Insurance figure need quick reply before insurance call back

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

3rd partys insurance phoned me with figure.
cat c write off £350 for bike or £298 and i get bike back

i told them its way too low
They said they cannot offer me anything else as the asessor told them its worth £350.

are they lieing ?

hexagon motorcycles gave me a value of £350 for the bike.
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pendulum · Traffic Copper Joined: 13 Feb 2012 Karma :

Meh I'd expect more than £350 for any tax & tested bike,
If you know you can't get a replacement for £350 then tell them so & insist on more otherwise you'll start proceedings against their insured

You must know roughly how much the bike's worth
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1998 CG125 (Sold) CB500 [+ Clio 172]
Usually_Wrong: I tend to fail more than pass. [Speaking about Theory Practice]
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Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

i payed £600 for it i could probably get it back to that state for £100-£150
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GOOD GAME BODYGUARD: https://i.imgur.com/8WePGgf.jpg
20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

map · Mr Calendar Joined: 14 Jun 2004 Karma :

Do a search on this forum for bike prices. Thing good buyers guide or something like that. Cannot help more as having to type this on phone. Enter your bike and get the ballpark figures.

Hth

ps too low that offer. Worth more as parts?
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Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

weasley · World Chat Champion Joined: 16 Oct 2010 Karma :

Challenge them to find a bike of equal pre-accident condition for £350 to substantiate their claim.
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Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

You've already been told that you need to do the legwork and find a bike of the same age and general condition, then demand that much from them.

Have you done that?
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Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

Blackwolf · Burgerfist Joined: 19 Nov 2006 Karma :

Well there's another straight off.

https://www.ebay.co.uk/itm/1999-YAMAHA-XJ-600-S-DIVERSION-RED-/180920524622?pt=UK_Motorcycles&hash=item2a1fb41f4e#ht_500wt_1413
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Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

For my K reg 25,000 miles GS500 I got £795 and kept bike for free.

I would shout at them demanding they review it. Pre accident I'd probably have paid 5-600 for your bike. (Probably, I mean this would have to be "I am desperate I need a bike" etc

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

Redoko · World Chat Champion Joined: 04 Nov 2009 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Adding stuff to bike doesn't increase its value though.

Adding new plastics to my GSXR didn't affect the sale at all... it just means you lose more

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

J4mes · World Chat Champion Joined: 18 Mar 2011 Karma :

search through ebay completed listings too for a wider result.

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

email i have composed for them:

P. · Red Rocket Joined: 14 Feb 2008 Karma :

600 + bike back...

£400, really Rolling Eyes

pendulum · Traffic Copper Joined: 13 Feb 2012 Karma :

IMO £400 and the bike back seems very low if you're able to show the bike's worth about £1,000...

I'd be insisting for a lot more tbh, and then they'll probably meet you in the middle somewhere.
____________________
1998 CG125 (Sold) CB500 [+ Clio 172]
Usually_Wrong: I tend to fail more than pass. [Speaking about Theory Practice]
Usually_Wrong: im on unemployment at the moment

J4mes · World Chat Champion Joined: 18 Mar 2011 Karma :

Jesus dude why make it hard for yourself? As above, if you're showing them bikes worth £1000, why ask for £400 and bike? Ask for £1000, all they can do is say no and then make you an offer substantially below what you asked for, but substantially above what you want.

win.

Pol Anorl · Banned Joined: 13 Apr 2010 Karma :

okay ill change offer to £650 and bike i haven't sent email yet was getting other opinions first.
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20:30:37 Pyro.: I don't sort of like men, I take every advantage to choke on dick.
Jewlio Iglesias: You live in Liverpool - Chances are, the front door has already been kicked off the hinges

grant965 · Brolly Dolly Joined: 02 Mar 2011 Karma :

MarJay · But it's British! Joined: 15 Sep 2003 Karma :

Isn't it an 80,000 mile bike or something? I'd say you're lucky to get that to be honest.
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Blau Zedong · Banned Joined: 26 Jun 2006 Karma :

Blackwolf · Burgerfist Joined: 19 Nov 2006 Karma :