SORN'ing- temporarily/Insurance Q. Advice needed ASAP.

[ginny]

Right, so I failed my bastarding Mod 2 today. Pulled off just as the lights went to amber, only 3 minors. Anyway-

I am still going to have a look at a couple of bikes this evening. Ive never bought privately. If they are in decent nick and a decent price, my mate may be riding one away on my behalf. (offered with 7 days free insurance because its being sold on MCN). He doesnt have riding other bikes on his policy.

If this happens... he will pay for it (with my money), and I guess get the V5 in his name (I assume he has to be owner for the free insurance) and ride it back to mine, where it will be stored in a garage awaiting a test pass!

Test is re-booked for the 28th August (an eternity), insurance would run out on the 16th, and at that point (I guess) I would have to SORN it, as I cannot insure it till the test pass.

What are my options for declaring it SORN/him declaring it SORN/getting ownership transferred to me? How long to V5s take to come back to the new purchaser? And will I have to reapply for tax etc? Its all very confusing and the DVLA website doesnt seem to mention anything about how to declare a vehicle back on the road.

Another option is to just Not declare it SORN for the 12 days... much easier but what are the chances of fines etc?

Help very appreciated!

[Minty]

Get the bike back to yours. Register in your name and SORN it.

How far away is the bike to your house?
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My fingers smell of your mum.

[DMCpro]

Ring DVLA and explain your situation. They may give you an extra period of time that you can be uninsured. Tell them it will be in your garage and NOT on the public highway.
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Honda CB-1, TS125X
VW Golf Estate

[ginny]

so if he has just bought it in his name, I can almost immediately re-register it in mine?

Its about an hours drive. What needs to happen when I want to 'unSORN' it?

[map]

The person who buys the bike does not have to be the owner on the V5. IIRC the V5 just shows the 'registered keeper' anyhow.

Not sure about the MCN free insurance offer but I suspect you can put the buyer rather than the owner. That'll stop having to change the V5 after only a short time.

As said, get back to your place/wherever stored and then SORN bike.

If no get tax on bike then maybe book MOT as you can ride to that without tax. You might then stop off at your place/wherever stored on the way. I have cancelled MOTs with only hours notice as bike couldn't be got there due to mechanical problems.

HTH

[ginny]

Thanks for the help so far.

I have spoken to the insurers who state that the bike must be bought/registered in his name for him to ride it back.

SO i guess what i want to know is how soon it can be re-registered- does he have to wait for any paperwork from DVLA before 'selling' the bike to me?

And for anyone in the know...

What happens to tax on a bike the is SORNed?

Calling DVLA now...

[Minty]

Sod all this registering in his name guff. Do the insurance company expect you to complete the paperwork in his name and have it off in the post before they will start the policy? Tell them the bike will be in his name, get the policy started. Get home safely and then register it in your name.

The insurance at that point is obsolete.
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My fingers smell of your mum.

[ginny]

[mfactor]

[map]

Why not forget about the 'free' MCN insurance.
Buy the one day type insurance (google it) for your friend to ride bike home.

It does not matter he does not own the bike, that's what the one day insurance is intended for.

I had to get one to take my lad's bike to the MOT for him. I can't remember who I used but google tells me there are some here. I might have used flexirider

[Minty]

DVLA do not cross reference ownership changes against some sort of insurance database.
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My fingers smell of your mum.

[Rogerborg]

Whoa, whoa there.

Notifying the DVLA of the change of keeper - keeper, not owner - is the responsibility of the current keeper. And like fuck would I trust a new keeper/owner to do it, the V5C is a liability, not an asset.

Just get your details on the V5C. I'll be astonished if whatever novelty-purposes policy MCN offer will care, and again: the keeper is not necessarily the owner. It says this in SECOND COMING FONT right at the top of the V5C.

In terms of SORNing, simplest thing is to just do it. You can do it online with the V5C reference number (take a note if it's not on the new keeper slip). What's it going to cost you, a couple of £££ for a partial month when you get a refund on the VED?

If you want to cheap out on that, you have a de facto grace period before they start demanding a bribe, several months in my experience, although some folk reckon less. Even then, all they're doing is demanding money. As sickpup discovered, you can laugh it off, offer to see them in court, and then just cite the Interpretations Act.

To "un-SORN", you just buy VED. That's it, job done.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Nick 50]

[yambabe]

[map]

[mfactor]

Dont over think it chaps, Have a look at the MCN site, it clearly says buyer.

1) Mate does the MCN thing to get the free insurance

2) You go to pick up bike fill in V5 in the Keepers name.

3) Mate rides it back for you insured by MCN

4) You receive V5 in your name several weeks later


Simples, have done it MCN just wants a name


Oh and don't bother sorning it for a week or so by the time they notice you will have insurance

[Rogerborg]

[ginny]

Just an update- went to see the hornet, fell in love, bought the hornet. Mate had to buy it as the insurers made sure it was the registered keeper that took the insurance. I'm sure he had fun caning it through the back roads on the way home. At least I know it does at least 130mph!

Probably not going to SORN it as it will only be 12 days before I hopefully insure it. Told my mate all the implications (ie he'll get any fine that's coming!) and he said he prob won't SORN it. Still got 6 days free insurance to decide though.

Thanks for all the help guys, and if anyone want to weigh in with anything else please do!

[colicabcadam]

i am confused - you ony sorn a bike if it has no tax, so your mate rode home a bike with not tax on it ? just insurance ?

an apr camera would have most likley spotted the bike, so be prepared for a fine lol
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my rides ---->> https://img406.imageshack.us/img406/5051/ktmaudiducati2.jpg

[colicabcadam]

btw - it is also ilegall not to sorn the vehicle.........

just sorn it, it'll keep you out of trouble
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my rides ---->> https://img406.imageshack.us/img406/5051/ktmaudiducati2.jpg

[mfactor]