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Ebike have only out 5 plus years on my NCD

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scorps
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Joined: 29 Jan 2007
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PostPosted: 20:05 - 07 Aug 2012    Post subject: Ebike have only out 5 plus years on my NCD Reply with quote

I have 10 years no claims and when I queried this with them today, they told me they never had a record of my no claims before i joined them, I was with them seven years!!!!!!!!!!! anyway as they now phone to try and get you to renew i asked why the prices had been hiked. Apparently the new underwrite they use is the casue so I told them to brace themselves for a mass exodus from long time customers.

managed to get what I wanted for 95 quid today through Motorcycle Direct using Aviva who had quoted 121 if i went through them so a happy bunny again.
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kawakid
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PostPosted: 21:21 - 07 Aug 2012    Post subject: Reply with quote

In my opinion it's quite normal, on the bike I have been riding for 8 years and my no claims only shows 5. Same on the car 18 years no claims only shows as 5.
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Rogerborg
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PostPosted: 22:49 - 07 Aug 2012    Post subject: Reply with quote

Fine, if they've all agreed to cap at 5, forever.

I mean, if you define cartel collusion as "fine".
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G
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PostPosted: 23:26 - 07 Aug 2012    Post subject: Re: Ebike have only out 5 plus years on my NCD Reply with quote

Ebike have always done this I believe - I have just stated the amount it should be and haven't had a problem.
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iooi
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PostPosted: 05:05 - 08 Aug 2012    Post subject: Reply with quote

kawakid wrote:
In my opinion it's quite normal, on the bike I have been riding for 8 years and my no claims only shows 5. Same on the car 18 years no claims only shows as 5.


While they may cap the amount you can use at 5. They should list the full amount on any paperwork.

As a aside if you have more than 5 and you have another policy elsewhere, then you should be able to use the remaining on that then.
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The Artist
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PostPosted: 06:43 - 08 Aug 2012    Post subject: Reply with quote

My gran has 50 years but it only says 5 on her car.
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scorps
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PostPosted: 07:43 - 08 Aug 2012    Post subject: , Reply with quote

its all well and good till you go to another place, put in your no claims and they say we wont accept 5 plus years it has to state exactlyhow many, Im just relieved that putting the five down on my quote hasnt upped the price for the insurance. It never used to be this sneaky.
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G
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PostPosted: 07:55 - 08 Aug 2012    Post subject: Re: , Reply with quote

As I say - I've never had a problem using something stating '5 +'; as that explicitly suggests it may be more than 5.
I think I'd start badgering them as Simple did until they gave in or someone silly/not silly enough agreed to what you said Smile.
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scorps
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PostPosted: 08:30 - 08 Aug 2012    Post subject: , Reply with quote

I put down 10 years on the quote, then tried it with the 5 years and it made no difference so Ive just gone with it, my car NCB actually states 9 + even though i have 25 years no claims, I do get fully comp pretty cheaply now though, next insurance quotes will be via saga i reckon Sad
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