Insurance question: Multiple bike policy

[MarJay]

Hi all,

Sorry about another insurance realted question, but I'm looking to buy a second bike, and I was wondering how easy it is to add a second bike to your current policy. Do many insurance companies allow it as standard, or might I have to get an entirely new policy?

Also, has anyone declared any modifications on their policy? I would imagine that I might have to being that I am planning on buying a TT600 without a fairing and turning it into a sort of streetfighter...

Obviously this is not a performance enchancing modification, but I would have thought you would have to declare it!

Any input appreciated!
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[Keith]

Actually, I've been wondering about the same thing, as I'd like to get a second bike for over winter but no way could I afford another policy.

Danny, where art thou?
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Aprilia RSV Mille R Edwards Replica - Aprilia RS250 - Suzuki GSXR600 Supersport Race Bike

[aqualung1]

most companies now will add a 2nd bike for a small amount, certainly cheaper than 2 policies... just ring and enquire..

not sure on streetfighter bit
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"still no idea where poohsticks bridge is"
www.bosunsbikes.com

[Danny]

Call your insurance company and ask them how much they will add a second bike for.

[MarJay]

I can't get through to them!
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[G]

Personally I would get another policy, maybe TPO... this means if anything does go nasty you've got something to fall back on.

Also useful as I've found that Tescos will accept bike NCB for cars etc.

[Kickstart]

Hi

Some companies do multi bike polices, others will just give you a decent discount on a second bike. Think when I had a multi bike policy they insured the most expensive and then added the others for a nominal admin fee (£15 a year each for bikes worth under £3k). You will have to tell them about the mods, and if these will change quite often then you might be best going to someone who specialises in such polices just because otherwise you might get hit for an admin fee for each change you notify.

By the way, Triumph have already done the work to make a streetfighter from a TT600 with the speed 4 unless you want a bent frame .

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Keith]

Thanks for that info.

I'll need to talk to my dad about getting a bad weather commuter bike first.

So I can expect to pay a fraction of the cost of the original policy? If Zenith allow multiple bikes that is.
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Aprilia RSV Mille R Edwards Replica - Aprilia RS250 - Suzuki GSXR600 Supersport Race Bike