Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Insurance question...

Reply to topic
Bike Chat Forums Index -> General Bike Chat
View previous topic : View next topic  
Author Message

symonh2000
Crazy Courier



Joined: 20 Feb 2005
Karma :

PostPosted: 12:03 - 22 Jun 2012    Post subject: Insurance question... Reply with quote

I am just about to insure my bike and have been getting some online quotes.

One of the questions was "Have you had any claims within the last 5 years"

Well I did have a small claim on my car insurance 3 years ago, after some muppet reversed into my car and I got lumbered with blame after he told his insurance I hit the back of him..

Do I need to tell the bike insurance company about a car related claim or not?

I am guessing I do, but if that was the case they should take into account my 9+ years of car NCD...
____________________
Four strokes is two strokes too many.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

G
The Voice of Reason



Joined: 02 Feb 2002
Karma :

PostPosted: 12:07 - 22 Jun 2012    Post subject: Re: Insurance question... Reply with quote

Yes, you do.

A good reason why to fight such liars in any reasonable way.

Some companies only ask for a maximum of three years for claims.

Some companies do ask about your car no claims.
 Back to top
View user's profile Send private message You must be logged in to rate posts

T.C
World Chat Champion



Joined: 05 Nov 2003
Karma :

PostPosted: 12:13 - 22 Jun 2012    Post subject: Re: Insurance question... Reply with quote

symonh2000 wrote:
I am just about to insure my bike and have been getting some online quotes.

One of the questions was "Have you had any claims within the last 5 years"



You have answered your own question.

The question being "Have you had Any claims within the last 5 years?

If it only required you to declare motorcycle claims, then it would have said so, but any claims means just that whether it be in two wheels or four.

Failure to disclose could result in cover being withdrawn along with the possibility of a prosecution for making a false declaration or false representation to obtain a financial advantage (Fraud)

You have to declare all claims!
____________________
It is better to arrive 30 seconds late in this world, than 30 years early in the next
 Back to top
View user's profile Send private message Send e-mail Visit poster's website You must be logged in to rate posts

symonh2000
Crazy Courier



Joined: 20 Feb 2005
Karma :

PostPosted: 12:21 - 22 Jun 2012    Post subject: Reply with quote

Thanks guys, the bit which originally threw me was where you add details of the claim there was only options for motorcycle related incidents.

Then at the bottom there was the option for other, so I selected that and a box came up saying "Did this incident involve a motorcycle insurance policy", so I ticked no.

The quote that came back was exactly the same as without the claim added, so that was a result. Smile
____________________
Four strokes is two strokes too many.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
Old Thread Alert!

The last post was made 13 years, 261 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT
Page 1 of 1

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.07 Sec - Server Load: 0.24 - MySQL Queries: 13 - Page Size: 41.18 Kb