Aaargh insurance!

[daemonoid]

So, I spend most of the year in the Netherlands but want a UK bike for when I'm over there. Leaving the bike at my parent's house in between visits.

Problem is I cannot get UK insurance because I 'live' in NL and I can't get NL insurance on a UK bike.

I have no idea what to do, I'm picking up the bike on Saturday, any ideas?
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current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com

[_Troy_]

Does you dad ride at all, or fancy being insured on the bike? Reason i ask is you could probably be added to a policy as a named rider, for occasional use etc.
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Current bike: ZX6R J1
Previous bikes: CLR 125 | GS500 | ZX6R G2 | SV650

[daemonoid]

[Suntan Sid]

I don't see what it's got to do with the insuance company, where you spend your time.
Surely if your bike is registered, in your name, at a UK address, to all intents and purposes it's a UK bike belonging to a UK citizen.
Don't tell them you live in the Netherlands.
How do people who work on the rigs do it?
How do people in the forces do it?
My next door neighbour, used to spend 8 months of the year drilling for oil in Libya, he managed to get insurance.
I'd ask him how he did it but he's not around anymore, RIP, (not related to the recent problems)!
I've got bank accounts, credit cards and a paypal account all registered at a UK address, I haven't spent more than two weeks there in the last 6 years.
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"Everybody needs money, that's why they call it money!"

[_Troy_]

[Ichy]

The only solution I can think of is to insure it as if you lived at your parents on a more permanent basis (yes, lie about it). I cannot see any issue with this from a moral point of view. The bike is parked at that address while not in use, and you're only going to ride it when you are in the UK.

I guess you could go for pay as you go, if anyone still offers it, but then the bike is uninsured while you are out of the UK.

Of no use at all but my insurance gives 365 days European cover but you obviously have to have the bike registered in your country of residence.
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https://www.metacafe.com/watch/1972097/how_to_behave_on_a_forum/

[Ichy]

Sorry, forgot to ask, do you have a UK licence?
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https://www.metacafe.com/watch/1972097/how_to_behave_on_a_forum/

[daemonoid]

[daemonoid]

[daemonoid]

Bah! the welsh company only do cars, no motorbikes.
____________________
current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com

[daemonoid]

Bloody hurrah!

I've finally got cover by a long string of being put through:

Adrian Flux -> Call Connections -> Swinton for an AXA policy. From what I've been reading AXA are pretty much the only people who do it. Even better, I saved £1 from my original quote with dial direct.
____________________
current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com

[Alpha-9]

Just do it over the internet and don't mention where you live?

If you've got a license i dont see why there would be a problem. Although UK is a dick about red tape and insurance, regardless of commonsense.


You might be able to get a 'mate' to do it for you and add you to the policy and you give him the money? o.O
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Fzr-600 1999

[Rogerborg]

I honestly can't see why this would be an issue. You'll axiomatically be "resident" in the UK when you're using it (is there an unambiguous legal definition of "resident"? Resident for tax purposes? Resident for voting?).

If it's TPO then their is risk is only when you're riding it, or if it's blagged. But it'll be kept at the insured address, which is occupied, and plenty of bikes sit around for years without ever moving.

I wouldn't have thought twice about just putting in the bike's home address and taking the best quote.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[daemonoid]

[Ichy]

I've always fancied a monster. If you need a good insurance area to store it for a few months then give me a shout, I'll keep it warm for you.
____________________
https://www.metacafe.com/watch/1972097/how_to_behave_on_a_forum/