Accused of being involved in an accident.

[goto10]

Just had a call from my insurance company saying that someone is accusing me of being involved in an accident in July '11 on my motorbike - I have _absolutely_ no recollection of any incident - I just checked my online parking records (Westminster council) and it shows I was using a different bike that day so I can't see that it was likely I was even riding the one in question that day.
Does this person need to provide some hard evidence that something did indeed happen or does their word alone carry enough weight to cause me a problem? Why on earth would they leave it 7 months before pursuing it anyway?!
I've told my insurers that I have no idea - they've gone away to talk to the 3rd party to get some more information, but it's obviously concerned me somewhat!
I sold the bike in question ~2 months ago now.
Thoughts..? Some sort of scam maybe?
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'12 NC700S & '12 CB600F Hornet [Stolen by some dickless twat] Suzuki GT500 shed

[P.addy]

Ignore it.

[goto10]

I'd love to but they're going to call me back today with more information. Apparently the 3rd party is a 'she', that's all I managed to glean from the conversation.
The time scale baffles me.
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'12 NC700S & '12 CB600F Hornet [Stolen by some dickless twat] Suzuki GT500 shed

[Rogerborg]

I'd speak to T.C about this. My knee-jerk reaction would be to instruct your insurer that all communication must be in writing, and that they should not deal with the claim until you've received all the details of it.

It sounds like a scam attempt, a partial plate (mis) match from a ride-away, or some nobber is riding around with cloned plates. Either way, you'll have to see all of the evidence.

If it's a scam then there will be a big list of her cousins all ready to swear that they watched you utterly destroy her pussy, ramming your 17" of rubber clad front end into it again and again until it was just a quivering furry mess. Poor kitten.

No witnesses, then no case. Sorry, pet, try the uninsured driver compo scheme.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Pol Anorl]

Could just be a case of mistaken number plate?
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GOOD GAME BODYGUARD: https://i.imgur.com/8WePGgf.jpg
20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[CB77]

I had the same thing a few years ago. Apparently my old fiesta had been involved in a crash in London. The paperwork was from a legitimate insurance company, so I rang them up and told them it was a load of rubbish, and that was the end of it.

I suppose if the owner of the offending vehicle cannot be traced, the scammer can claim through the MIB with little fuss.

These false injury and damage claims are rife at the moment. In particular the 'where there's a blame there's a claim' nonsense you see on the telly all the time. People are claiming for accidents they had years ago, and the amoral have-nots will try anything for a quick buck.

[daemonoid]

The time scales are probably based around how long it takes the cops to release numberplate info to the public.

Someone drove into my old car I phoned the cops immediately as he drove off - didn't fancy giving chase and was facing the other way in traffic anyway.

A bit of touch up paint and a couple of taps from the inside of the panel managed to make it look reasonable anyway so I gave up chasing the cops after a month. 5 months later and a letter dropped through the letter box saying we've found the guy, we're not pressing charges for driving off but here's his details. One 5 min check on their DB but a 5 month wait for it!
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current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com

[T.C]

[G]

Have they given you details of exactly where it is, what happened etc?

I had this for an old car - was obviously no where near there and they pretty quickly went away when it was obvious there was a mistake etc.

[Pete.]

[G]

Does sound slightly odd.

However, it's London so easy enough to have a near miss* and for me it wasn't unusual that I might use two different bikes in a day, or not know which I used.

* Yes, I mean near miss.

[Rogerborg]

If we're swapping anecdotes, I rejected a delivered hire car because once opened, the nearside front door wouldn't stay shut (I'm That Guy who actually checks over a hire vehicle before driving it). The delivery monkey came back with an attitude and no way of securing the door: "Look, mate, you just need to slam it... slam it like... wait, just slam it harder... ah sod it, it really is fvcked, innit?" and then screamed off after trying to secure it with his belt.

A full year later, I received out of the blue a "NOTICE BEFORE ACTION" for uninsured collision damage on the vehicle - which I'd never driven. Took me a while to figure out what they were even on about, then a quick check through my email history turned up the email that I'd sent confirming my phone call to tell them that it was their problem that it was sitting in my drive overnight with the door cracked open in the rain, and that maybe they should check their records before I got my costs awarded in court. It's all about the documentation.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[goto10]

[Pete.]

Aah, that clears it up. I guess you need to get some more details.

Traffy square carpark always has empty places.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Cheeseybeaner]

[Pete.]

Can be worse than that too. If you ignore it, your insurers can decide they haven't a claim to answer and the 3rd party come after you personally.
This is exactly what I was faced with when a guy knocked me over after driving out of a side road. His insurers said that since he hadn't notified them they couldn't even look at it. I argued that if he had died in the accident they would have no choice but that didn't help much.

Only severe pestering by me, and phonecalls by me to the other driver, followed by a stern letter form my insurers, convinced his insurers that he was deliberately trying to avoid a claim and in the end they paid in full.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Kwaks]

Had similar a few years ago, they were claiming off the plate, when I pointed out the plate was for a bike, and I may have noticed being in a collision with a car they went away to investigate,

Their explanation was that the repair centre had written down the wrong reg
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Fallen Angel "Nae sniffing my seat now!!!!! "
www.cliqueycuntsmcc.co.uk
I AM NOT A FAST RIDER!!!!!!!!!

[goto10]

Before leaving the office I received a third call from the insurers, they said - I quote - "Sorry for the delay in getting back to you but the solicitor's office had to contact the third party again - she'd given them the number plate incorrectly, it's not you they're after"
All sounds a touch suspect - I guess they're trying various permutations of a plate to try and get lucky.
All's well that ends well I guess.
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'12 NC700S & '12 CB600F Hornet [Stolen by some dickless twat] Suzuki GT500 shed

[Cheeseybeaner]

[goto10]

Nothing at all, I guess it _was_ a motorbike in question - I've googled the number they called me on (01912698989) and it seems to check out as genuine. I don't know how it worked, (did the '3rd party' report the plate to the police or their insurer..?) I guess my insurers were just reacting to the claim made against me (...and their policy)
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'12 NC700S & '12 CB600F Hornet [Stolen by some dickless twat] Suzuki GT500 shed

[Pete.]

Sounds very fishy, but at least it worked out well.
____________________
a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Cheeseybeaner]

[WULFSTAN]

[pendulum]

You'd just better hope the claim hasn't already been entered on CUE... that database of "incidents" that insurers keep, whether a claim arises from it or not. If it has it would be totally unfair and you should be able to get it struck off because nothing actually happened.