Insurance for MX style bikes

[DMCpro]

Hi there, I cant seem to get my insurance under 450 pounds, i dont really understand why they are like this, since the bike didnt even cost that
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Honda CB-1, TS125X
VW Golf Estate

[.Chris.]

Possibly due to the high theft risk associated with this type of bike.

I think I'm right in saying that due to the way the risk is calculated, even if you're quoting for TPO (i.e. no theft insurance), a bike with a high theft risk is generally more expensive to insure than an otherwise identical bike with a low theft risk.

EDIT: Just seen "CG125-BRK (seized and crushed)" in your sig. Was that for lack of insurance? If you've got an IN10 conviction on your licence, then that might be partly to blame for high insurance quotes.
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Chris
1985 Kawasaki Z550F

[G]

TPO insurance still has to cover a bike being nicked, then the thief crashing in to someone. So even for TPO, expect a premium to be charged.

[drzsta]

I know it takes the piss!!


Can't get a quote of under £400 on my KTM, never use it on the road either but I like to keep my no claims going and the peace of mind that if, god forbid the garage ever caught fire or it was nicked by scum.
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Current Bikes - BMW S1000RR ‘17 & KTM 690 SMC-R ‘12

[boundy]

I see no point having theft cover on an enduro is it has a value under 2 grand. Insurance for my exc 250 is about £120 a year

[colicabcadam]

£75 tpft on my 660 - are you using comparison sites ? garaged ? locks declared etc ?
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my rides ---->> https://img406.imageshack.us/img406/5051/ktmaudiducati2.jpg

[weasley]

My KDX is on a multi-bike policy with the Cat; added about £30 for the year (TPFT).
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Yamaha XJ600 | Yamaha YZF600R Thundercat | KTM 990 SMT | BMW F900XR TE