Bike written off now what

[Pol Anorl]

Ok so bike was written off after someone tried to park on it.

Insurance phoned me today to say its not fixable and its been written off.

Any ideas on what cash i would get from it and how much it would cost to buy back?

1999 xj 600n value on my insurance was £600 inspection was done via other partys insurance so was hire bike to keep costs down on my side.
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GOOD GAME BODYGUARD: https://i.imgur.com/8WePGgf.jpg
20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[yambabe]

It was his fault, there are no costs to your "side".

His insurance co will make you an offer any time now. Be prepared to ring them and haggle cos the first offer is likely to be a joke.
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Sod falling in love, I wanna fall in chocolate.

[weasley]

Also, they are under no obligation to sell you the wreck after you accept their settlement. Many will offer you a price to buy it but once you settle, the bike is theirs to do with as they wish. Its probably easier and more profitable to actually sell it to the claimant but it's not a given.
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Yamaha XJ600 | Yamaha YZF600R Thundercat | KTM 990 SMT | BMW F900XR TE

[U_W v2.0]

sorry, can someone clarify this for me

1) someone runs over your bike
2) you claim the bikes value on faulty parties insurance
3) THIER insurance then owns the bike
4) you may get to buy YOUR bike back

is that right?
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BCF's biggest cunt list: Cansa, Pits, Rob

[Blackwolf]

[U_W v2.0]

[Pol Anorl]

[Jefr0]

My bike got written off (other party at fault)

Insured at quote for £900
Inspection value £800

Buy back was 10% (may vary on different insurance companies)

So I bought the bike back for £80 and got paid out £720.
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Pol Anorl]

[U_W v2.0]

still seems like the victim in accidents like this get penalised
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BCF's biggest cunt list: Cansa, Pits, Rob

[Pol Anorl]

[Pete.]

[U_W v2.0]

[Blau Zedong]

[iooi]

[U_W v2.0]

[Nexus Icon]

[Pete.]

[U_W v2.0]

possibly, but something tells me its not as clear cut as that.

i mean, if insurance company broke down salvaged vehicles for parts they'd probably be able to recover alot more. but then that takes time, resources and effort.

meh, i still dont like the idea of them keeping your bike when some idiot trashed it.
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BCF's biggest cunt list: Cansa, Pits, Rob

[Pete.]

[U_W v2.0]

[Pol Anorl]

What i don't get is how they told me its too expensive to fix.

afaik its cosmetic, if its cosmetic why can't they fix it?

They are saying like..

cost to fix £200 value of bike £600, we would rather pay out £600 and keep bike making a loss still.

id rather have it repaired tbh but meh, ill ask them what was wrong with it when they phone back.
____________________
GOOD GAME BODYGUARD: https://i.imgur.com/8WePGgf.jpg
20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

[U_W v2.0]

[J4mes]

Imagine if you crashed in to something expensive. Are people supposed to sell their homes, organs and children in order to cover it?

Yeh it's fine if you do £200 of damage to someones bike, most people could cover that. If you smack in to something like a top of the range car like a porsche, maserati or something like that and it's declared a total loss would you be expected to pay the £80-90,000 back?

You may as well not bother having insurance at all, and just pray you don't crash or sell every single possession if you do.

[iooi]