Insurance in tesco car park

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

quick question as i nearly came upon this last night in tesco.

Just pulled away from a pedestrain crossing at tesco when some yoofs in a renault came round the corner way too fast (id estimate about 30mph tesco is 10mph limit) and strayed into my lane nearly smashed into the side of me, he would have done if i didn't take some serious evasive action. i got the blame blah blah but they got an earful and i rode off.

my question is, If he had hit me would insurance cover it?

judging by his speed i would of had fucked front wheel, forks, broken leg/foot and more similar damage.

paint diagram =]

black arrow the car and his direction
red arrow me and my direction.

https://img443.imageshack.us/img443/816/tescoyb.png
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Shinigami · World Chat Champion Joined: 14 Feb 2012 Karma :

Paulington · World Chat Champion Joined: 11 Mar 2009 Karma :

You may be covered, but when you receive any type of compensation is a whole different story.

By the sound of them, they'd have blamed you for everything which means you'd have ended up in a huge liability battle maybe ending up with a court hearing? It's all pretty academic really when all your injuries have healed and the accident is long in the past.

But yes, you'd be covered. Thumbs Up

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Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

Snodvan · Spanner Monkey Joined: 22 Jul 2010 Karma :

NEVER presume the CCTV is working at a Tesco store, or any other store for that matter. It MAY have been working but since Tesco themselves are in no way involved in the incident (LOTS of disclaimers about that inside and outside the stores) then frankly the last thing they want is to get involved by providing CCTV records.

My son (on foot) had some daft woman reverse into him while he was on a marked crossing at Tesco. Her car wheel ran over his foot. To make it worse, when he shouted and folk hammered on her car roof she drove forward again - and over his foot again. She then drove off. Nobody took the car Reg number. Tesco CCTV - sorry, not working. AND my son was employed by Tesco at the time. Fortunately he was wearing very heavy boots (he was on trolly collection duty) and physical damage was slight.

Snod
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anthony_r6 · World Chat Champion Joined: 31 Mar 2011 Karma :

pendulum · Traffic Copper Joined: 13 Feb 2012 Karma :

I've worked for a big Tesco superstore and the CCTV there was excellent. If customer services were in charge of it, then I dare say you'd have more luck getting info from it... but security run the CCTV, and not only are they flipping busy most of the time, their job is to focus on the protection of Tesco stock, they mustn't allow themselves to become distracted by other matters and take their eye off the ball. The distractions could be deliberate!

Alleging a car park incident has taken place is a good way to try and tie up the main monitoring station and at least a couple of staff, IF they entertained it. They could review it at a quiet time at a later date but... what do they get from it?

Security will cooperate with the police though. (Working relationship)

Shaun · Likes 'em bent Joined: 17 May 2003 Karma :

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

being in security myself and knowing the security there im sure they wouldn't mind offering evidence from the tapes.

either way it would of been his word vs mine, chavs in a car vs me on a bike just pulled off from a ped crossing, the damage that would have been done to my bike would have been more than a 10mph crash and him crashing into the side of me as bikes dont go sideways they go forward.
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dragstaar · World Chat Champion Joined: 18 Aug 2010 Karma :

Yes, you would be covered.

Also, in that instance, twat is pulling out into your path. He'd be at fault.