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FUCK FUCK FUCK new bike cant afford fuck!

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Pol Anorl This post is not being displayed because the poster is banned. Unhide this post / all posts.

snikks
Spanner Monkey



Joined: 15 Jan 2011
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PostPosted: 07:54 - 26 Aug 2011    Post subject: Reply with quote

Can you not just contact the seller, explain the situation, and offer a downpayment to guarantee you're not messing him around and will get back to him when they give you the money - if you're set on this bike
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- CBT: 02/01/11 Theory: 26/04/11 Mod 1: 19/05/11 Mod 2: 19/08/11
- 2007 Honda XL125V Varadero (Sold), 1999 Yamaha FZS600 Fazer (Sold), 2001 CBR600F
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Chriss
World Chat Champion



Joined: 07 May 2005
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PostPosted: 08:46 - 26 Aug 2011    Post subject: Reply with quote

Use your overdraft just until you get the money?

If your overdraft if maxed out, use your credit card to withdraw cash, be warned, this is expensive to do.

If both of those are maxed out use one of those legal loan sharks, if you thought getting cash out on a credit card was expensive, you've seen nothing until you use these guys.

Finally, if none of the above work because no one will lend you cash due to such a poor credit rating, rob a Post Office.
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P.addy
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 09:33 - 26 Aug 2011    Post subject: Reply with quote

wonga.com will sort you out quickly... the charges arent overly bad if you pay back early Thumbs Up
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Germ
Trackday Trickster



Joined: 13 Aug 2011
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PostPosted: 09:37 - 26 Aug 2011    Post subject: Reply with quote

You live anywhere near the docks? I hear there's a lotta cash to be made doing "favours" for lonely sailors Wink

Failing that do what Paddy suggests,or take your netbook to cash convertors or one of those modern day pawn shops or cash4gold if you have any bling?
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P.addy
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 09:43 - 26 Aug 2011    Post subject: Reply with quote

You'll spend more time riding than gaming now... its what I found anyway.. so flog the xbox/ps3 etc Thumbs Up
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Imonster
World Chat Champion



Joined: 18 Oct 2006
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PostPosted: 09:45 - 26 Aug 2011    Post subject: Reply with quote

##Paddy## wrote:
wonga.com will sort you out quickly... the charges arent overly bad if you pay back early Thumbs Up


Just checked on their site, and you could borrow £200 for a week and have to pay back £219.69. Yes, the APR's horrific but it's only £20 which to get you out of a current tight spot is probably worth more than that...
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trippz
Scooby Slapper



Joined: 09 Jul 2011
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PostPosted: 09:47 - 26 Aug 2011    Post subject: Reply with quote

sell your body?
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 09:51 - 26 Aug 2011    Post subject: Reply with quote

Don't borrow anything.

Sellers always have a queue of buyers lined up begging them to take more money, plus their firstborn sons. Even if that bike does go elsewhere, there'll be another along in a minute.

Deep breath. It's not the best bike out there, nor the last.
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snikks
Spanner Monkey



Joined: 15 Jan 2011
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PostPosted: 10:00 - 26 Aug 2011    Post subject: Reply with quote

Maybe you can persuade him when he turns up that it wasn't your fault, get him to take £400 now and give him a post-dated cheque for the remainder, dated for a date when you're sure you will have the cash?

Admittedly he'd be taking a fairly high risk on that. Or borrow money from your parents or something? Ring around any friends that you know recently got paid and trust you? Razz

Otherwise, I'm with Roger, borrowing short term is a fairly high-risk proposition, although it would work, and this isn't the last and only bike in the world.
____________________
- CBT: 02/01/11 Theory: 26/04/11 Mod 1: 19/05/11 Mod 2: 19/08/11
- 2007 Honda XL125V Varadero (Sold), 1999 Yamaha FZS600 Fazer (Sold), 2001 CBR600F
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shereen
World Chat Champion



Joined: 15 Mar 2011
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PostPosted: 10:05 - 26 Aug 2011    Post subject: Reply with quote

snikks wrote:
and this isn't the last and only bike in the world.


Agreed, BUT do you reme,ber the feeling when you went to buy your first bike? You want the bike soooooo bad!!! Laughing

Id be gutted if it happened to me.

Wonga.com FTW!!!!
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P.addy
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 10:06 - 26 Aug 2011    Post subject: Reply with quote

snikks wrote:
Maybe you can persuade him when he turns up that it wasn't your fault, get him to take £400 now and give him a post-dated cheque for the remainder, dated for a date when you're sure you will have the cash?

Admittedly he'd be taking a fairly high risk on that. Or borrow money from your parents or something? Ring around any friends that you know recently got paid and trust you? Razz

Otherwise, I'm with Roger, borrowing short term is a fairly high-risk proposition, although it would work, and this isn't the last and only bike in the world.


How fucked off would you be if you had ridden down to sell your bike... and the guy hasn't got the cash. I would be absolutely pissed.
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Chalky.
World Chat Champion



Joined: 30 Jun 2010
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PostPosted: 10:06 - 26 Aug 2011    Post subject: Reply with quote

Be a bit of a bastard and offer him £400, take it or leave it.
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pinkyfloyd
Super Spammer



Joined: 20 Jul 2010
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PostPosted: 10:14 - 26 Aug 2011    Post subject: Reply with quote

hahadumball wrote:
sucha major fail, sold my netbook i can now buy it but im going to be sooo skint!


Look on the bright side. You can afford the bike so the bloke coming down isnt going to beat you to a pulp for wasting his time and petrol.

offer him £550. Worse he can say is no and you pay the £600 anyways. If he says yes then you've got Tesco value Beans on toast for a week or 2 until you next get paid. Thumbs Up
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snikks
Spanner Monkey



Joined: 15 Jan 2011
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PostPosted: 10:17 - 26 Aug 2011    Post subject: Reply with quote

shereen wrote:

Agreed, BUT do you reme,ber the feeling when you went to buy your first bike? You want the bike soooooo bad!!! Laughing

Id be gutted if it happened to me.

Wonga.com FTW!!!!


Yeah true, I only DID buy my first big bike the other week, and I admit my heart was probably firmly in charge of my head Razz I'm just wary as I used wonga.com before, money took longer to come through than I expected, and I ended up quite out of pocket. I suppose if you know the money is coming through for absolute sure, it's fine.

##Paddy## wrote:

How fucked off would you be if you had ridden down to sell your bike... and the guy hasn't got the cash. I would be absolutely pissed.


This is true, I would be extremely hacked off with said individual, and probably try demanding that he pay petrol money at least for my wasted trip. dumball should really have waited til he had the money in hand before arranging for the guy to bring it.

Edit: Alls well that ends well eh Razz. Look on the bright side for now and try to focus on your new bike, rather than your extreme lack of cash Wink.
____________________
- CBT: 02/01/11 Theory: 26/04/11 Mod 1: 19/05/11 Mod 2: 19/08/11
- 2007 Honda XL125V Varadero (Sold), 1999 Yamaha FZS600 Fazer (Sold), 2001 CBR600F
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chris-red
Have you considered a TDM?



Joined: 21 Sep 2005
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PostPosted: 10:32 - 26 Aug 2011    Post subject: Reply with quote

Bank of mum and dad?
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 10:54 - 26 Aug 2011    Post subject: Reply with quote

shereen wrote:
snikks wrote:
and this isn't the last and only bike in the world.


Agreed, BUT do you reme,ber the feeling when you went to buy your first bike? You want the bike soooooo bad!!! Laughing


Which is why we need to talk him down.

Right, you've got the money, which means you can exchange it for the bike.

Now get a cynical mate or relative to look it over and find anything that's not significantly as described in the deal you've made. You're buying a £600 bike, it's not going to be mint, but don't buy a pile of liability, or assume that because it's been ridden to you that it's going to go one mile further.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Ayrton
World Chat Champion



Joined: 02 Sep 2010
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PostPosted: 11:47 - 26 Aug 2011    Post subject: Reply with quote

Offer him the £400 as a deposit, and tell him you can pay the rest soon?
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Hyaon
Traffic Copper



Joined: 14 Sep 2010
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PostPosted: 12:51 - 26 Aug 2011    Post subject: Reply with quote

I assume you wont be able to afford the insurance for a long while as well..nothing new, my first big bike sat in the garage for months before I passed and yes it was torture.
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lynn
Borekit Bruiser



Joined: 07 Jun 2011
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PostPosted: 12:52 - 26 Aug 2011    Post subject: Reply with quote

Id say avoid cash converters and places like that they are a total rip off and will only give you a 1/4 of the value of the item you sell

You sure you dont work for the same company as i do, im still trying to get my holiday pay from June!
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Villers
World Chat Champion



Joined: 13 Sep 2004
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PostPosted: 12:09 - 27 Aug 2011    Post subject: Reply with quote

Rogerborg wrote:

Sellers always have a queue of buyers lined up begging them to take more money, plus their firstborn sons


Roger, at some point, not now but maybe in future, you are going to have to think about your buying experience, the bitterness it has caused and finally.....

https://getoveritday.com/images/Printable%20Pledge.gif

Please Roger, its for the best!! Laughing Laughing Sad
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