|
|
| Author |
Message |
| Pie-Roe |
This post is not being displayed .
|
 Pie-Roe World Chat Champion

Joined: 05 Feb 2007 Karma :  
|
 Posted: 11:25 - 03 May 2012 Post subject: Small hatchback advice |
 |
|
Looking to get a car, primarily for my girlfriend to use in summer, but for my commute in winter as well, so a small not powerful hatchback for cheap insurance is required. She doesn't want to drive a kit car due to the amount of niggling and 'charactor' they have, which is fair enough.
So far got quotes of all under 1300 for
Punto 1.2
Fiesta 1.3
Clio 1.2
Corsa 1.0
This is with my as the owner and main driver 0ncb, driving 4 years, she passed a week ago.
Anything else I should consider?
Have looked at bigger saloons but it seems to be more expensive. Tried all sorts of cars that boy racers wouldn't normally have but still seems these four are the best to insure.
Tried estates, big old jags, landys, that shitty suzuki jeep thing.
So on these cars, I'd be looking to get maybe 98-2004, depending on price and condition (I'd much rather get an okay condition 99 than an okay condition 04 due to price tbh!)
I had a 95 fiesta SI before, it was okay, but felt pretty dated.
I like the clios
I was in a corsa that rolledover 3 times and I'm still here so I guess thats a plus?
Anyone got thoughts/experience on these cars or insurance?
Cheers ____________________ Previous: GSF600, FZR600 x2, ZXR750, XT600 Tenere, CB125, CZ125, ETZ 250, ER5, CCM R30, DRZ400, RF600x4, RF900x2, GS500, VTR1000F, 640 SMC, CB250 NIGHTHAWK, GT550x3, GPX750 TE610, CB500, X11x2, SV650, ZING 125, TL1000R,CB250 Superdream, CBR1100XX |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| james1988 |
This post is not being displayed .
|
 james1988 World Chat Champion

Joined: 06 May 2010 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| D O G |
This post is not being displayed .
|
 D O G World Chat Champion

Joined: 18 Dec 2006 Karma :     
|
 Posted: 11:47 - 03 May 2012 Post subject: |
 |
|
Avoid the Fiat like the plague, father had one and it was the worst car I've ever driven.
Fiestas are plentiful and cheap, the 1.25 zetec is one of the nicest engines I've ever experienced. The 1.3 is not...
I love the Clios of that era - the Mk1/facelift 1.2 3dr is a super car, I've had two, enjoyed both, and found them to be reliable.
No idea on the corsa, but they are a Vauxhall, so therefore terrible  |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| pits |
This post is not being displayed .
|
 pits World Chat Champion

Joined: 22 Apr 2008 Karma :  
|
 Posted: 12:00 - 03 May 2012 Post subject: Re: Small hatchback advice |
 |
|
| pyroforlife wrote: | Looking to get a car, primarily for my girlfriend to use in summer.
.
.
.
.
This is with my as the owner and main driver 0ncb, driving 4 years, she passed a week ago.
Anything else I should consider?
.
.
.
.
Anyone got thoughts/experience on these cars or insurance?
Cheers |
So your Girlfriend is going to use the car mainly?
And you're insuring the car in your name as the main driver?
The anything else to consider would be, insurance fraud or fronting, not a smart move
As for those cars, they are all pretty shit, and insurance, don't front.
Go obscure, X300 Jag can be had for pittance and insured for pittance at a young age, failing that something that was never popular as a small hatch, like a Mazda Demio or something equally uninspiring and shit.
Seriously though, don't front your insurance, insurance companies are wise to this these days, would be up to you to prove that you're the main driver of the car if your bint has a bump not that easy to do, as the insurance company will just stand there, arms folded going "nope, prove it moar MOAR!!!!!!"
As for insuring it, car in her name if it is for to use more of the time than you, insure in her name, then add yourself as a named driver, even add your mum and or dad as a named driver. ____________________ Stinkwheel: You have no right to free speech
00:32:08 Blau Zedong: yes, i am a massive CB400 fan and collector
00:33:00 Blau Zedong: the CB400 is my favourite road bike |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| stonesie |
This post is not being displayed .
|
 stonesie World Chat Champion

Joined: 04 Jul 2010 Karma :     
|
 Posted: 12:32 - 03 May 2012 Post subject: |
 |
|
Oddball idea, a BMW E30... Mine was very modified, basically a road legal track car and cost less for me to insure than a 1.2 punto. Classic car insurance
Out of your list though it might have to be the corsa purely because they can be very cheap to run, the 3 pot engine is a rattly little thing but if it sounds really bad then walk away, the cam chains are known to slip and bend valves if the CCT totally shits itself.
A sloppy gear lever is about a £75 fix using parts from the dealers but if the seller doesn't know that then it can be used for some haggling.
Puntos - Chocolate head gaskets
Clio's - when they were new the sunroof would chatter because of the body flexing, brakes are pin sharp (over servo'd) and you get french reliability.
Fiesta - Rust traps everywhere but if you get a good 1.25 then they're a really good little car, front wishbone bushes can ware quickly on the older ones but the newer ones in your age range got a totally revised design... Forget the 1.3, the rattler engine is an old pushrod design first used in the ANGLIA! 30 years ago.. Anyone who tells you that a 1.3 ford has had a cambelt is a lire or an idiot, its a pushrod engine, it doesn't have a cam belt as the cam is in the block next to the crank. |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| 10 pence Short |
This post is not being displayed .
|
 10 pence Short Crazy Courier

Joined: 23 Apr 2006 Karma :   
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Martay |
This post is not being displayed .
|
 Martay World Chat Champion
Joined: 20 May 2009 Karma :     
|
 Posted: 12:46 - 03 May 2012 Post subject: |
 |
|
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| james1988 |
This post is not being displayed .
|
 james1988 World Chat Champion

Joined: 06 May 2010 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| bikertomm |
This post is not being displayed .
|
 bikertomm World Chat Champion

Joined: 03 Jul 2010 Karma :   
|
 Posted: 13:33 - 03 May 2012 Post subject: |
 |
|
I'm looking at getting a car that's cheap on insurance too, believe it or not the cheapest I'm finding is saxo's.
I thought because they are the most common wank mobiles for teenagers they would be sky high, and get this
Saxo 1.1 £1154
Saxo 1.4 Furio £1212
I did them on confused.com
Then rang up my insurance company and asked them how much would it cost to change car yadda yadda...
A saxo VTR 1.6 8V costs an extra £250
And a saxo VTS 16v (120bhp) costs and extra £117.
What the fuck, so I'm just going to find a VTR or VTS hopefully
 ____________________ 07' Honda Hornet now full powaah! My guide on performing an oil change! |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| bikertomm |
This post is not being displayed .
|
 bikertomm World Chat Champion

Joined: 03 Jul 2010 Karma :   
|
 Posted: 13:35 - 03 May 2012 Post subject: |
 |
|
| bikertomm wrote: | I'm looking at getting a car that's cheap on insurance too, believe it or not the cheapest I'm finding is saxo's.
I thought because they are the most common wank mobiles for teenagers they would be sky high, and get this
Saxo 1.1 £1154
Saxo 1.4 Furio £1212
I did them on confused.com
Then rang up my insurance company and asked them how much would it cost to change car yadda yadda...
A saxo VTR 1.6 8V costs an extra £250
And a saxo VTS 16v (120bhp) costs and extra £117.
What the fuck, so I'm just going to find a VTR or VTS hopefully
 |
Forgot to add, just taken out the policy that was around the £700 mark for a battered old clio 1.4. So for an extra £117 I can double the bhp.. Makes perfect sense! ____________________ 07' Honda Hornet now full powaah! My guide on performing an oil change! |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| andyscooter |
This post is not being displayed .
|
 andyscooter World Chat Champion

Joined: 30 May 2009 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| garth |
This post is not being displayed .
|
 garth World Chat Champion
Joined: 15 Dec 2004 Karma :    
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| P.addy |
This post is not being displayed .
|
 P.addy Red Rocket
Joined: 14 Feb 2008 Karma :  
|
 Posted: 14:24 - 03 May 2012 Post subject: |
 |
|
Aside from my clutch going (162,000 miles though) the Clio seems pretty hench, its the 1.9 diesel. I get 50-60mpg on a run to work amazingly Its not fast, its not cool but its an ideal car.
No turbo though. But still, I like it Insurance for me is £610 FC and I have 11 claims and 3 points |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| garth |
This post is not being displayed .
|
 garth World Chat Champion
Joined: 15 Dec 2004 Karma :    
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| bikertomm |
This post is not being displayed .
|
 bikertomm World Chat Champion

Joined: 03 Jul 2010 Karma :   
|
 Posted: 14:31 - 03 May 2012 Post subject: |
 |
|
306 1.9 Diesels are cheap too, and some come with a turbo which sounds fun
Though buying an old 306 could be risky, though so could everycar. ____________________ 07' Honda Hornet now full powaah! My guide on performing an oil change! |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| daemonoid |
This post is not being displayed .
|
 daemonoid World Chat Champion

Joined: 27 Jun 2008 Karma :    
|
 Posted: 14:34 - 03 May 2012 Post subject: Re: Small hatchback advice |
 |
|
| pyroforlife wrote: | Looking to get a car, primarily for my girlfriend to use in summer, but for my commute in winter as well, so a small not powerful hatchback for cheap insurance is required. She doesn't want to drive a kit car due to the amount of niggling and 'charactor' they have, which is fair enough. |
What's your budget? Guessing from the list it's £2-2.5k including insurance, in which case you need to look at the girl's / old man segment:
Smart
Mazda (MX5, 323, 2)
Alfa 147
MG ZR
The cars you mention all have McD's car park meet up written all over them and so are massively OTT on insurance. Now the non-sexual discrimination on insurance has come in the insurers are looking at secondary criteria that purely statistically ends up biasing towards sex (job, car choice being the big ones).
So, pick a car traditionally favoured by a low risk group and also depending on your g/f's job put her as the main driver - even with her limited NCD it may be cheaper (plus you can get a bonus 10% some places for new drivers). ____________________ current: ducati monster 750
past: hyosung gt250r, bajaj pulsar 180, hyosung gt 125 comet
@thomasgarrard | www.straitjkt.com | www.racingseven.com |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| garth |
This post is not being displayed .
|
 garth World Chat Champion
Joined: 15 Dec 2004 Karma :    
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Irezumi aka Reuben |
This post is not being displayed .
|
 Irezumi aka Reuben Carrot Top
Joined: 28 Sep 2004 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Pie-Roe |
This post is not being displayed .
|
 Pie-Roe World Chat Champion

Joined: 05 Feb 2007 Karma :  
|
 Posted: 17:01 - 03 May 2012 Post subject: Re: Small hatchback advice |
 |
|
[quote="pits"] | pyroforlife wrote: |
As for insuring it, car in her name if it is for to use more of the time than you, insure in her name, then add yourself as a named driver, even add your mum and or dad as a named driver. |
Nah, cause as stated, she'll be using it mostly in summer, but in winter I'll use it to commute. 6 months of 30 miles a day is more than 6 months with the occasional trip to the shops.
As for everyone else.
Running insurance quotes for the other models mentioned, yeah budget is around the 2.5k mark inc insurance, but could stretch I guess. (eats into bike money though so not ideal!) ____________________ Previous: GSF600, FZR600 x2, ZXR750, XT600 Tenere, CB125, CZ125, ETZ 250, ER5, CCM R30, DRZ400, RF600x4, RF900x2, GS500, VTR1000F, 640 SMC, CB250 NIGHTHAWK, GT550x3, GPX750 TE610, CB500, X11x2, SV650, ZING 125, TL1000R,CB250 Superdream, CBR1100XX |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Kwaks |
This post is not being displayed .
|
 Kwaks I'm not a fast rider

Joined: 28 Jan 2006 Karma :  
|
 Posted: 17:06 - 03 May 2012 Post subject: |
 |
|
Get some quotes with her as policy holder you as second driver with access to another vehicle. ____________________ Fallen Angel "Nae sniffing my seat now!!!!! "
www.cliqueycuntsmcc.co.uk
I AM NOT A FAST RIDER!!!!!!!!! |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Polarbear |
This post is not being displayed .
|
 Polarbear Super Spammer

Joined: 24 Feb 2007 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| Clanger |
This post is not being displayed .
|
 Clanger Stirrer

Joined: 27 May 2004 Karma :    
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| 400bandit |
This post is not being displayed .
|
 400bandit World Chat Champion

Joined: 21 Dec 2005 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| P.addy |
This post is not being displayed .
|
 P.addy Red Rocket
Joined: 14 Feb 2008 Karma :  
|
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
| sidewinder |
This post is not being displayed .
|
 sidewinder World Chat Champion

Joined: 24 Aug 2011 Karma :   
|
 Posted: 23:38 - 03 May 2012 Post subject: |
 |
|
Suzuki swifts are good to insure.My nephew has just bought a 1.3 swift he's 17yrs old 0ncd .£780 fully comp .Also subaru justys you then get a 4x4 as well. |
|
| Back to top |
|
You must be logged in to rate posts |
|
 |
Old Thread Alert!
The last post was made 14 years, 130 days ago. Instead of replying here, would creating a new thread be more useful? |
 |
|
|