random money in bank account ?

[dransy]

One of the lads at work came in today . We get paid weekly so he's gone to the cash machine to check his balance and found 2.5 grand in his account.?

Anyway he wants to know what he should do , I told him to ring his bank but he's said he's gonna leave it.for a month or so and if its still there he's gonna spend it .

Opinions please ?
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Being shot out of a cannon will always be better than being squeezed out of a tube. That is why God made fast motorcycles

[Imonster]

He doesn't have a direct debit set up for the lottery, or something like that that would explain it's appearance? Or is he able to see exactly where it came from by using internet banking/an account managing machine like they have in Barclays so he doesn't have to ask someone behind the counter directly and alert them?

Bad news is, is that if it's bank error it's still not his to keep AFAIK...
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Those who make peaceful revolution impossible will make violent revolution inevitable.

[The Artist]

Get a statement, see where it is from would be the first thing to do. Don't spend it.

[Raffles]

If he holds onto it then I think that it may be considered theft. Whilst the banks don't mind taking monies from us, they no like if we do it to them.
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A good loser will always be a loser.

[Pete.]

Happened to my old man, the DWP meant to put £400 in his bank and missed the decimal. He had £40k instead.

Bank told him to move it into a high-interest account and give it back when asked. I told him to spend it (he was dying of cancer). He gave it back the next day.

Bloody glad he didn't listen to me as I found out when he died that the only debt that doesn't die with you is over-paid pension.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[herulach]

Once its credited your account they can't take it back without your permission (we have a nightmare when customers send payments to the wrong accounts and don't notice).

IN THEORY: the liability rests with the bank. Assuming that its not a ludicrous coincidence and the funds were payable to someone with the same name the bank shouldn't have allowed the funds to credit your account without confirmation that you were expecting the funds.

IN PRACTICE: It'll depend a lot on the bank - some would debit your account without warning (and leave themselves open to a massive complaint & settlement - not much comfort if you don't have a lot of money)

If it were me I'd keep the money in the account for a week or so, then move it (in small amounts) to another bank. If you're asked to repay it you've then got a decision to make as to how argumentative to be. Chances are they won't, but I'd give it 6 months or so as a bare minimum before contemplating spending it.
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YBR 125>FZS600

[Rogerborg]

Someone is down £2,500. This is not a victimless mistake, and your mate is a churlish scrub who should be shunned by polite society.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[The Disapproving Brit]

[B10Hazard]

Personally i would just buy an R1 and oz off weed.
Simples
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Current bike .. The police stole it
No longer any socks
Let me take you on a trip . . let me show the world in my eyes.

[lukamon]

few years ago i got a payrise.

a rather big one

instead of going from 8 something to 9 something i went to 945quid an hour overtime, secretary obiously missed the point and i looked ion my bank payday and had 5 grand to spend
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killa wrote: Im an ass man myself

[iooi]