much more. it sounds as if you've not long taken the policy out so your best bet is a, ring them explain your restriction has now finished find out what effect this has on your current policy whilst explaining now the restriction has passed you will be removing the restrictions from the bike and will they still require proof of the previous restriction(yes i know you have none but admitting you were trying to intentionally defraud them will get you in an even bigger pile of shit) b, cancel the policy pay up whatever the short term cover they've provided is and get another policy with your bike properly declared and pay the premium that goes with it instead of shafting the rest of us over and don't think about replying with but everyone else does it, some people rape and murder does that make them things ok too because others do it?

[NicWilson]

[thomp1983]

[iooi]

[DrDonnyBrago]

Ask them exactly what they require as proof of restriction as there is no restriction certificate or any other legally required/useful document regarding restriction.


Sending a restriction certificate, faked or otherwise is about as much use to them as a soggy napkin with "less than 33 breaked horsey powah innit" written on it in a mix of blood, lipstick and crayon.

[tutton]

thomp1983 please do feel free to shut the fuck up.
What ive done has in no way hightened yours or anyone elses premiums so do one.

Going to drop them a email now see what the score is.
Cheers
____________________
Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

[Redoko]

[thomp1983]

quick recap just to make sure ive not missed anything, you've taken out a restricted policy but ride the bike unrestricted that's insurance fraud and if you happen to crash it your insurance company will then have to pay out to any third parties involved and then attempt to recover said costs from you now in most cases this will lead to you going bankrupt as you probably won't be able to afford the costs so what do you think the insurance company does to recover those costs next? take it on the chin and write it off or put it onto the premiums of everyone else? restrictions are in place for a reason we've all been there you just have to take it on the chin and live with it not commit insurance fraud and shaft everyone else.

now if any of the above is incorrect then as i said earlier please feel free to point out which bit's and ill retract my previous comment of you being an asshat for committing insurance fraud

chris

[c_dug]

Just tell them the bike was restricted when you took the policy out, but as there is no legal requirement to have a certificate you didn't have one, so would be unable to provide it.

You are now out of your restriction period and as such you have removed the restrictors and are legally riding the bike full power.

They cannot argue with that.
____________________
I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock.

[tutton]

[thomp1983]

last comment but it is that yes they'll pay out for 3rd party damages even if your policy was invalid but they will sue you for the money, about 8 years ago i wrote off a car and took out a couple of sections of motorway crash barrier with it the bill for the replacement of the crash barriers was circa 80k if you can afford that sort of cash without bankrupting yourself then why are you trying to get a policy cheaper by declaring the bike restricted when it isn't. id be surprised that even though your out of your restriction that they wouldn't put your premium up as your now riding a faster bike than that when you took the policy out

chris

[P.addy]