Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


what the hell is wrong with insurance companies?!

Reply to topic
Bike Chat Forums Index -> General Bike Chat
View previous topic : View next topic  
Author Message

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 17:08 - 21 May 2012    Post subject: what the hell is wrong with insurance companies?! Reply with quote

ever tried asking to read the policy details before committing?

near on impossible to get them to email or send out the policy details before committing money to the bloody company to ensure everything is correct!

swinton, rampdale, and mce all refused to do so.

even stating its a legal right to read a contract before agreeing to it these companies dont seem to care!
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

GF-91
Brolly Dolly



Joined: 14 Apr 2011
Karma :

PostPosted: 17:10 - 21 May 2012    Post subject: Reply with quote

They obviously don't need your money, take it elsewhere.
____________________
One dream, one soul, one prize, one goal.
 Back to top
View user's profile Send private message You must be logged in to rate posts

the_quick
Nitrous Nuisance



Joined: 03 Mar 2012
Karma :

PostPosted: 17:12 - 21 May 2012    Post subject: Reply with quote

Had exactly same thing with one of the brokers. They did not have website to buy insurance.
Asked them for policy details and they said they can't send them by email or post, but I can order and cancel within 10 days. Could not be bothered with that so went elsewhere
____________________
Bandit GSF600 '00
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 17:13 - 21 May 2012    Post subject: Reply with quote

so who would you guys recomend? im so tired of being arsed around by insurance companies its annoying!
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

moppy
World Chat Champion



Joined: 26 Apr 2011
Karma :

PostPosted: 17:15 - 21 May 2012    Post subject: Reply with quote

Find the cheapest quote, call them up about what you're interested in reading about. Buy insurance, check paperwork and cancel within 10days or whatever if it isn't what they said it is.
 Back to top
View user's profile Send private message You must be logged in to rate posts

the_quick
Nitrous Nuisance



Joined: 03 Mar 2012
Karma :

PostPosted: 17:28 - 21 May 2012    Post subject: Reply with quote

I use all comparison websites, been doing for years with cars, done with bike this year. At least you can see T&C online.
____________________
Bandit GSF600 '00
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 17:42 - 21 May 2012    Post subject: Reply with quote

moppy wrote:
Find the cheapest quote, call them up about what you're interested in reading about. Buy insurance, check paperwork and cancel within 10days or whatever if it isn't what they said it is.


thats besides the point, insurance companies are getting away with forcing you to do this. you DONT HAVE TO DO THIS.

its a legal right in the uk to view a contract before agreeing to it.

simple fact is people rolling over and doing what you said is why people who like to read before signing are forced to do it the arse about tit way.

further! if you cancel they're allowed to charge an admin fee, so its bull that you cant read it first, they just dont want you to so if you do cancel they get more cash out of you and they're trying to cover thier ass.

how many people have wrong stuff on thier policy and just roll with it because its to much hastle to get it corrected.

im not going to be pushed around by some idiot being a desk in a call center because "thier policy" isnt not to send it out without a deposite or some crap despite the law stating quite clearly its a legal right
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

moppy
World Chat Champion



Joined: 26 Apr 2011
Karma :

PostPosted: 17:54 - 21 May 2012    Post subject: Reply with quote

secretreeve wrote:
moppy wrote:
Find the cheapest quote, call them up about what you're interested in reading about. Buy insurance, check paperwork and cancel within 10days or whatever if it isn't what they said it is.


thats besides the point, insurance companies are getting away with forcing you to do this. you DONT HAVE TO DO THIS.

its a legal right in the uk to view a contract before agreeing to it.

simple fact is people rolling over and doing what you said is why people who like to read before signing are forced to do it the arse about tit way.

further! if you cancel they're allowed to charge an admin fee, so its bull that you cant read it first, they just dont want you to so if you do cancel they get more cash out of you and they're trying to cover thier ass.

how many people have wrong stuff on thier policy and just roll with it because its to much hastle to get it corrected.

im not going to be pushed around by some idiot being a desk in a call center because "thier policy" isnt not to send it out without a deposite or some crap despite the law stating quite clearly its a legal right
You have 7 (or 10 can't remember) to cancel without incurring a fee. Tis the law innit.
 Back to top
View user's profile Send private message You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 18:07 - 21 May 2012    Post subject: Reply with quote

pretty sure they're allowed to charge you a admin fee for this.

think i read it on here somewhere actually lol
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

Redoko
World Chat Champion



Joined: 04 Nov 2009
Karma :

PostPosted: 18:32 - 21 May 2012    Post subject: Reply with quote

I thought it was 2 weeks 'cooling down' period to cancel insurance without fees.
____________________
"Let's face it, this is not the worst thing you've caught me doing."
Sudika Sportsman SK50QT > Gilera DNA50 > Honda CBR125 RW7 > Kawasaki Zephyr750 > Suzuki GSXR600 > Honda Hornet CB600F '51
 Back to top
View user's profile Send private message Send e-mail Visit poster's website You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 18:37 - 21 May 2012    Post subject: Reply with quote

eh, what ever the period,

having to cancel the policy because some knob head screwed it up is no replacement for ensuring the policy is correct to begin with
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

Ingah
World Chat Champion



Joined: 10 Apr 2009
Karma :

PostPosted: 18:39 - 21 May 2012    Post subject: Reply with quote

..without "reasonable" fees, chaps.
And therein lies the problem (most broker's definition of 'reasonable fees'). I'm with the OP on this, although i don't know whether its actually a legal right to see the paperwork first, only that it should be. It's a total farce, particularly when cancellation terms etc matter to you!
____________________
-- Ingah
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 19:21 - 21 May 2012    Post subject: Reply with quote

Ingah wrote:
..without "reasonable" fees, chaps.
And therein lies the problem (most broker's definition of 'reasonable fees'). I'm with the OP on this, although i don't know whether its actually a legal right to see the paperwork first, only that it should be. It's a total farce, particularly when cancellation terms etc matter to you!


think about your mobile phone contract, or a solicitors contract,

you can call any legal advice line and ask them "is it my legal right to read a contract prior to signing it?" "yes" will be thier answer.
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :

PostPosted: 19:40 - 21 May 2012    Post subject: Reply with quote

The Statute says that they can't charge a "cancellation fee", but they can charge you for their (reasonable) costs incurred in setting up the policy.

Of course, if you've agreed to a "cancellation fee" then they can charge you anything that they like. Oh, didn't you read your contract? Doh!

Some of them really do rip the piss, charging £75+ to cancel from the get-go. They'll do it for as long as they get away with it, and I suspect this is how the worst ones are making their money now.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 19:59 - 21 May 2012    Post subject: Reply with quote

Rogerborg wrote:
Of course, if you've agreed to a "cancellation fee" then they can charge you anything that they like. Oh, didn't you read your contract? Doh!


roger i feel you have missed the initial post on this thread.

the entire thread is essentialy me being pissed off at insurance because they wont send the policy via post or email so i can check it BEFORE committing to it.

these hidden charges are another damn good reason to GET YOUR POLICY BEFORE YOU PAY UP! check it! if you dont agree with something throw it in thier face, ram it up thier arse and tell them to fuck right off!

its because of the BUYERS laziness and complaisance that insurance companies feel they can get away with anything.
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts

MG
Traffic Copper



Joined: 10 Oct 2011
Karma :

PostPosted: 20:10 - 21 May 2012    Post subject: Reply with quote

secretreeve wrote:
Rogerborg wrote:
Of course, if you've agreed to a "cancellation fee" then they can charge you anything that they like. Oh, didn't you read your contract? Doh!


roger i feel you have missed the initial post on this thread.

the entire thread is essentialy me being pissed off at insurance because they wont send the policy via post or email so i can check it BEFORE committing to it.

these hidden charges are another damn good reason to GET YOUR POLICY BEFORE YOU PAY UP! check it! if you dont agree with something throw it in thier face, ram it up thier arse and tell them to fuck right off!

its because of the BUYERS laziness and complaisance that insurance companies feel they can get away with anything.


whoosh
____________________
'03 Honda Cityfly 125 > '02 Honda CB500S > '98 Honda CBR600F
 Back to top
View user's profile Send private message You must be logged in to rate posts

arry
Super Spammer



Joined: 03 Jan 2009
Karma :

PostPosted: 20:35 - 21 May 2012    Post subject: Re: what the hell is wrong with insurance companies?! Reply with quote

secretreeve wrote:
ever tried asking to read the policy details before committing?

near on impossible to get them to email or send out the policy details before committing money to the bloody company to ensure everything is correct!

swinton, rampdale, and mce all refused to do so.

even stating its a legal right to read a contract before agreeing to it these companies dont seem to care!


They're not insurance companies per se, they're brokers. The actual underwriter will vary.

Are you saying that none of these companies will send you a written quotation?
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

U_W v2.0
World Chat Champion



Joined: 07 May 2012
Karma :

PostPosted: 20:41 - 21 May 2012    Post subject: Re: what the hell is wrong with insurance companies?! Reply with quote

arry wrote:
secretreeve wrote:
ever tried asking to read the policy details before committing?

near on impossible to get them to email or send out the policy details before committing money to the bloody company to ensure everything is correct!

swinton, rampdale, and mce all refused to do so.

even stating its a legal right to read a contract before agreeing to it these companies dont seem to care!


They're not insurance companies per se, they're brokers. The actual underwriter will vary.

Are you saying that none of these companies will send you a written quotation?


what im saying is that the insurance brokers or w/e you wish to call them down right REFUSE to send out the policy details before you pay anything.

its not really difficult for these idiots to do and are breakign the law by refusing to do so
____________________
BCF's biggest cunt list: Cansa, Pits, Rob
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 14 years, 117 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT + 1 Hour
Page 1 of 1

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.10 Sec - Server Load: 1.29 - MySQL Queries: 13 - Page Size: 101.67 Kb