where do i stand? insurances and an idiot friend.

[mysterious_rider]

Getting sick of this one friend now. He's an actual retard, he does have problems but it's getting beyond a joke now. Everything he touches he breaks, on the mayday run monday he reversed his bike into mine, saw it was there, but carried on regardless until his bike was out. He scratched my bar mirror and took a chunk of paint (over an inch in size) off my freshly painted engine guards.

And in the same day he rammed my friend and bent his drum brake (the lever on the actual drum).


He's refusing to pay up for a can of paint. I'm so sick and tired of his shit I'm going to resort to getting it from his insurance co.

I haven't reported it yet, would I be able to now? And how would I go about it? I don't know who he's with.

It just sickens me that he looked at my bike, and just carried on reversing it and even when I heard the 'grinding' he just fucking carried on and didn't care!

cheers.

[donniemateno]

shouldnt be a problem to an extent getting his insurance details

something similar happened to me if you know the reg of the vehicle and obviously make to confirm over the phone they normally spill the name if you need it and the insurance company their with

you then would have to contact their insurance company explain the situation and i guess say he refuses to pay the repairs so you feel insurance companies need to be involved
____________________
Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500

[_Iain_]

Yes you can claim now, no i wouldnt as it WILL knock the insurance up fault or not.

I'd take to emptying his petrol tank for him on a daily basis tbh. Recoup the money that way.
____________________
Please be aware that the above post may be full of complete nonsense.
Riding: '07 KTM Duke II, Baotian BT49QT-20 Driving: '88 Volvo 340

[chris-red]

Don't bother more hassle than it is worth, ditch the 'friend' it's easy, don't answer the phone or respond to texts and don't go out with him.

Problem solved.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[nowhere.elysium]

[Alpha-9]

Wtf you call that tard your friend?

Who let him on a bike in the first place, he sounds like a fucking hazard.

He'd have got a friendly punch in the face if it was my bike. Friend.
____________________
Fzr-600 1999

[JoeDougieDoug...]

Seeing as he is such a retard, go to his house and put stabilisers on his bike. Then slash his tires for good measure.

https://www.reallyfunnypictures.co.uk/miscellaneous/pics/18.11.06/stabilisers.jpg
____________________
CBT Passed - 22 / 10 / 11 >> Theory Passed - 16 / 02 / 2012 >> Mod 1 Passed - 07 / 03 / 2012 >> Mod 2 Passed - 18 / 05 / 2012.

[donniemateno]

or next time go out with him just before he sits down let him know how good a friend he is and while he's not looking cover his seat in UHU glue when he comes to get off his bike he simply cant
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Current bike: Honda CBR 600 F3
Previous bikes: Honda XR 125L5 , BMW 800 ST, Honda CB500

[kawakid]

Do not do it. Do not.

It will feck up your insurance.

Seriously having a claim even if it is not your fault is not worth the hassle, insurance companies even though it wasn't your fault will increase your insurance premiums.

I personally wouldn't claim anything under £1K.
____________________
I've a twin and a 4.

[robbieguy2003]

I wouldn't claim as it'll hurt you, admittedly not as much as him, but it'll still show as you'll have to say you've claimed. Remember this will also affect Cars if you do or plan on driving one in the not so distant future.

I'd tell the guy what you think and say you're not going to hang around with him again as he's essentially an irresponsible, worthless shitebag and I'd leave it at that.
____________________
Current Bikes: Honda CBR 600RR - '07, Suzuki GSX1250 FA ST '11
Old Bikes: Suzuki Intruder 125 LC - '2001, Honda CBR 600F - '92, Honda CBR 600RR - '03

[tbourner]

[G]

As above; it's nice revenge, but it'll cost you a good chunk more in the long. Especially, I suspect, if you then have another non-fault accident or two and suddenly they decide it's "a trend".

[Raffles]

^ What KawaKid said re insurance.
Situations like this require a bit of sneaky, underhand tit-for-tat. You won't gain financially but you may feel a lot better for doing it. Oh and don't forget to ditch the loser.
____________________
A good loser will always be a loser.

[MarJay]

I'd tell him that if he doesn't stump up for the repairs you'll push his bike over and then see how he likes it.
____________________
British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[0l0dom0l0]

If the damage to your bike isn't to bad, just let it be a lesson and go.

Honestly pal for the spec of paint that he's damaged it isn't worth it. You'll have to declare an accident on your insurance for the next 5 years (all be it non fault but it still puts up your premium) and so it'll just cost more in the long run.

While I know its frustrating, and if it was a 2012 BMW S1000RR that he'd reversed into causing £2ks work of damage I'd say go for it, but its not, no kittens were killed so just move on in life
____________________
CBT Passed: 30/08/2009, Theory Passed: 31/08/2010, Mod 1 Passed: 6/9/2010, Mod 2 Passed: 13/09/2010. Restriction ended 13/09/2012.

Bikes: 2007 Derbi GPR 50, 1998 Yamaha Fazer 600 (written off), 2002 Yamaha Fazer 600, 1994 CBR 600F, 2003 Triumph Daytona 600, Kawasaki ZX6R J1.....Current: 2006 Yamaha FZ6, 1998 Suzuki TL1000R and a Honda VFR 400 NC30.

[Rogerborg]

He's not your "friend", he's just a cockpiece with no concept of personal responsibility. Any contact with him, in any sense, just drags you down towards his level.

Take it on the chin as the cost of learning that not everybody who hangs around near you (too near in this case) is your friend.

And unless you're going to sink below his level by setting out to screw him over, then just cut him off stone cold, no contact at all. If you ride with a club or crew, and they won't support you in telling him to sling his hook, then find one that will.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[mysterious_rider]

He's a dick. I'll just leave things be and avoid the jackass.

cheers guys.

[chris-red]

Personally I think a bit of scraped paint is a small price to pay to realise someone is a complete bellend.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.

[P.]

[Alpha-9]

[P.]

I've got some substantial claims and they don't affect my policy.. my 3 points make insuring a car cheaper.

Insurance = FUCKED

[0l0dom0l0]

and I pay double for a non fault claim. Hating life!
____________________
CBT Passed: 30/08/2009, Theory Passed: 31/08/2010, Mod 1 Passed: 6/9/2010, Mod 2 Passed: 13/09/2010. Restriction ended 13/09/2012.

Bikes: 2007 Derbi GPR 50, 1998 Yamaha Fazer 600 (written off), 2002 Yamaha Fazer 600, 1994 CBR 600F, 2003 Triumph Daytona 600, Kawasaki ZX6R J1.....Current: 2006 Yamaha FZ6, 1998 Suzuki TL1000R and a Honda VFR 400 NC30.

[Ayrton]

Just cut the guy off and never see him again. An insurance claim isnt worth the hastle.

[Kal]

Don't ride with the guy

He asks why tell him he's a cock with no respect for you

Dont bother trying to claim the insurance, it'll cost you more in stamps than its worth

Instead I recommend getting some where with a good view so you can enjoy the show when karma catches up with him
____________________
Kal...
I Like To Hoon It Hoon It I Like To Hoon It Hoon It I Like To Hoon It Hoon It Ya Like To (HOON IT!).
1984 GB250 Clubman,1983 CB250N Superdream, 1999 GPZ500S